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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

OH making me feel vile about my debt.

102 replies

Theonethatgotawayawayaway · 27/01/2021 21:47

So my OH found out about my debt (which I’ve been slowly paying). It started around a year and half ago when he had his addiction. Basically I had to lend off loans etc to pay the rent, buy food. I didn’t tell him because it’d cause arguments, he didn’t work and refused to and if I offered he said he wouldn’t have the kids etc.

Yes he’s off drugs now, and he started working a few months ago so things have been easier now but back then it was so difficult. The debt I’ve built up wasn’t for me it was to keep a roof over our heads and the kids fed and watered and clothed. He’s made me feel so vile, saying I’ve ruined our chances of having a mortgage. He’s admitted he never helped then and I was trying to live off the bare minimum, but he’s saying I’m wreck-less and stupid (non of the debt was for my personal needs, In fact I haven’t bought Myself a thing for years. I’m sat here crying my eyes out I feel like such an idiot but I had no other choice at the time and I’m trying to handle it now.

OP posts:
mylovelydd · 29/01/2021 17:46

I’ve thought a lot about it and I definitely will not be getting a mortgage with this man. If I’m honest I’ve been looking at a few different places to rent for me and the kids until I can afford to get us a mortgage, it’ll take a long time but it’s worth it.

Please please please do this! My ex husband fucked off with his AP and stopped paying the mortgage and bills on our house. I was a SAHM when he decided to leave and we had two DC 8 and 4 months. I had to reinvent my life double-quick or be homeless. I found work and childminder and paid what bills I could and I was lucky that my parents helped me out BUT I still got into debt because what I was able to earn after childminder and food etc was not much and it started stacking up.
Eventually I met my DH and we sold the house I had owned with XH and ridiculously split what equity 50/50. Guess whose half went on paying debt accrued from my previous marriage? Hmm When I paid the last debt I actually cried on the phone to the lovely lady who worked at the Credit agency. My credit rating was fucked and it took 6 years to be good again because I had got CCJs etc.
My ex? He merrily spent his half on a lavish wedding to his new wife (not a penny on the DC)
Please don't end up where I did. At one point I couldn't see a way out when Bailiffs were at my door and wanted to end my life.
I know £1500 is a lot of money to a lot of people but you can soon pay this off.
Don't let it get you to the point where I got - it's just money.
Don't let this man screw yours and your DC lives up any more.
He is bringing nothing but misery to your lives and you can and will have an amazing life without him x

BlueCookieMonster · 29/01/2021 20:25

Gosh, he sounds like a right charmer. Make plans, get yourself together and leave him in the dust. You’ve survived with him, you’ll thrive without him!

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