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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Do I take my savings now and run or do it the clever way?

115 replies

Suchamess123 · 02/12/2019 15:04

Gosh I'm in such a muddle, I feel sick, shaky and don't know what the hell to do. I've name changed for this post. I'll try to put the whole situation so not to drip feed.

I'm married, no kids of our own, he has two to his ex. He's been divorced years but pays child and spousal maintenance, just telling you this for the whole picture, I don't have big problems, it's all done by court order. I wasn't the OW. There's not much money left at the end of the month. We live in a tied cottage, tied to his job (not mine), bills are paid but it's all part of his job package.

I used to have a successful job in the city, I got burned out and was persuaded to downgrade my job and lifestyle to live in the country with him. I now work as a housekeeper on a very low salary near to where we live.

He doesn't earn much but has always been a bit of a spender. He never goes without what he wants. Again no big problem with this, it's his money.

I've been unhappy for ages but not so unhappy that I needed to make massive changes, I hoped one day everything would be OK. He's a good man mostly. A good dad, son, friend, not such a great husband.

A friend asked me to help her out with some financial work and I agreed, it's turned into a bit of money I've learned to rely on, only about £100 a week but it helps me with bills since I earn rubbish money now. I've been squirrelling money away (it's all mine, he doesn't pay any type of housekeeping to me) and I've managed to save £6000. I'm delighted and I thought this was a secret. I don't know what I was saving for, just my imaginary fuck off fund I suppose.

Anyway, recently he's found out about my savings. We've just had a massive row with him telling me I need to be paying him money towards his bills (that he doesn't pay!) since it costs him a fortune in child and spousal maintenance. In fairness, it's because I don't have to pay gas and electric and rent that I have managed to save so much, but even so, if I wasn't around he'd still have the same costs and he'd still be in his tied cottage. He never treats me to anything, I have to pay my half for every single thing we ever do, including paying half of the children's costs if we go out.

He's told me to take my savings and go.

I'm not from this area, I only moved here to be with him. Most of my friends and my family live a very long drive away. I have a few acquaintances here, but they are mostly the wives of his friends.

I'm in such a muddle. Do I throw away my marriage and everything I've worked so hard to achieve over the years? I know it may sound easy to some, I have savings and the ability to get a good job, but it's Christmas round the corner and £6k won't last very long, I'll never be able to save it again paying rent. Or should I stick it out here, get a new job first, sort myself out somewhere nice to live, then go?

OP posts:
Reluctantbettlynch · 03/12/2019 08:03

If he isn't saving anything, what happens when he retires? If the house is part of the job will he need to move?

newdeer · 03/12/2019 08:14

It's not about the money. Take that out of the equation. Because if you stay, you'll end up shairng it with him to keep the peace. And if you go it will soon be gone on rent and living while you find a new job.

What it's about is yoru life, how you want to spend it and whether you want to continue living it with him. You have no children together, so really you have no one to consider here except yourself and him. In that order.

I think in your position I'd go. I'd try to find a pub job with rooms over the pub so I had a roof over my head whilst sorting out what to do next. Should be possible at Christmas time.

ferrier · 03/12/2019 08:16

Unless your finances are joint (which they're not) then you should be contributing to household expenses in relation to your disposable income. So it sounds like you've been paying more than your fair share since you took the housekeeping job.

50 is young still. Plenty of time to get out there and enjoy yourself rather than being tied to this miserable man.

Cheeseandwin5 · 03/12/2019 11:32

Sorry I am with your DH on this.
You are marrried, your finances interwined. There is no way he should be bearing the brunt of the expenses , whilst you are squirrelling savings into an account, so you can run of.
If my DH had a secret account I had no knowledge of I would be furious, and I am assuming its only cause you are female you are getting a free pass.
The other problems you have in your marriage are off concern, but that doesnt mean you are correct on this one.

Suchamess123 · 03/12/2019 13:11

@Cheeseandwin5

My husband is not bearing the brunt of the expenses. I pay him more than half of our bills and food, plus I pay half towards his children whenever we go out.

For Christmas I've given him a sum of money for each of his children to go towards his Christmas presents for them, he's given me nothing towards my nieces and nephews.

I would politely ask you to read the thread before making your opinion clear when you are only in possession of part of the facts.

OP posts:
AutumnConker · 03/12/2019 13:47

Ignore the blankets OP, they are idiots with nothing better to do with their pathetic time.

One thing that did strike me though is your financially weak position in this marriage. Your housing is tied to your husband’s job - so a big problem should you split up. Did you consider that, just curious? I think btw that you should definitely see a solicitor before you leave or divorce. You may have some rights, you may have none. £6000 in the scheme of things is nothing (6 months rent in many places) so don’t feel bloody guilty about that.

AutumnConker · 03/12/2019 13:47

blamers!

Meruem · 03/12/2019 13:51

I'm 50 and have spent the past three years single. I love it! I have my little happy home where there's no grumpy asshole to bother me! I can do what I want, when I want. It gets lonely occasionally but not enough for me to consider being with anyone again.

If you can stay and sort a job, place to live etc while keeping your 6k then do that. It would be better to get things sorted first if you can. The only thing I suggest not doing is what he wants you to do! I suspect he wants to drain your money to keep you dependent on him.He doesn't want you having the "power" to leave.

AutumnConker · 03/12/2019 13:51

newdear and others have it though ... it’s not really about money is it? Its about being taken for granted / advantage of and your relationship generally. The practicalities of money etc tend to flow from that

Bluesky360 · 03/12/2019 15:10

I’m not sure your last sentence is correct Meruem when the OP says her dh has told her to take her money and leave...

fishonabicycle · 03/12/2019 15:43

For god's sake don't waste more of your life on this penny pinching man. Go now. Use your savings to put a deposit on somewhere to live. Just leave.

Kitty2020 · 03/12/2019 16:24

You need to spend your down time daydreaming your fantasy life - then you need to start googling and make it happen.

Just get out, breathe and live life.
Find joy.

Lowbrow · 03/12/2019 16:54

OP change your password for your online banking. You can’t be sure he didn’t see it. My ex emptied my bank account, he must have seen me type in my password.

Hanab · 03/12/2019 16:57

As soon as you can pack up and leave! Tun as far and as far as you can🌷

Kitty2020 · 03/12/2019 17:35

Looks like you have a great new chapter to look forward to. You obviously have high level skills and even if you don’t want to go back to the high stress job - you can use them in some lucrative short term contracts or smaller businesses. Or retrain and do something totally different - some things you can get a fat bursary for or a career development loan.

You have a wide open future career / lifestyle ahead of you. We will all be working until we are 70 - so another 20 years - find something fun.

Have you had any therapy to understand how the burn out happened and how you married and stayed with such a character. That might be an enriching and rewarding place to start.

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