is anyone online please?

[sugar34plum]

please someone be online

just remember then, that she knew exactly what she was doing if she knew him from the past and your situation, the children etc...

sounds like they deserve each other. they can make each other miserable for as long as they want. you can walk away and be happy.
your children will be everything you need to get through this, I'm certain of it

Good grief sugar, well rid of him then.

different women i have his phone and when a charger comes through i will have the whole truth

well just use the truth to remember your anger and not fall for his lines again

(easy for me to say as I fell for the lines time after time!) but I think for me, it's only when I started to get angry that I really started to move on.

(BoM funny thing is he can't afford it! He earns a lot less than me and has gone for 100% mortgage and is borrowing on credit to do the place up... road to disaster. Not my problem! I have deposit for a new place and some savings. Plus maintenance all agreed in writing!! He's a fool!)

lucky you on maintenance. he hasnt paid out mortgage or car so about to lose it all

MLS have you gone to a solicitor to make sure you will not get stuck with any of it if he gets into debt???

Oh no sugar really.
Is there no way you can manage to keep your house??

i dont know what i get benfits need to find about £300 a month.

oh no sugar is there nothing you can do? can you get some legal advice to see where you stand if it's him that's defaulted on payments not you?

(BoM no - never thought of that! I need to. Thank you)

his working cash in hand his a builder

he works cash in hand? is that allowed? does he not pay tax or is he self employed and pays at end of tax yr?

he doesnt pay tax they are making him bankrupt. he doesnt give me money either been surving on child benefit for so long

sounds like this man has no qualities whatsoever.

he doesnt cant believe i was such a mug forso long

you weren't a mug. you put your love and trust in someone and he's betrayed it in the worst possible way. the fault is with him. all you did was to love him

Im sorry just read your post you are not a mug, obviously he's a charmer , and you loved him but youve done that now and you need to make sure your are not going to be left in debt have you written a list of things you need to do such as phone tax credits etc etc
good luck in new start your dc b'day
lots of hugs

you've been surviving on just child benefit?how?

i dont know you either but im sorry to hear this has happened to you.

you will be entitled to income support and child tax credit as a lone parent,assuming you aren't working yoursefl atm?im not sure how housing benefit works with regards to mortgages though.

just living on bear essentials

so this man has been 'working' away, drinking in pubs with other woman, getting paid cash in hand..... why you and your children survive on what? £115 a month?

that man is a disgrace. I hope you find a solution to make your life easier. really i do.

i think housing benefit pays the interest only ona mortgage

240 childbenefit and dla money but dont know if i sell house where do i live rent privately or council over £100,000 equity in the house

how many children have you got? my friend has just split from her dh and she gets 59 IS plus 90 child tax credits. she gets CTB so only pays about 6 per month for that now. Her kids get free school meals.

income support will only pay interest only and it's only for the first 100,000 and they will normally only pay after 9 months of you being on IS.

the council will not normally house you if you sell ( especially with that amount of equity )

That equity will also be taken into account when assessing benefits

should mention - equity only taken in account if you sell and therefore have money in your hand

am going to get legal advice