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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

I stand to inherit parents' house but DH is refusing to move into it - WWYD?

189 replies

RubyEyes · 17/12/2016 20:48

Apologies, this is long ...

I've been with DH for 7 years, married for 3 and we have a great relationship. We live in a modest 2-bed terrace in an ok-ish area about 1.5 miles from the city centre, which I bought on my own with a mortgage in 2004. When I moved into the house I never envisaged I'd still be in it all this time later - it was very much a house that suited my 20-something single self. I now work from home in a job I love far more than my old 9-5, and the second bedroom is used as an office - we really want to TTC, but one of the main reasons we haven't so far is because the house doesn't suit our needs - I can't work without the spare room (in which I practice on clients during the day) and since DH moved in, every room is full to the brim – he uses that room as an office too as he has a job with a lot of additional work in the evenings. We'd love to be able to move to a house with more bedrooms and in a nicer area for kids to grow up in (the schools are terrible where we live) but DH has a poor credit rating and now that I'm freelance, mortgage lenders aren't willing to take a chance on us. I also have a large amount of debt which I accumulated before meeting DH but after buying the house during a time when I was unable to work due to illness - this is another reason why I've delayed motherhood as I don't know how I'd cope with the debt repayments while on maternity leave - DH earns enough to cover the bulk of our living expenses, but not the debt as well.

My DF passed away and now my lovely DM is terminally ill. We're really close and it's an extremely stressful and horrible time for me. As their only child, I'm in the incredibly fortunate position (although it's hard to see this through the stress) of standing to inherit their house outright - it's the home I grew up in and one which my parents have owned since their marriage 50 years ago - it's approx. 8 miles from where we live now, separated from the city itself by greenbelt and 3 miles of A road. It's a picturesque area with a brilliant school and the house has 5 bedrooms and an office. It's very modern inside, needs no work doing to it and is worth approx. 4 times as much as our current house.

I had a wonderful childhood and my parents' home holds countless happy memories for me. I'd always imagined that I'd go back to live there one day although it's never been something I'd particularly talked about with my DH, mostly because it seemed callous to entertain the thought of gaining from my parents' deaths when they were very much alive.

Today however, with my DM's situation playing on my mind, I broached the subject of what would happen to the house with DH. When I expressed my wish to live in it he looked utterly horrified. He said there was no way he wanted to live so far from the city centre where his friends and work were (it would be a 5 mile drive to his work, whereas now it's a mile which he walks) he thinks the area is "too snobby" (yes, it's affluent, but I don't equate the two in the way he does) and he wouldn't want to live in a place surrounded by parents’ memories - he wants us to have a place of our own.

To me, it's a no brainer - move into my parents’ house and sell our current one (which is in my name, although technically it’s ours given that we’re now married and he contributes towards the mortgage). There's 80k equity in the house and releasing this money would clear my debt and give me the freedom to take maternity leave without worrying about rushing back to freelance work. There would be a sizeable chunk left over after this, which we would be able to save or use to make any changes to my parents' house and make it our own.

He's adamant he doesn't want to move there - although he would never tell me what to do, he thinks it would be best for us to sell both houses and buy somewhere new - preferably still close to the city centre. He can't understand why I won't go for this as it would still enable me to pay off debt, have more flexibility around starting a family, etc. FWIW I really hate living so close to the city and only really saw it as a temporary stopgap before moving somewhere greener again, whereas he has lived in cities all his life and said he would feel isolated moving so far out - it's hardly the sticks!

I'm trying my hardest to respect his feelings and we've always has a very respectful relationship where we make decisions together, but we appear to have hit a brick wall. DH just doesn't get how much it means to return to the house so steeped in happy memories for me. He thinks it's daft because it's only bricks and mortar, but to me it's so much more than that. It's a place which symbolises security for me and it represents my parents' parting gift to me - there's nowhere else I'd rather live.

I told him there was no way I could bring myself to sell their home - he suggested renting it out, but then we'd still be stuck in our small house with no capital released to buy somewhere to have a family and I'd still be saddled with the debt (although arguably paying it off quicker due to rental income). Plus I don't like the idea of strangers living in my family home when I want to live there so much. There would also be the issue of what to do with my parents' furniture and belongings - some could be sold but certainly not all and what remains won't fit into our already crammed house, so we'd be looking at costly storage solutions.

So how the hell do we reach a compromise? I don't feel I can budge on option 1, he feels the same about option 2 and option 3 is completely unworkable.

Am I being precious? Is DH being selfish? We rarely disagree let alone argue and I don't want to end up arguing over this, especially with the grief to come when my DM passes.

Have any of you been in a similar situation to this and what did you do? I feel I have lost all perspective.

OP posts:
RubyEyes · 17/12/2016 21:32

No, the house isn't worth more than £650,000 - we live in an inexpensive area of the UK, so I guess inheritance tax won't be an issue after all.

OP posts:
Maybe83 · 17/12/2016 21:33

This reply has been deleted

Message withdrawn at poster's request.

Frollyhollyday · 17/12/2016 21:37

That house currently represents your parents, who you are very close to and who you about to lose both of. I think that is definitely clouding your attachment to the house.

Did you always think you would actually grow old in your parents home as your own, or did you just want to move out of the city?

My suggestion would be to both research and discuss areas you would both be happy to move to. If you can do that by selling your current home and renting out your parents home I would suggest that. Then you can work out what to do with tour parents house. Lets assume they don't own the house and you wouldn't inherit it. What would your options be then?

You have too much emotional connection to the house to make a compromising solution right now.

BeezerBubble · 17/12/2016 21:37

Just ask your DH what's more important to him, his friends and work or his family. No brainer.

Frollyhollyday · 17/12/2016 21:39

Should also state that I would also want to do as you suggest but your dh does make valid points.

shinynewusername · 17/12/2016 21:39

You shouldn't make a decision now when you are going through your DM's final illness. It is bound to make it feel impossible to sell your family home.

There is no rush. When your DM sadly dies Flowers, the will will have to go through probate which will take months. See how you feel then - it's not worth falling out with your DH now when you may feel different in 6 months' time.

FWIW, I wouldn't want to move into my ILs' house either - it would always feel as if I wasn't on an equal footing with my DH. Much better to have somewhere that you chose together. I do totally get how attached you feel to the house though - it was a huge wrench selling my childhood home.

CotswoldStrife · 17/12/2016 21:44

Sorry to hear about your mum OP, I hope she is comfortable.

The house - I can see your DH's point. When my in-laws died I wondered if my husband would want to move (we'd have had to buy siblings out) into their house and I was hoping that he wouldn't (luckily he didn't want to).

It is very difficult to let the house and contents go at the time, but looking back it was the best thing to do for us. I like having our own house to raise our family in, making our own memories without direct comparison to someone elses.

I would say not to make any quick decisions, give yourself some space. Your childhood home will feel very different without your parents there Sad.

TimidLividyetagain · 17/12/2016 21:44

What of for some reason hopefully won't happen but you ever split up and u sold your family home for him.i wouldn't do it. I'd live in it or rent it out, I would never sell it unless I wanted to as your dh hasn't bought any of these houses

Nanny0gg · 17/12/2016 21:45

Your compromise - you sell both houses.

Your DH's compromise - you move to a better area outside the city.

MsMims · 17/12/2016 21:46

I think it's sad that he's bothered by your parents memories being there. They're not just your parents memories, they're yours too and will surely bring you great comfort when your parents are no longer here. Besides, any house except a new build is filled with other people's memories. It shouldn't make any difference to him, but it will bring you comfort/ happiness. So not sure why he would resist that.

As a compromise I do think redecorating and choosing which furniture to keep, rather than moving in as it is now, is important to help him see it as his home instead of your parents.

Also agree with PP not to sell or make any rash decisions for a good year. Once the house is sold you'll probably never buy it back again. Better to review in 12 months or so.

ElspethFlashman · 17/12/2016 21:46

I have some sympathy as this was my DH some years back when I inherited the family home.

It was a no brainer as we hadn't a penny to our names and no hope of buying anything like as big. So he went along with it.

BUT he kinda hated it. The first year it was like living in his ILs house as even their pictures were on the walls. He was creeper out by sleeping in the master bedroom etc. We drank from their teapots..... little things like that.

But I was v sensitive to it and am not sentimental, so didn't need to hang onto much or leave it like a shrine. I started remodelling as soon as possible. That helped. But he recently told me it's only now, after a great deal of remodelling and having kids etc that it feels like home. After 10 years!

And he still hates the location. Nothing I can do about that nor would I want to as I LOVE the location and consider us very lucky.

I have to say that if we had capital I.e. your flat, I suspect we would have sold both cos the combined amount would have enabled us to get somewhere really good that was a compromise.

shinynewusername · 17/12/2016 21:47

Just ask your DH what's more important to him, his friends and work or his family

Lovely Hmm. Why not just tell him she doesn't give a fuck about his views and have done with it? Cos nothing gets family life off to a good start like festering resentment.

OP, I suspect all the stuff about the area and distance are your DH trying to find ways of telling you that he doesn't want to live in your DPs' house because it would feel really weird. He's trying to avoid hurting your feelings by coming up with excuses.

lorelairoryemily · 17/12/2016 21:47

You Dh is benefiting either way, he's getting a bigger house without spending a penny really. I'd move in to your parents house and redecorate.

lorelairoryemily · 17/12/2016 21:48

Just asked my Dh too and he said the same, move into your parents house, it's a no brainer!!

CotswoldStrife · 17/12/2016 21:49

MsMims, the house would be filled with her memories, not his. That's a bit different from other people's memories!

BestZebbie · 17/12/2016 21:49

I can see where you are coming from but I think your DH is at least as 'right', sorry.

YANBU in: wanting to move to a bigger house and release cash to pay off debts.
being attached to your parent's home (presumably, where you grew up?) - especially if you may soon lose your DM, then selling the house would feel like another loss of that connection to your parents and childhood at this sensitive time

YABU in: wanting to just move in and basically have you and your DH become your parents and live amongst their furniture and belongings as your own - that would be very unfair on him and I'm not totally sure it would be healthy for you either, in the long term.
freezing out your DH from an equal say in family housing choices because of the (un)luck of your individual financial situations - you do have the power to force a move but it would be cruel to try and do so if he really isn't on board with the idea, as you are supposed to be a team (so you may both have to make compromises in choosing a house together, rather than you getting everything you want and him being left with several major things he doesn't like to deal with).

caroldecker · 17/12/2016 21:50

I agree with your DH - the distance may not be much, but he is currently walking to work, friends, pubs, shops etc and moving to driving distance is a big change, whereas moving from 5 miles out to 10 miles would not be.
The is no capital gains tax if sold shortly after death as the value base is the market value on the date you inherit, so living in it will not make much difference.

Cricrichan · 17/12/2016 21:50

I think he's still thinking of a childless life. Because both properties are yours and a child doesn't immediately need loads of room I'd leave it as it is. Have your baby and then you can both decide what's best for you all. You could even do a trial living in your parents home and if it doesn't work out then think about selling it.

HopelesslydevotedtoGu · 17/12/2016 21:52

I absolutely agree with your dh about selling both and buying your own home together. Like your dh I don't think of a house as much more than bricks and mortar. You will still have your happy memories in another home, one that can be chosen and loved by both you and dh.

It also sounds like the house isn't a great fit for you. How many kids are you planning to have? Do you need five bedrooms + office? I would find that too big to live in tbh, I'd rather not have several unused rooms.

Ultimately I think it's rather late in the marriage to spring on your dh that you must live in this house. I would never assume that was my spouse's plan unless they'd said. If this is so important to you, you really should have discussed it with dh before.

NameChange30 · 17/12/2016 21:53

I agree with baconandeggies' post.

But I do also think that you don't need to decide right now and it would be wise to focus on your mum for now, then allow yourself some time to process her death before making a final decision.

On the few occasions DH and I have hit a brick wall in terms of disagreeing about something, it helped to park it for a while and return to it later. However, we've never disagreed on anything this big. If we did I think I would suggest couple's counselling so you have someone impartial to help us negotiate the decision. Perhaps that's something you two could consider if you still can't agree after you have actually inherited the house?

OlennasWimple · 17/12/2016 21:53

Ferrari's plan is very sensible - live there for a short while, let out your own house (if you don't have to sell it in order to pay the tax) and see how it goes. If he really really hates living there, you could look at what the alternative is in terms of location, schools, size etc. Or he might find that it isn't so terrible after all

PatriciaHolm · 17/12/2016 21:54

Everything about the house screams "my life before you was so wonderful! I want to relive it!" for him, so I can totally see why he would rather sell and find somewhere you can mutually make new family memories rather than try and fit into a rosy tinted vision of your childhood.

WrongTrouser · 17/12/2016 21:54

I think it is the wrong time to be trying to make this decision Flowers

RubyEyes · 17/12/2016 21:54

We had discussed it briefly before and he'd said that living "so far out of the city" wasn't something he envisaged doing at this stage of our lives, but that was before my DM got ill - I'd hoped that she would have lived another 15 years, so at the time it wasn't a pressing issue.

OP posts:
Artandco · 17/12/2016 21:54

I would sell both houses and buy someone halfway.

2 miles away Instead of 8miles - cheaper to walk or short cycle to work long term and when you have children means he can leave later and back earlier

Selling 2 bed house and a 5 bed house will give you enough to buy a nice 3-4 bed house in closer location