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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

I stand to inherit parents' house but DH is refusing to move into it - WWYD?

189 replies

RubyEyes · 17/12/2016 20:48

Apologies, this is long ...

I've been with DH for 7 years, married for 3 and we have a great relationship. We live in a modest 2-bed terrace in an ok-ish area about 1.5 miles from the city centre, which I bought on my own with a mortgage in 2004. When I moved into the house I never envisaged I'd still be in it all this time later - it was very much a house that suited my 20-something single self. I now work from home in a job I love far more than my old 9-5, and the second bedroom is used as an office - we really want to TTC, but one of the main reasons we haven't so far is because the house doesn't suit our needs - I can't work without the spare room (in which I practice on clients during the day) and since DH moved in, every room is full to the brim – he uses that room as an office too as he has a job with a lot of additional work in the evenings. We'd love to be able to move to a house with more bedrooms and in a nicer area for kids to grow up in (the schools are terrible where we live) but DH has a poor credit rating and now that I'm freelance, mortgage lenders aren't willing to take a chance on us. I also have a large amount of debt which I accumulated before meeting DH but after buying the house during a time when I was unable to work due to illness - this is another reason why I've delayed motherhood as I don't know how I'd cope with the debt repayments while on maternity leave - DH earns enough to cover the bulk of our living expenses, but not the debt as well.

My DF passed away and now my lovely DM is terminally ill. We're really close and it's an extremely stressful and horrible time for me. As their only child, I'm in the incredibly fortunate position (although it's hard to see this through the stress) of standing to inherit their house outright - it's the home I grew up in and one which my parents have owned since their marriage 50 years ago - it's approx. 8 miles from where we live now, separated from the city itself by greenbelt and 3 miles of A road. It's a picturesque area with a brilliant school and the house has 5 bedrooms and an office. It's very modern inside, needs no work doing to it and is worth approx. 4 times as much as our current house.

I had a wonderful childhood and my parents' home holds countless happy memories for me. I'd always imagined that I'd go back to live there one day although it's never been something I'd particularly talked about with my DH, mostly because it seemed callous to entertain the thought of gaining from my parents' deaths when they were very much alive.

Today however, with my DM's situation playing on my mind, I broached the subject of what would happen to the house with DH. When I expressed my wish to live in it he looked utterly horrified. He said there was no way he wanted to live so far from the city centre where his friends and work were (it would be a 5 mile drive to his work, whereas now it's a mile which he walks) he thinks the area is "too snobby" (yes, it's affluent, but I don't equate the two in the way he does) and he wouldn't want to live in a place surrounded by parents’ memories - he wants us to have a place of our own.

To me, it's a no brainer - move into my parents’ house and sell our current one (which is in my name, although technically it’s ours given that we’re now married and he contributes towards the mortgage). There's 80k equity in the house and releasing this money would clear my debt and give me the freedom to take maternity leave without worrying about rushing back to freelance work. There would be a sizeable chunk left over after this, which we would be able to save or use to make any changes to my parents' house and make it our own.

He's adamant he doesn't want to move there - although he would never tell me what to do, he thinks it would be best for us to sell both houses and buy somewhere new - preferably still close to the city centre. He can't understand why I won't go for this as it would still enable me to pay off debt, have more flexibility around starting a family, etc. FWIW I really hate living so close to the city and only really saw it as a temporary stopgap before moving somewhere greener again, whereas he has lived in cities all his life and said he would feel isolated moving so far out - it's hardly the sticks!

I'm trying my hardest to respect his feelings and we've always has a very respectful relationship where we make decisions together, but we appear to have hit a brick wall. DH just doesn't get how much it means to return to the house so steeped in happy memories for me. He thinks it's daft because it's only bricks and mortar, but to me it's so much more than that. It's a place which symbolises security for me and it represents my parents' parting gift to me - there's nowhere else I'd rather live.

I told him there was no way I could bring myself to sell their home - he suggested renting it out, but then we'd still be stuck in our small house with no capital released to buy somewhere to have a family and I'd still be saddled with the debt (although arguably paying it off quicker due to rental income). Plus I don't like the idea of strangers living in my family home when I want to live there so much. There would also be the issue of what to do with my parents' furniture and belongings - some could be sold but certainly not all and what remains won't fit into our already crammed house, so we'd be looking at costly storage solutions.

So how the hell do we reach a compromise? I don't feel I can budge on option 1, he feels the same about option 2 and option 3 is completely unworkable.

Am I being precious? Is DH being selfish? We rarely disagree let alone argue and I don't want to end up arguing over this, especially with the grief to come when my DM passes.

Have any of you been in a similar situation to this and what did you do? I feel I have lost all perspective.

OP posts:
CountFosco · 18/12/2016 13:23

Good to read your update. FWIW I grew up in a farming area where it's completely normal for the inheriting son to move into the farmhouse and the parents to move out to make way for the next generation. That might be clouding my judgement but my Mum moved into her MILs house, as did my SIL. Both GM and DM said to their respective DILs 'it's your house now, and your turn to decorate it how you want'.

The other thing about moving into your parents house is you'll have lots of neighbours you know so there will be a sense of community there that you won't get moving into a new to you house.

AnnieAnoniMouse · 22/12/2016 01:15

Quimby 'It's all family money on MN until it's not' 😂

It was my post you quoted.

It's family income, despite who has the paid job, when you have agreed one of you will stay home to raise the children.

That has nothing to do with an inheritance or assets you have going into the relationship. I think people should ring fence those.

You don't have to like my opinion, but don't quote me, accusing me of double standards. Thanks.

RickJames · 22/12/2016 07:17

I think your DH is being an utter snowflake. There are many people who will never live in a house they own and he has been provided with two. He needs to get a grip, seriously.

RickJames · 22/12/2016 07:20

Just read your update - sounds like his grip has returned! Best wishes for your family.

Mungobungo · 22/12/2016 07:40

I'm sorry to say this that his is an area where you're both going no to have to compromise.

You're emotionally invested in this house. DH is not. Personally I wouldn't want to move into PILs house either. A relative of mine lived in her pils house after her marriage and never felt like it was hers. Her DH wouldn't allow any change she to be made because of ruining his memories and eventually she became resentful of that. It would be unfair of you to force DH into a honest that he wouldn't be comfortable living in.
I can see in a way why you don't want to sell, BUT your memories are in your mind and can never be removed, a house really is just a house. If you lived there, had kids etc and your DH was unhappy, your future DC wouldn't have happy memories would they?

Having myself been through several very close bereavements I've got to say that although the hardest thing ever, selling up (and getting rid of your dps furniture) is a healthy way to move on and create a future for you and your future family. Don't stay stuck in the past, it's not healthy and could damage your relationship.

You're in a position where by selling both homes you could pay your debts and buy a new home which would feel like it belonged to both of you, living mortgage free which would ease the financial situation should you need to go on maternity leave.

Don't be selfish, learn to compromise with your DH. Ultimately this is equally as important to him as it'll be his home too.

loinnir · 22/12/2016 13:07

I may already have mentioned (not read every page) but might there be Inheritance tax to pay on your DM's estate that may make the move to her her house not as simple as it appears?

RockyBird · 22/12/2016 13:17

I'm on the other side of this, kind of.

Difference is I've 100% supported my DH in keeping his parents' place after they died. We've not moved in but use it as a holiday home, as they stayed a long distance from us. He's too emotionally attached to it to sell or even rent it out.

If we needed the money it might have been a different story.

WonderMike · 22/12/2016 14:02

I'd have to be immensely practical here. What about in 5 years time if you have 3 kids and are working from home - or whatever - which will be better for your family then? So look at schools, nursery, parks etc. Think about what you'd like in a house: garden, off street parking - whatever your needs will be then. Does your parents house fill those needs? Or are you spending all of your time driving back to the city?

choli · 22/12/2016 14:11

I totally agree with your DH. You will always see that house as your home, never has his and he will never see it as his either.

Joysmum · 22/12/2016 15:53

Quite agree Choli.

I've been here 19 years now and can't wait until we sell it and buy a house we've chosen together in a location we've declared dead on together.

It's not a nice feeling to have had no part in earning or choosing your own home.

If others don't feel that way, good for them, but having feelings like this does not make me, or the numerous others actually living in this situation and feeling the same way precious snowflakes or needing to get a grip. It always seems to be those who have no personal experience of situations who are the most opinionated on it. Hmm

Luttrell · 22/12/2016 17:46

I say keep the house. It sounds beautiful, and of course you will be redecorating. I wouldn't want to live in my in-laws house WITH my in-laws, but once it's an empty house it's a blank canvas. For you, it has extra special significance.

A 5 mile drive is such a small commute I can't believe he's complaining about that.

His comments that the area are 'snobby' irritate me a bit - is he going to insist on avoiding 'snobby' things all his life? Let's not choose good schools, they're snobby, let's not eat at nice restaurants, snobby, I don't like those friends, snobby... his is just as 'snobby' an attitude.

You have an amazing opportunity here to raise a family in a prosperous area, a lovely home and with good schools, and instead he'd rather you struggle along in a 2 bed terrace with no hope of a family, sell your parents' beautiful home and then be at the mercy of whatever's on the market - if it's anything like my area, a rogue's gallery of rabbit-hutch sized new build and hideously extended semis.

Maybe he's got a smidge of jealousy that he isn't buying houses - you own this one, your family will grant you the next. He needs to get over it and see this for the opportunity it is. It sounds a lovely place.

timeisnotaline · 22/12/2016 18:35

You don't have to decide for now, but I kind of agree with anniemoninouse. What is your dhs stance re children? Given the majority of inner city people move out to have families does he just have no plans for children? Or do you fundamentally disagree on how you will bring children up? I wouldn't be keen to sell the house because if you had children and finally persuaded him to move somewhere similar you could be pretty resentful .

Fcukthetww · 29/12/2016 19:18

My opinion is that as dh hasn't contributed to either property he shouldn't get a choice. If he wishes to live elsewhere then he should have the means to purchase or get a mortgage on 50% of said property. Your houses, your choice and if he disagrees then I'd seriously be looking into what he actually brings to your marriage. I say this as someone who was "persuaded " to sell a house I owned outright to purchase a new property with my ex who had poor credit, fast forward 3 years and several affairs later and he is nearly £80 k better off on for no hard work.

Mix56 · 30/12/2016 11:20

the inheritance tax is a very valid question, in our case. We have to start paying tax before the old family home has been sold, (Totally unreasonable iMHO) we have had to take out a massive loan.... The house will be sold to pay off the loan..

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