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To not want to ask my parents for money?

137 replies

BrokenArrows · 28/08/2020 15:05

My husband is an only child. A mummy's boy. His mum (a single mum) has been very generous with giving us money each month, as well as a larger amount to help with a deposit on our house, and other amounts at random times. My husband and his mum openly talk about finances, and I feel like he kind of runs the show with her money advising her of what to do in terms of re-mortgaging, potentially selling and downsizing her house, etc. I also feel that my husband has asked directly (and pressured her) for some of the money she has given us over the years. She is a very selfless person and would always want to help others rather than herself. She's very careful with money. Very rarely eats out, never goes on holiday or to movies, or days out and never does anything nice for herself. Although we live what I consider to be a very comfortable lifestyle, we still struggle with bills sometimes. She helps with some of our DC's school fees or uniform costs, provides us with a few hundred pounds a month from a second pension she has, and would try and help more if he asked. It's very generous of her.

Now the issue is that his mum (single income and now retired) makes far less than what my parents make. Yet somehow she works some voodoo magic to come up with money whenever we need it. My parents have worked hard (as has his mum) and raised us kids comfortably, and now they are retired and living their lives and enjoying holidays, cruises, dinners out, films each week, improvements to the house etc. My husband seems annoyed with this and the fact that they don't openly just hand out money to us like his mum does.

He has asked me before to ask them for money when times have been tight, but I just don't feel right doing this. Partly because my dad and I have had a slightly rocky relationship in the past and I don't know how or want to approach the situation to ask them for money. I do not discuss money with them at all. I don't want it to create friction. But husband gets into a strop with me about it and yells at me basically out of frustration that they have more money than his mum and are enjoying their retirement. I think he feels entitled to it. I have explained to him that I'm uncomfortable asking them for money, and to me it's not worth creating any potential arguments or conflict with them. But I know he's still resentful, and occasionally still throws it in my face during an argument.

Does he have the right to be upset by this, or is he being totally unreasonable? Or am I being unreasonable by not asking my parents in the first place?

OP posts:
seventhrow · 28/08/2020 15:39

Everything about this is appalling. I can't imagine being in OP's situation but frankly if I was I would be utterly ashamed and unable to look my poor MiL in the eye. She is being completely rinsed. Frankly, OP, it's quite clear that you're completely ok and complicit with bullying your MIL into handouts or you wouldn't so happily fritter money away on non-essentials. Actually disgusting.

mintyfreshh · 28/08/2020 15:39

I can't understand how a grown couple could not manage their bills so often. Why on earth are you privately educating your kids if money is that tight? And why isn't your 'fun money' (a couple of hundred a month! That's what I spend annually) going on those bills?

trevthecat · 28/08/2020 15:39

Your both unreasonable. You're keeping money back even though you can afford school fees/ uniform/ bills and then saying you live comfortably! No you don't. Mummy is paying for your comfort. I agree with pp's this is bordering on financial abuse

BrokenArrows · 28/08/2020 15:39

My husband is very controlling, and verbally and emotionally abusive towards me yes. He discusses the finances with his mum, not me. I do not know if he asks her for more money until after she's already sent it. I will clarify though that the couple hundred pounds was something that she wanted to do for us to help send the DC to private school so that has always been there and budgeted for. She wanted to buy the uniform (the first time as a gift - we pay now). But he wanted to send the kids to private school, and would not be willing to take them out. I take out a small allowance from the money I earn because if I didn't I wouldn't have anything as he controls everything else. They money that he's asked for from her (and wants me to ask from my parents) is often for home improvements, etc. Which I don't see as necessary obviously. And while some people will accuse me of taking from her, I'm obviously not comfortable with it, and am not comfortable asking for money from my own parents or anyone else. I would never ask for anything. But if I were to suggest we no longer accept (or he no longer ask for) money from his mum he would yell and scream at me. Lockdown and speaking with a friend recently has made me realise I'm in a very controlling and abusive relationship (for over 20 years), so I'm trying to figure out my next steps and evaluate what is normal and what is not. 😕

OP posts:
Flynn999 · 28/08/2020 15:41

Your bemoaning him because he’s asking for money of his mum, but your refusing to hand over money from wages because you want to fritter it away. I have no issues with people keeping a chunk of money to piss away on stuff, but not at the expense of someone else (in this case his mum) you clearly can’t afford the lifestyle you have, so either a) work additional hours/better paid jobs of b) reduce your outgoing.

The fact he seems to ‘advise’ her on financial things such as remortgaging is worrying and it all sound very controlling and abusive. ( i don’t say this lightly)

I don’t think it’s an issue asking for help on an occasional basis, but it seems your husband and you are expecting his mum to fund a lifestyle you can ill afford. The fact she lives very frugally is worrying. I would imagine she’s get debts your not aware of which is enabling you to send your kids to private school.

Newfornow · 28/08/2020 15:41

This is just horrid.
You keep having coffee, beauty treatment and clothes, send your children to private school and dh mother gives a few hundred a month! Wow
You are greedy mooches.

Flatpackback · 28/08/2020 15:41

Greedy, unpleasant and abusive. I think that applies to both of you. Surely this is a wind up? Is it really possible that parents raise their children to turn them into these adults?

WaxOnFeckOff · 28/08/2020 15:41

If he is so good with money then why are you short and living beyond your means?

I think you are in the right not asking for money but seriously you both need to sort yourselves out. Why do you have DC in private school when you then need to borrow from a vulnerable woman to pay your bills? In that you are as guilty as him.

LovingLola · 28/08/2020 15:42

You are a pair of leeches.

Newfornow · 28/08/2020 15:42

He is financially abusing his mother and you are complicit. Tell him no, it’s her money. For all you know he has money saved or is frittering it away.

toomanyspiderplants · 28/08/2020 15:43

Have you considered leaving him?

Serin · 28/08/2020 15:43

That poor woman.
Downsizing??
So that your DC can attend private school and you can have your Costa coffees.
Your DH sounds very unpleasant and bullying and you sound pathetic.
I'm glad your parents are having a good time spending your inheritance.

jorgeous · 28/08/2020 15:44

How come finances are tight when you're being gifted all this extra money? Why aren't you (plural) living within your own means?

Same with paying school fees?

FippertyGibbett · 28/08/2020 15:45

I never ask my parents for money.

justasking111 · 28/08/2020 15:45

So he wants his mums money, your money, your parents money.

Does he hold back his salary for himself?

To be frank it is attempted financial abuse of all of you, unbelievable.

WaltzfortheMars · 28/08/2020 15:46

Wow, your dh sounds really entitled. Your parents money is for them to spend how they like it. They worked hard so it's totally wrong to expect let alone demand money from them.

bouncydog · 28/08/2020 15:46

Utterly appalled by the behaviour of both of you tbh. Sounds like you need to do a full household budget so you can see exactly how much income and outgoings you have, as it sounds like you are living well beyond your means. Does your husband keep 18% of his income for himself? As to either of you asking your parents to bail you out, that is disgusting. His poor mother has obviously been bullied by your husband so that she cannot say no and regardless of what you say, you are obviously happy to be financed by his mother. Disgusting.

Moondust001 · 28/08/2020 15:47

@blackcat86

Sorry but it sounds like he is financially abusing his mother. Bullying her into handing over several hundred a month from second pension as well as big cash handouts when she lives a modest life. How awful. I hope he is planning on financially supporting her when she is old and frail or when the money runs out? Also having £200 a month to yourself is quite luxurious especially if you can't afford school uniforms for your DC. YANBU for wanting to keep some money to yourself but YABU to feel that you can have spends fund whilst MIL lives a life of no luxuries and pays towards basics for your DC. You both need to grow up and live within your means. Why are you putting up with this man berating you for not earning enough and financially abusing his mother (or at best manipulating and guilting her). What do you earn OP? I bet its plenty, just not enough for him.
I totally agree - this is financial abuse of an older person, and, to be quite clear, it is something that social services and the police would be very interested in looking into. Whether it is by force or manipulation, you are depriving an old person of their income to fund an extravagant lifestyle of your own. And you are as guilty as your husband - you know what he is doing, you do nothing to stop it, and you personally before from it. You should be disgusted with yourself - not wondering whether you should be asking your parents for money.
BrokenArrows · 28/08/2020 15:49

@frazzledasarock

Do you have any access to finances within your marriage apart from the 18% of your income you refuse to hand over to your H?

No

OP posts:
Disfordarkchocolate · 28/08/2020 15:50

I think you are both financially abusing his Mum. Why is she subsidising two adults? I would be ashamed if I was you. You both need to realise you cannot afford private school.

shamalidacdak · 28/08/2020 15:50

Bloody hell what a pair of spongers! Your poor MIL! Stop taking money off her and both of you need to work extra jobs and cut your debt and spending. You are responsible for your lifestyle and if anything you guys should be helping your MIL out. Stop enabling his terrible behavior

BrokenArrows · 28/08/2020 15:50

@toomanyspiderplants

Have you considered leaving him?

Yes. But he has controlled everything for so long I have no idea how to be on my own anymore. It's frightening and I'm trying to figure out what steps to take to try and get back some of my independence.

OP posts:
DolphinsAndNemesis · 28/08/2020 15:50

Why on earth are you and your DH accepting money from your MIL? It is appalling that she is handing over hundreds every month when you have a "very comfortable lifestyle."

Adults should stand on their own two feet financially. Of course, if an adult encounters an emergency of some kind, and the parents are in a position to assist financially, that's one thing. But expecting your parents/in-laws to fund your lifestyle? That is a breathtaking sense of entitlement.

AmICrazyorWhat2 · 28/08/2020 15:53

I think you need to look for a full-time job and start pulling yourself out of this financial mess.

I agree with PP’s your MIL could be getting herself into financial difficulties to find your family’s lifestyle. Your DH sounds horrible.

DillyDilly · 28/08/2020 15:53

Your poor MIL, being financially abused by her son and you seem to support him in this. Disgusting.