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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Always bailing out DB – WWYD?

107 replies

WagnersFourthSymphony · 18/08/2020 22:00

This is a first world problem so I feel bad even asking about it. DH and I are comfortably off. My brother, who lives in another country, isn’t. He is self-employed and his business hasn’t been doing well, even before Covid. He is a recovering alcoholic who let things slide. His wife, who kept their finances under control, finally washed her hands of him ten years ago and I can’t say I blame her. He has been with his new partner since his post-divorce rehab and she has helped him two or three times to get back on the wagon, the last time with an ultimatum. As far as I know he’s been TT for a good couple of years.

Nevertheless, his business isn’t making ends meet. Or something. It involves him making big cash layouts which he can’t always recover from his clients – the weather gets in the way, or the client goes back to England. (I don’t understand why he doesn’t get payment on account, but that’s beside the point.)

So every six months or so he asks us for a big bailout. These are always couched as loans but of course there is never anything formal (that would be unthinkable) and since his divorce we have never received a penny back, nor do we expect to.

It’s coming to a lot of money over the years. I honestly don’t know what would become of him if we didn’t help. His partner works hard, but in a low wage job. But I’m starting to feel resentful. Perhaps it’s my problem rather than his? I feel as if I’m going without things I’d like (a new car, for example) to help him out, though the things I’m going without aren’t things I actually need.

No other members of the family are aware of this. I don’t know if even his partner knows about it. DH is an absolute hero. If he resents it at all, he doesn’t show it. He just shrugs and says we do what we can, and we’d do it for any other member of the family too. And have.

But I feel my brother is taking the piss. He’s always resented the different life I’ve had ever since I did well at school, and this feels like his revenge. DH has suggested asking him man to man what steps he’s taking to put his business on a more practical footing, but that might appear overly aggressive. (DB is thin-skinned.) It’s not as if we can’t afford the subs, which look as if they will have to continue forever.

We are enabling him. I am reluctant to challenge him for risk of pushing him over the edge.

What would you do?

OP posts:
FatBottomedGurl · 20/08/2020 22:46

@WagnersFourthSymphony
I don't have advice or opinions on the original question, however I wanted to say that you sound like a very kind, level headed and intelligent individual. You seem to have strong values and a clearer view of how to move forward with this situation now.

Regardless of how the road lies once the matter is discussed, no-one - brother included- can take away from the fact that over the years you have been selflessly generous and understanding of him. He should extend the same understanding and good faith to you now when/if you close this particular aspect of your relationship.

Oliversmumsarmy · 20/08/2020 23:12

WagnersFourthSymphony

As I said I have a friend who had a husband that nearly bankrupted them because of his inability to be able to ask people he had done work for, for the money owed.

He is a lovely man and an amazing Craftsman but was absolutely petrified of asking people for money.
Fortunately his wife didn’t have the fear.

Sakurami · 21/08/2020 04:22

If he's goo at his job but needs some help business wise then speak to him and tell him that he needs help with that side. So maybe instead of bailing him out, proactively suggest that you hire someone to do that side of things.

MrsSpookyM · 21/08/2020 10:03

What would happen if you told him that unfortunately you're circumstances have very much changed and you no longer have access to the funds that you've previously had available so you can no longer help him.

trevorandsimon · 21/08/2020 11:25

You say 'He would find it intrusive if we asked more about his finances." But that is exactly what he is doing every time he asks for a loan..... hes asking if you can afford to give him money...that's asking about your finances,,,,so you cant do what he is continually doing to you!

Shizzlestix · 21/08/2020 11:44

He gets annoyed if you enquire about finances yet keeps asking you for handouts? Stop enabling his idiocy!

SnuggyBuggy · 21/08/2020 12:16

Sounds like he's having his cake and eating it

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