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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Do I take my savings now and run or do it the clever way?

115 replies

Suchamess123 · 02/12/2019 15:04

Gosh I'm in such a muddle, I feel sick, shaky and don't know what the hell to do. I've name changed for this post. I'll try to put the whole situation so not to drip feed.

I'm married, no kids of our own, he has two to his ex. He's been divorced years but pays child and spousal maintenance, just telling you this for the whole picture, I don't have big problems, it's all done by court order. I wasn't the OW. There's not much money left at the end of the month. We live in a tied cottage, tied to his job (not mine), bills are paid but it's all part of his job package.

I used to have a successful job in the city, I got burned out and was persuaded to downgrade my job and lifestyle to live in the country with him. I now work as a housekeeper on a very low salary near to where we live.

He doesn't earn much but has always been a bit of a spender. He never goes without what he wants. Again no big problem with this, it's his money.

I've been unhappy for ages but not so unhappy that I needed to make massive changes, I hoped one day everything would be OK. He's a good man mostly. A good dad, son, friend, not such a great husband.

A friend asked me to help her out with some financial work and I agreed, it's turned into a bit of money I've learned to rely on, only about £100 a week but it helps me with bills since I earn rubbish money now. I've been squirrelling money away (it's all mine, he doesn't pay any type of housekeeping to me) and I've managed to save £6000. I'm delighted and I thought this was a secret. I don't know what I was saving for, just my imaginary fuck off fund I suppose.

Anyway, recently he's found out about my savings. We've just had a massive row with him telling me I need to be paying him money towards his bills (that he doesn't pay!) since it costs him a fortune in child and spousal maintenance. In fairness, it's because I don't have to pay gas and electric and rent that I have managed to save so much, but even so, if I wasn't around he'd still have the same costs and he'd still be in his tied cottage. He never treats me to anything, I have to pay my half for every single thing we ever do, including paying half of the children's costs if we go out.

He's told me to take my savings and go.

I'm not from this area, I only moved here to be with him. Most of my friends and my family live a very long drive away. I have a few acquaintances here, but they are mostly the wives of his friends.

I'm in such a muddle. Do I throw away my marriage and everything I've worked so hard to achieve over the years? I know it may sound easy to some, I have savings and the ability to get a good job, but it's Christmas round the corner and £6k won't last very long, I'll never be able to save it again paying rent. Or should I stick it out here, get a new job first, sort myself out somewhere nice to live, then go?

OP posts:
T0tallyFuckedUpFamily · 02/12/2019 18:34

Everyone I know has been told to leave etc etc by someone who is hurt. That's life isn't it?!

No, but I only have relationships with grownups.

If you have somewhere to go and have the skills to get a job to support you, then go. He sounds horrible and I bet he has money stashed away you know nothing about.

Groovinpeanut · 02/12/2019 18:35

It doesn't sound great. Having to pay for utilities that he doesn't pay is him being a greedy CF.
I would keep your savings, he buys what he wants with his, and you contribute to the joint utilities you're both responsible for.
He just doesn't like the fact that your savings give you independence. You don't have to leave now. Tell him you'll leave when you are ready. Sort your stuff out, look for somewhere to live and then move out.

namina · 02/12/2019 18:38

Get away ASAP whilst u have the money!

CruellaDeVille2019 · 02/12/2019 18:41

Presumably he's a herdsman or similar if he looks after livestock and has a cottage tied to his job. In which case I assume that you are living in a rural area?

Do you have any skills other than housekeeping or admin? I think you need to get your ducks in a row and start looking for a live in job. If you yourself have any skills such as milking or willing to work as a nanny then it opens up your options and would make it easier to find a live in position. Then while you are in the live in job, save every penny you can to help you get set up in your own home in a year or so time. If you stop thinking about the money aspect, he still sounds like a nightmare to live with and you would be happier apart.

PlasticPatty · 02/12/2019 18:45

Pick up your money and go. Don't hang around, circumstances might change and you might feel obliged to stay.

RandomMess · 02/12/2019 18:46

If he earns £30k, shares all the cash costs where the hell
Is salary going?

Probably gambling or something!!

Run for the hills...

Suchamess123 · 02/12/2019 18:47

@mummy2017
He has to pay his ex-wife a chunk of that £1900 (about 25%). He has an awful lot of outgoings, very poor money management, I don't believe he does have loads left over but he's not on the breadline. I do think he's jealous I've got a little in the bank and that's at the bottom of this.

@Redtartanshoes thank you, I'm going to look for something similar to the job I used to hold, but not as senior (hopefully).

I am concerned about how this will go but I'd like to stay put for a little while longer until I can secure a job and then leave. I know this might not be morally perfect, but he's certainly not deserved anything more.

OP posts:
wildcherries · 02/12/2019 18:47

Definitely. He sounds tight and there is no way you should give him money for utilities that he doesn't pay. That's not on.

He told you to go. Take him on his word. You're not happy anyway.

Haffdonga · 02/12/2019 18:50

What are your Christmas plans? Can you go to family for that and plan ahead for the new year, new start in a new home?

Redtartanshoes · 02/12/2019 18:53

As someone who many many years ago left with the clothes on her back after discovering an affair, honestly, bide your time, work things to suit yourself, you get 1 shot at this.

I still think about all the things I left behind... 20 years ago. I’ve moved on, and it’s fine and everything happens for a reason but jeez make it as easy for yourself as you absolutely can!

And if you in Scotland... let’s go for coffee*

*wine

Bluerussian · 02/12/2019 19:03

Suchamess: As for telling me to leave, he's said this at least twice a year for the whole time we've been together, over various issues, but never money (because he thought I had none). I don't think he means it as I'm still here and he hasn't chucked me out onto the street. It's just a power/control thing for him.
..........
That is just not right, Suchamess. For that alone I would leave him.

Good for you saving £6,000. Now you are going to need it. Don't go overboard with Christmas expenses, you say you have no children so at least you don't have them to buy for.

I hope you find yourself a decent job and good luck for the future, you deserve it.
Wine

Interestedwoman · 02/12/2019 19:04

'I'm not sure how it makes any difference but he earns £30,000 a year. HIs employer also pays for the cottage he lives in (we live in), electric, gas and water. We pay council tax, wifi, Sky - that sort of thing.

I earn £10 an hour cleaning four days a week, very little but I have very little outgoings. With my extra admin work I've managed to save this £6k in just under a year. '

Wow! That is an above average salary, whereas you're virtually on minimum wage, and he's asking you for more money than your share of the outgoings, just because you've decided to save some of your money and worked hard to do it. Fuck off!

And if he can't manage reliably on that salary, especially with no rent etc, he's feckless.

You paying half for things you do with his kids is wrong, too.

Interestedwoman · 02/12/2019 19:08

That he pays some money towards his children is nothing to do with you, and not something he should hold over you.

He and his ex made those kids- you say he doesn't tend to involve you much with planning stuff to do with them etc, anyway.

carly2803 · 02/12/2019 19:09

hes a cheeky shit isnt he!! expecting you to pay rent and he gets it for free.

no this is YOUR money.

I would (if you can) get yourself together, job and ducks in a row and get out

you are NEVER too old to start over

best of luck!

AppleJane · 02/12/2019 19:18

I'm getting a little jumped upon for not joining the 'leave now' voices.

However, after the further info you've provided there is clearly an issue that even rock, paper, scissors won't resolve (or apparently a calm, adult, unemotional conversation)

The £30k salary and having to go halves is too much. Please do be childish and flouncy when you tell him you're leaving Wink

Suchamess123 · 02/12/2019 19:22

Thanks everyone. In fairness to him, he pays the child and spousal maintenance without complaint - he's a good dad, he knows his responsibilities and has never failed in them.

He's crap with money, he has a lot of expenses going out and does spoil his kids (Disney dad). I think they deserve the best so have no complaint about that. I wish he'd spoiled me every now and then though.

I remember now in our first year of dating he complained I didn't pay towards the fuel in his car to take his kids out (I've always paid half towards e.g. cinema tickets and food while we're out but never the fuel to get us there). I thought it was a really strange thing to say, but it never came up again and I let it go. I should have seen the red flag then. In those days I earned a lot more than I do now but even when I took a salary cut he never offered to help if I needed it.

OP posts:
Suchamess123 · 02/12/2019 19:24

@AppleJane :-) I'll do my best flounce. Seriously I'm grateful for all opinions. Immediately after the row I did want to run for the hills but on reflection it wouldn't be the best thing to do. I need a job so I can leave for good, if I'm struggling for money to survive I could be tempted to want to come back.

OP posts:
AppleJane · 02/12/2019 19:33

You and me both have been in a situation where we've left everything behind. It's hard and I couldn't just tell someone to do that without a lot of thought!

Plus I do believe in giving people second chances if they verbally get upset and apologise later. But if he's never considerate or tender towards you then go find it elsewhere at the right time for you.

And if it's true that the money can be claimed by him then start thinking about who you trust! Smile

Therebythedoor · 02/12/2019 20:37

I suspect that in his eyes that £6,000 represents a potential degree of freedom and choice/s for you you and while he didn't know about it he was quite happy to have you paying half of all bills even though you earn less than him. A fairer split would have been to contribute based on your earning power in relation to his.

His mindset is, 'What's mine is mine and what's yours is mine too'. Not a very attractive trait.

NemophilistRebel · 02/12/2019 20:39

Take YOUR money and run

NemophilistRebel · 02/12/2019 20:40

I’ve also left everything behind.
Never did manage to go back to get my childhood things out of the loft and he never forwarded them.
Childhood bears. Christmas decals. Photo albums.
But I’m still happier

Therebythedoor · 02/12/2019 20:50

He appears to view you as a useful commodity rather than a life partner. A person who knows the price of everything but the value of nothing... Where is the love and respect? I'd be planning my exit carefully too, and ensuring he didn't get a penny of my savings.

I don't see why he expected you to declare you were saving when he patently doesn't disclose to you what he does with his own income.

If the scenario were different, finances were an open book and fully shared, i.e. he wasn't the bastard Son of Scrooge, he might have cause to be upset.* In my opinion you don't have anything to apologise for.

  • to be upset or disappointed, not to lose his shit.
Illeana · 02/12/2019 20:52

My mum was 59 when she left my dad because of his behaviour, and MIL was approx the same age. They’ve both had a great time being free and single. The rest of your life is a long time to put up with someone who’s being nasty to you.

Mix56 · 03/12/2019 07:29

So he has lots of hobbies, is a Disney dad, takes his mum flowers, but gives you literally nothing, plus you financially assist him paying for his children's outings
He will be considerably worse off when you leave.
...
Make a plan. He may notice surely if you go for job interviews, so you will need to start being as secretive as him.
Look for a job in a location near people who actually care about you

billy1966 · 03/12/2019 07:41

That money is your cushion going forward.
Do not part with a penny.
Find a job near people who care about you and leave this man behind.

You are far too young to be settling for someone who is mean.

Infact it's never to old to get out.
Life is precious.

Be as absolutely sneaky about this as you can be.

He doesn't have your best interests at heart.
💐