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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Do I take my savings now and run or do it the clever way?

115 replies

Suchamess123 · 02/12/2019 15:04

Gosh I'm in such a muddle, I feel sick, shaky and don't know what the hell to do. I've name changed for this post. I'll try to put the whole situation so not to drip feed.

I'm married, no kids of our own, he has two to his ex. He's been divorced years but pays child and spousal maintenance, just telling you this for the whole picture, I don't have big problems, it's all done by court order. I wasn't the OW. There's not much money left at the end of the month. We live in a tied cottage, tied to his job (not mine), bills are paid but it's all part of his job package.

I used to have a successful job in the city, I got burned out and was persuaded to downgrade my job and lifestyle to live in the country with him. I now work as a housekeeper on a very low salary near to where we live.

He doesn't earn much but has always been a bit of a spender. He never goes without what he wants. Again no big problem with this, it's his money.

I've been unhappy for ages but not so unhappy that I needed to make massive changes, I hoped one day everything would be OK. He's a good man mostly. A good dad, son, friend, not such a great husband.

A friend asked me to help her out with some financial work and I agreed, it's turned into a bit of money I've learned to rely on, only about £100 a week but it helps me with bills since I earn rubbish money now. I've been squirrelling money away (it's all mine, he doesn't pay any type of housekeeping to me) and I've managed to save £6000. I'm delighted and I thought this was a secret. I don't know what I was saving for, just my imaginary fuck off fund I suppose.

Anyway, recently he's found out about my savings. We've just had a massive row with him telling me I need to be paying him money towards his bills (that he doesn't pay!) since it costs him a fortune in child and spousal maintenance. In fairness, it's because I don't have to pay gas and electric and rent that I have managed to save so much, but even so, if I wasn't around he'd still have the same costs and he'd still be in his tied cottage. He never treats me to anything, I have to pay my half for every single thing we ever do, including paying half of the children's costs if we go out.

He's told me to take my savings and go.

I'm not from this area, I only moved here to be with him. Most of my friends and my family live a very long drive away. I have a few acquaintances here, but they are mostly the wives of his friends.

I'm in such a muddle. Do I throw away my marriage and everything I've worked so hard to achieve over the years? I know it may sound easy to some, I have savings and the ability to get a good job, but it's Christmas round the corner and £6k won't last very long, I'll never be able to save it again paying rent. Or should I stick it out here, get a new job first, sort myself out somewhere nice to live, then go?

OP posts:
Pinkbonbon · 02/12/2019 16:11

You're current pay set up seems fair to me but to turn round and ask you for money towards bills that he doesn't even pay!? Yeah, not on. It sounds almost like he is jealous you have saved.

I would say go. I mean he's asked you to leave anyway so it's not like you could stay. But he's doing you a favor by saying it.

Go stay with family for a while if pos. Find a new job there n think about getting a new place then. Don't waste the rest if your life with someone you aren't happy with.

Pinkbonbon · 02/12/2019 16:11

*your

Suchamess123 · 02/12/2019 16:12

If it is a melodrama, it's one I'd much rather not be in. My dream is to sit in my own home, surrounded by my own things, preferably on my own.

He is quite controlling, particularly around the kids, but I've always thought they're his kids, his family, I don't really get involved all that much. No one is missing out.

I even had to pay for my own ticket to attend his function - it was a three course dinner and non-members had to pay, he wanted me to go, but I had to pay my own ticket and drinks.

Likewise, he's bought a dinner for two in a charity auction, but wants me to pay half towards it.

I know it's not right, but he doesn't have a lot left over at the end of the month and I've been worried he's getting into debt.

OP posts:
AppleJane · 02/12/2019 16:12

I think you already know what's right for you. Good luck and bon voyage! Smile

Trewser · 02/12/2019 16:19

The fact that he's told you to leave is pretty horrible and a complete overreaction.

You've already said if you were 25 you'd be out of there. I'd gox i couldn't stay with someone who had told me to leave, for whatever reason.

Selmababies · 02/12/2019 16:22

You have nothing to feel bad about!
You pay for joint things jointly, and by definition surely that means that the remainder is personal money? Yours to spend or save as you see fit.
The fact that you save a lot of yours is irrelevant. How would you buy a new car for example, if you needed one? It doesn't sound as though he'd contribute anything towards it...

Only you can decide whether to go or stay at this juncture. It does however, sound as though this marriage may be past its sell date.

WhoKnewBeefStew · 02/12/2019 16:22

I'm struggling to see any reframing qualities he has OP. Take the £6000 out of the equation and do you still dream of sitting in your own house, surrounded by your own things, on your own? That should answer your question

73Sunglasslover · 02/12/2019 16:24

Would you be upset if your husband had a secret stash of cash?

I'd be devastated and it would be a potential relationship breaker. But we have joined our finances. I think it's different when you haven't - which is OP's situation.

OP please don't stay just because you're nearly 50. That's not enough of a reason to be with someone. You sound lovely and clearly have an ability to support yourself. You don't need a man and if you say you're only staying because of your age, I don't think you really want this one any more.

Bogiesaremyonlyfriend · 02/12/2019 16:27

If youre 50 you should know by now that life is far too short to be miserable!!

Tell him you already pay half towards the bills- half of 0 is 0!!

Haworthia · 02/12/2019 16:27

I can see some posters are trying to paint the OP as the bad guy here - being “sneaky”... keeping up the facade of a marriage whilst squirrelling money away... isn’t that a hurtful thought for her husband etc etc?

Look, the OP was doing what she had to do whilst the balance of power was firmly set in HIS favour. I see no problem with that.

Only you can decide whether you have to go now or you can get a job first, OP. My one concern would be that he could get very nasty if you DID stay. Be conscious of that.

Does no-one have a relationship where one of you announces that you're leaving and flounces out the door... realising instantly you haven't got your shoes on.

Um... no.

Purplewithred · 02/12/2019 16:28

You might think your finances are independent, the law would disagree. It wouldn't be unreasonable for him to pull the 50:50 card and demand half "your" savings in the divorce.

sunshinesupermum · 02/12/2019 16:28

Take your money and go.

Elieza · 02/12/2019 16:36

Wave stingy bastardville a cheery goodbye and be on your way.

He doesn’t pay has leccy or rent but you should give him some money towards it! GTF.

He invites you to a members fo and doesn’t pay for you do you have to? GTF.

He has no money as he’s a spender. You have money as you are not. He made his choices. I think you should make yours.

Give notice. If you are paid weekly one week should suffice.
Ask if they’d give you a good reference if you email them in future.

Then move in with parents for a week or two while you get another job. Once you have a job get a place if your own.
You only have one life. Why be tied to MrStingy.

billy1966 · 02/12/2019 16:38

Take the money and go and make a better life for yourself nearer people you know.

💐

TimeForNewStart · 02/12/2019 16:47

Everyone I know has been told to leave etc etc by someone who is hurt. That's life isn't it

Nope. Im nearly 50 and that has never happened to me, nor have I ever said it to anyone else.

mummmy2017 · 02/12/2019 16:50

Really curious to know how much he takes home a year as wages?

AppleJane · 02/12/2019 16:52

Absolutely no-one here has ever, ever said something they didn't mean when someone has hurt them?

What do you do then? Rock, paper, scissors? Wink

FabbyChix · 02/12/2019 16:53

Do you want to get to 70 look Back and this is it? Would you regret it then. If so leave

Twisique · 02/12/2019 17:12

jobs.lady.co.uk/jobs/search

One way to give you some space from him and somewhere to live while you decide what you want to do and where you want to live might be a live in job?

Fizzysours · 02/12/2019 18:09

Applejane yes but there is a LOT MORE TO IT!! Read her posts. He doesn't sound very nice to her. She isn't having a strop and flouncing off

FinallyHere · 02/12/2019 18:18

Happy to acknowledge that everyone is different...

Everyone I know has been told to leave etc etc by someone who is hurt. That's life isn't it?!

No one would get a second chance to tell me to leave. As it happens, we own our home jointly so the question doesn't arise.

We try to be kind to one another, even when hurt. And take some time to calm down, before discussing things.

I'm afraid nothing the OP has written strikes me as any reason to stay and lots of it would be a very real reason to leave him. I had to check back to see that they are married.

I'd still run ... all the best.

Suchamess123 · 02/12/2019 18:22

@mummy2017 I'm not sure how it makes any difference but he earns £30,000 a year. HIs employer also pays for the cottage he lives in (we live in), electric, gas and water. We pay council tax, wifi, Sky - that sort of thing.

I earn £10 an hour cleaning four days a week, very little but I have very little outgoings. With my extra admin work I've managed to save this £6k in just under a year. I've also put birthday and Christmas money towards it. I've become very frugal and Christmas aside, manage to live on very little, saving most of it.

As for telling me to leave, he's said this at least twice a year for the whole time we've been together, over various issues, but never money (because he thought I had none). I don't think he means it as I'm still here and he hasn't chucked me out onto the street. It's just a power/control thing for him.

There are days I hate him for no apparent reason, and other days when we're ok. He puts on a great show of being a really lovely person to his friends, he goes to see his mum regularly, takes her flowers, very reliable for his kids (as he should be), he's a good dad really, just a shit husband.

OP posts:
Redtartanshoes · 02/12/2019 18:29

He sounds tight, controlling and fucking miserable and I absolutely think that you should leave.

However.

You get one shot at this, as you well know. It’s no good disappearing in the night with the clothes on your back to have regrets in 6 months about what you haven’t taken or done. Plan your escape. Make it work for you to maximise your potential.

Think about where you want to go, whether you can stay with a friend, look at jobs in that area. You say you used to have a great job.... is there any way you can return to something similar if not as stressful/high earning? Update your CV, register with some agencies, keep squirrelling. If you need to pay him for a month or two to keep him off your back then so be it, it’ll be cheaper than renting and give you give and breathing space to make this right for you. Fir the rest of your peaceful happY content life.

mummmy2017 · 02/12/2019 18:29

I wanted to know his wages, as it shows how much money he takes home a month.
About £1900 in the bank with no bills, and you pay half of everything.
I think he is a selfish sod, who must have loads left each month and has not told you, you owe him nothing.

TuttiCutie · 02/12/2019 18:30

It's a power thing isn't it, "go on, leave, get out" because he knows it's his house and you have no right to stay there if he says so.

The first time I was told to leave I'd wait until he calmed down and apologised and then we'd have a conversation where I'd explain that the very next time he ever said those words I'd be gone.

The second time I'd be out of there.

How many times are you at now?