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Relationships

To not want to ask my parents for money?

137 replies

BrokenArrows · 28/08/2020 15:05

My husband is an only child. A mummy's boy. His mum (a single mum) has been very generous with giving us money each month, as well as a larger amount to help with a deposit on our house, and other amounts at random times. My husband and his mum openly talk about finances, and I feel like he kind of runs the show with her money advising her of what to do in terms of re-mortgaging, potentially selling and downsizing her house, etc. I also feel that my husband has asked directly (and pressured her) for some of the money she has given us over the years. She is a very selfless person and would always want to help others rather than herself. She's very careful with money. Very rarely eats out, never goes on holiday or to movies, or days out and never does anything nice for herself. Although we live what I consider to be a very comfortable lifestyle, we still struggle with bills sometimes. She helps with some of our DC's school fees or uniform costs, provides us with a few hundred pounds a month from a second pension she has, and would try and help more if he asked. It's very generous of her.

Now the issue is that his mum (single income and now retired) makes far less than what my parents make. Yet somehow she works some voodoo magic to come up with money whenever we need it. My parents have worked hard (as has his mum) and raised us kids comfortably, and now they are retired and living their lives and enjoying holidays, cruises, dinners out, films each week, improvements to the house etc. My husband seems annoyed with this and the fact that they don't openly just hand out money to us like his mum does.

He has asked me before to ask them for money when times have been tight, but I just don't feel right doing this. Partly because my dad and I have had a slightly rocky relationship in the past and I don't know how or want to approach the situation to ask them for money. I do not discuss money with them at all. I don't want it to create friction. But husband gets into a strop with me about it and yells at me basically out of frustration that they have more money than his mum and are enjoying their retirement. I think he feels entitled to it. I have explained to him that I'm uncomfortable asking them for money, and to me it's not worth creating any potential arguments or conflict with them. But I know he's still resentful, and occasionally still throws it in my face during an argument.

Does he have the right to be upset by this, or is he being totally unreasonable? Or am I being unreasonable by not asking my parents in the first place?

OP posts:
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SleepingStandingUp · 28/08/2020 15:23

He sounds delightful. He manipulates his Mom because you're living beings your message and now he expects the same from your parents.

How old are the kids? Could you earn more than at present?

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MumW · 28/08/2020 15:24

Cross posted with your latest comment.

Your DH is being financially abusive.

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Whatifitallgoesright · 28/08/2020 15:24

I'd be concerned he's fleecing her. Remortgaging? Downsizing? Is he trying to get his inheritance before a care home gets it?

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Flatpackback · 28/08/2020 15:24

School fees? Ffs, that’s really taking the piss. Send them to a state school and stop his mother. Don’t be bullied into asking your parents, if you are, I hope they send you packing. Your DH should be ashamed of himself. Live within your means.

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Leaannb · 28/08/2020 15:25

@BrokenArrows

To clarify, I do not ask her for any money. My husband deals with that and controls all finances in the house. He makes quite good money, and I work part time and don't make very good money at all. He is extremely frustrated by this, and gets angry with me because I don't make more. He is also annoyed that I keep 18% of my income to spend on myself (things life coffee, lunches out, personal & beauty supplies, a bit of clothing etc if I need it.) it's only a couple hundred a month that I have earned, but he's annoyed that I've put up a fight to keep that and don't give it to him for bills. I could go on, but that's a whole other post 🤦‍♀️

Wait...You are keeping 18 percent of your income to blow meanwhile you are asking an old lady to support your kids...Both of you are cheeky beggers
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Blackbear19 · 28/08/2020 15:26

He is also annoyed that I keep 18% of my income to spend on myself (things life coffee, lunches out, personal & beauty supplies, a bit of clothing etc if I need it.) it's only a couple hundred a month that I have earned

WTF this has to be a wind up. You keep money for yourself while his poor mum bails you out.

I guarantee that she is taking out lones to bail you out.

You and DH need to revisit your finances workout how much you need for Bill's etc then what you have left for yourselves.
Stop being abusive to his mum taking her money

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SleepingStandingUp · 28/08/2020 15:26

What I think you mean op DH and I are living beyond our means and rely on his single Mom to get us through. Aibu to not ask the same of my parents and let her keep supporting us?

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Leaannb · 28/08/2020 15:26

@Flatpackback

School fees? Ffs, that’s really taking the piss. Send them to a state school and stop his mother. Don’t be bullied into asking your parents, if you are, I hope they send you packing. Your DH should be ashamed of himself. Live within your means.

did you miss where OP is keeping 18 percent of her income while his mom is supporting them
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Mamette · 28/08/2020 15:27

Very rarely eats out, never goes on holiday or to movies, or days out and never does anything nice for herself

She raised her son singlehandedly and she’s still giving him all her spare cash Sad

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eatsleepread · 28/08/2020 15:27

I could never respect a man like your husband in a million years. He should be making his own way, and not taking handouts from his mother. It's very unbecoming in a man.

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User7312019 · 28/08/2020 15:27

Your attitude to money is disgusting you clearly can’t afford your lifestyle. And you would rather him fleece his mother dry than have to have an awkward conversation? And why on Earth you think you deserve to keep a superstar 18% for yourself is beyond me. Live within your means.

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eatsleepread · 28/08/2020 15:28

And YABU too.

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eatsleepread · 28/08/2020 15:29

But his mum is also a mug, and has spoilt him. This has been his ruin.

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InDeoEstMeaFiducia · 28/08/2020 15:29

Your husband is a mooch. YANBU.

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Houseplantmad · 28/08/2020 15:31

Grow up! You clearly can not afford your lifestyle. You say it is comfortable but that seems to be at the expense of your MIL's comfort. You both should be ashamed of yourselves and take a good hard look at your lives. You need to tailor your lifestyle to your means and clearly you don't have enough for private school etc.

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WorraLiberty · 28/08/2020 15:32

@eatsleepread

I could never respect a man like your husband in a million years. He should be making his own way, and not taking handouts from his mother. It's very unbecoming in a man.

And indeed in his wife.
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Florencex · 28/08/2020 15:32

I will rephrase. I would be mortified if my husband took money off his old dad. You say no. We are adults.

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Redlocks28 · 28/08/2020 15:33

Your husbands sounds horrible and it sounds sound like you can‘t afford private schooling for your children.

Stop living beyond your means and stop leeching of people who are retired!

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ShellsAndSunrises · 28/08/2020 15:33

You should be keeping any of your money for lunches out and beauty products while you’re accepting handouts from a woman who has a pretty miserable existence so that she can fund you.

You're both being unreasonable to repeatedly milk the poor woman for cash, to fund your lifestyles.

Your grown ups and it's way past time to start behaving like one.


This. Honestly, it’s no excuse to say that you’ve handed the finances over to him and he does what he wants.

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frazzledasarock · 28/08/2020 15:33

Do you have any access to finances within your marriage apart from the 18% of your income you refuse to hand over to your H?

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Leaannb · 28/08/2020 15:34

@Florencex

I will rephrase. I would be mortified if my husband took money off his old dad. You say no. We are adults.

But without her MIl subsidizing them she wouldn't be able to waste a couple of hundred n pounds on herself...
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blackcat86 · 28/08/2020 15:35

Sorry but it sounds like he is financially abusing his mother. Bullying her into handing over several hundred a month from second pension as well as big cash handouts when she lives a modest life. How awful. I hope he is planning on financially supporting her when she is old and frail or when the money runs out? Also having £200 a month to yourself is quite luxurious especially if you can't afford school uniforms for your DC. YANBU for wanting to keep some money to yourself but YABU to feel that you can have spends fund whilst MIL lives a life of no luxuries and pays towards basics for your DC. You both need to grow up and live within your means. Why are you putting up with this man berating you for not earning enough and financially abusing his mother (or at best manipulating and guilting her). What do you earn OP? I bet its plenty, just not enough for him.

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Waxonwaxoff0 · 28/08/2020 15:36

Your problems are a lot deeper than not wanting to ask your parents for money. As in, you are married to an awful man.

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ivfdreaming · 28/08/2020 15:36

Why do you have your children in private school if you can't afford them? You both need to get some self respect and stop milking the poor woman for more cash. You shouldn't be comparing what one parent gives compared to another - their lives their money their choice

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ItsIslandTime · 28/08/2020 15:38

Oh my! Can't believe you go along with this. It sounds odd.

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