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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

I stand to inherit parents' house but DH is refusing to move into it - WWYD?

189 replies

RubyEyes · 17/12/2016 20:48

Apologies, this is long ...

I've been with DH for 7 years, married for 3 and we have a great relationship. We live in a modest 2-bed terrace in an ok-ish area about 1.5 miles from the city centre, which I bought on my own with a mortgage in 2004. When I moved into the house I never envisaged I'd still be in it all this time later - it was very much a house that suited my 20-something single self. I now work from home in a job I love far more than my old 9-5, and the second bedroom is used as an office - we really want to TTC, but one of the main reasons we haven't so far is because the house doesn't suit our needs - I can't work without the spare room (in which I practice on clients during the day) and since DH moved in, every room is full to the brim – he uses that room as an office too as he has a job with a lot of additional work in the evenings. We'd love to be able to move to a house with more bedrooms and in a nicer area for kids to grow up in (the schools are terrible where we live) but DH has a poor credit rating and now that I'm freelance, mortgage lenders aren't willing to take a chance on us. I also have a large amount of debt which I accumulated before meeting DH but after buying the house during a time when I was unable to work due to illness - this is another reason why I've delayed motherhood as I don't know how I'd cope with the debt repayments while on maternity leave - DH earns enough to cover the bulk of our living expenses, but not the debt as well.

My DF passed away and now my lovely DM is terminally ill. We're really close and it's an extremely stressful and horrible time for me. As their only child, I'm in the incredibly fortunate position (although it's hard to see this through the stress) of standing to inherit their house outright - it's the home I grew up in and one which my parents have owned since their marriage 50 years ago - it's approx. 8 miles from where we live now, separated from the city itself by greenbelt and 3 miles of A road. It's a picturesque area with a brilliant school and the house has 5 bedrooms and an office. It's very modern inside, needs no work doing to it and is worth approx. 4 times as much as our current house.

I had a wonderful childhood and my parents' home holds countless happy memories for me. I'd always imagined that I'd go back to live there one day although it's never been something I'd particularly talked about with my DH, mostly because it seemed callous to entertain the thought of gaining from my parents' deaths when they were very much alive.

Today however, with my DM's situation playing on my mind, I broached the subject of what would happen to the house with DH. When I expressed my wish to live in it he looked utterly horrified. He said there was no way he wanted to live so far from the city centre where his friends and work were (it would be a 5 mile drive to his work, whereas now it's a mile which he walks) he thinks the area is "too snobby" (yes, it's affluent, but I don't equate the two in the way he does) and he wouldn't want to live in a place surrounded by parents’ memories - he wants us to have a place of our own.

To me, it's a no brainer - move into my parents’ house and sell our current one (which is in my name, although technically it’s ours given that we’re now married and he contributes towards the mortgage). There's 80k equity in the house and releasing this money would clear my debt and give me the freedom to take maternity leave without worrying about rushing back to freelance work. There would be a sizeable chunk left over after this, which we would be able to save or use to make any changes to my parents' house and make it our own.

He's adamant he doesn't want to move there - although he would never tell me what to do, he thinks it would be best for us to sell both houses and buy somewhere new - preferably still close to the city centre. He can't understand why I won't go for this as it would still enable me to pay off debt, have more flexibility around starting a family, etc. FWIW I really hate living so close to the city and only really saw it as a temporary stopgap before moving somewhere greener again, whereas he has lived in cities all his life and said he would feel isolated moving so far out - it's hardly the sticks!

I'm trying my hardest to respect his feelings and we've always has a very respectful relationship where we make decisions together, but we appear to have hit a brick wall. DH just doesn't get how much it means to return to the house so steeped in happy memories for me. He thinks it's daft because it's only bricks and mortar, but to me it's so much more than that. It's a place which symbolises security for me and it represents my parents' parting gift to me - there's nowhere else I'd rather live.

I told him there was no way I could bring myself to sell their home - he suggested renting it out, but then we'd still be stuck in our small house with no capital released to buy somewhere to have a family and I'd still be saddled with the debt (although arguably paying it off quicker due to rental income). Plus I don't like the idea of strangers living in my family home when I want to live there so much. There would also be the issue of what to do with my parents' furniture and belongings - some could be sold but certainly not all and what remains won't fit into our already crammed house, so we'd be looking at costly storage solutions.

So how the hell do we reach a compromise? I don't feel I can budge on option 1, he feels the same about option 2 and option 3 is completely unworkable.

Am I being precious? Is DH being selfish? We rarely disagree let alone argue and I don't want to end up arguing over this, especially with the grief to come when my DM passes.

Have any of you been in a similar situation to this and what did you do? I feel I have lost all perspective.

OP posts:
greenfolder · 17/12/2016 21:13

I was in a similar situation. I would strongly suggest not to get too caught up in a final decision now nor take a position that you cant back out of. The advice not to make important decisions within a year of bereavement is good. It can be suprising when someone you are so close to isnt immediately on the same wavelength. That doesnt mean that you will not end up with the outcome you feel you want. I think agree to park this until you are in a position to act. You both might find you feel very differently. And im sorry for what you are going through

RubyEyes · 17/12/2016 21:14

Thanks for the responses - as I predicted, an even split so far.

I've made it clear to him that I would be more than willing to redecorate / remodel to make him feel more at home. In fact, the entire conversation came about because DH loves having baths and I made a passing comment about having to get a bath fitted if we moved because my parents' house only has showers.

I get what people are saying about DH feeling like a 'guest' and yes, it's true to an extent that he's felt like a guest in our current home because it's technically mine, but in my eyes moving it seems like a golden opportunity to good to pass up.

I've no idea whether he will change his mind. He's not categorically ruled it out, but at present he seems about 90% sure he won't move there.

Regarding how I would feel if he asked me to move into his parents' home, I'd actually leap at the chance if my parents' home wasn't mine to inherit, because their house is lovely too - however, he has 6 siblings, so won't ever be inheriting a home that's ours to move into, so in his situation I'd be taking this opportunity.

As for how I'd pay inheritance tax, it would be through selling my current house.

OP posts:
Lynnm63 · 17/12/2016 21:15

Could you agree to move into your parents house now and sell your current one. Redecorate keeping some of the most precious items of furniture be that financial or emotional. If he really can't settle there could you agree to move again in 5 years when your credit rating should have improved.

notquitegrownup2 · 17/12/2016 21:15

I think that it might help to disassociate the idea of your family home from the idea that you and your dh want to have your next home in totally different places. He wants city, you want country - irrespective of whether it is in your family home or not.

As others have said, you are going through a stressful time now, but you might want to go househunting together sometime. See if you can find a house which you both like. It sounds as if this is something you may both have to compromise on.

You then need to decide what is most important to you
a) keeping your childhood home with an unhappy dh
b) staying in the city with a happy dh
c) finding another home which would allow you to be mortgage free, to start a family, near a good school etc. - assuming that you could sell your parents home to fund it, which you both like.

It's possible that if he accepts c, which is likely to be in a quieter location, he may then come to accept that keeping your parents home wouldn't be so bad. Or it's possible that you may both realise that you hate the sort of houses that the other person loves. Good luck with that one. (Said through slightly gritted teeth. Dh and I have v. different ideas of where we want to live.)

Best of luck

bibbitybobbityyhat · 17/12/2016 21:16

I don't see where your dh is being unreasonable.

You are proposing moving to an area he doesn't want to go to (forget about the house for the moment). Surely he gets a say?

hotdiggedy · 17/12/2016 21:16

Goodness, I would count myself very lucky if i were him!

bloodyteenagers · 17/12/2016 21:17

What else do you want differently?

You don't want to be near the town centre.
He does.

You envisaged moving to the area your parents are in because of good schools etc.
He wants to remain near the TC.

He doesn't want a place surrounded by other peoples memories.
Regardless of where he lives, there will still be other peoples memories. Hence you decorate and furnish, and possibly re-model to your taste.

Also if it's daft because it's only 'bricks and mortar' he cannot really use the memories argument. He cannot have this both ways.

At this point I would actually be looking to see if the relationship is actually compatible. Would rather do that now, when there's just one house to be included than a bit later when there's a couple of properties and children involved.

Lynnm63 · 17/12/2016 21:18

It's only 8 miles though it's not another country.

Ferrari2016 · 17/12/2016 21:19

If your current house isn't long term in any circumstances then sell it to pay inheritance tax. Move into the family home rather than pay rent. That will also deal with future capital gains tax as it'll be your new main residence. Then you keep your options open. Live there for a year and then you can both trial it and decide what to do next. If he can't settle then you can sell but don't sell the house when you're newly grieving as then it'll be lost forever.

bloodyteenagers · 17/12/2016 21:19

He is getting a say though. Hence the brick wall
She wants to move back to the country.
He wants to be near the city.
She's already said the house she bought was a temporary thing, until she moved back to the country. This must have come up before now so it's not like he's just finding this out.

DinosaursRoar · 17/12/2016 21:23

A compromise will mean he has to compromise more than you - I would say what about a year - you move into your parents house and sell yours, redecorate, make your parents house 'yours', and after living there for a year, if he still feels the same way, you'll think about selling.

I can see why you couldn't face selling it now, but hopefully after a year of living there, it won't feel like selling your parents' home, but yours. It also won't be so close to having lost your Mum so would be a little easier without linking losing her and losing the house too.

In that year, throw yourself in to making work for him - redecorate so he feels at home, try to join groups, meet people, make it feel like somewhere he could settle down.

AntiHop · 17/12/2016 21:24

Could you persuade him to do a trial period of 6-12 months in your parents' house?

I'm with you on this. It's only a few miles away. If it was a long way from his current life, I'd understand.

user1471549018 · 17/12/2016 21:24

Would he agree to try living there say for a year or 2. Then if he really can't settle you would agree to look for somewhere else together?

ohtheholidays · 17/12/2016 21:25

I think your idea sounds the most sensible and the house sounds lovely.

I agree with you,I could understand your DH's feelings if you were moving miles and miles away or the house was in a bad state of repair and needed alot doing or was in an awful area.

Were set to inherit 2 property's in the future(I hope not for years and years and years)and one of them I would move into although it would be hard because my MIL and Fil would no longer be with us and I know I'll miss them terribly but my DH wouldn't want to and I get that,it's over 300 miles from where we live and it's my Husbands Mum and Stepdad's house and I think it would be to hard for him to live there because of the memorys.

Being as it's not very far away though and your not going to be getting the house because of a loss on your DH's side of the family then I think your DH should at least try your idea if even only for a year and then see how you both feel after that year is up.

I'm very sorry about your Dad and that your poor Mum is so ill,I hope you have plenty of love and support around you from friends and your DH Flowers

viques · 17/12/2016 21:25

I think you need to drop the house subject and concentrate on your mum ATM. You will not need to make decisions for a while yet I hope, and even then, take your time. Maybe even rent out the large house for a year or so and use the money to clear your debts, then you can decide what to do .

CaveMum · 17/12/2016 21:26

A friend of mine had a similar situation - her DH's parents passed away and they inherited the house. They key difference is that they all lived in the same village.

My friend originally didn't want to move in as it had been her in-laws home for 40-odd years (she and her husband are in their early 60s). In the end she decided to go ahead as their existing home was more appropriate as a rental (they wanted to rent one property out as a pension for themselves) but they spent a lot of money remodelling the house - an extension to create a new master bedroom (she refused point blank to sleep in what had been her in-laws room), refitted the bathrooms and kitchen and redecorated every room.

If your DH isn't happy with the location could you sell your current house and rent out your parents house to fund a larger mortgage in a new property for yourselves? That way you can hold on to your parents house and the memories it holds, but still have a financial benefit and live in a house and location you both love.

baconandeggies · 17/12/2016 21:27

Oh it's your dream.. Your DREAM! His excuses pale into comparison for me I'm afraid:-

  • 5 mile drive to work (hardly difficult, is it?! He could cycle if he prefers)
  • Snobby area - sounds like he has an inferiority complex
  • Living with memories - remodel as discussed (also - how mean of him)
  • It's in 'the sticks' - no it isn't

If you really want to move further out yet he is adamant he prefers city life then a serious conversation needs to be had.

DH just doesn't get how much it means to return to the house so steeped in happy memories for me.

Doesn't 'get' or doesn't care?

mummydawn07 · 17/12/2016 21:27

why not suggest for you DH to just give it a go, he might change his mind once moving in and getting settled and you could always change things to put yours and his own stamp on the place, and if he doesn't like living there then you can discuss your options, but it seems like the most sensible option especially for clearing your debt and getting some savings in the bank especially seeing as you don't want to sell the house which is completely understandable.

SantasJockstrap · 17/12/2016 21:27

Its a difficult one, this - I can see both sides of the argument

when I first moved in with my husband, he moved into my home, which I had already lived in for 10 years, and he constantly commented about it being my house , not feeling like his home etc. we ended up selling and buying somewhere together.

I think in your position OP I would be really wanting to move in there too, it sounds a fantastic opportunity. However you don't need to rush. Unfortuately if your partner doesn't see things the same way eventually you may have no choice

viques · 17/12/2016 21:27

Oh, forgot about the inheritance tax! You might have to sell your smaller house.

brasty · 17/12/2016 21:30

In your DHs position I would think the same. It is your family home, not his.

MsAdorabelleDearheartVonLipwig · 17/12/2016 21:30

Unless the estate is worth over £650,000 you might not have to pay any inheritance tax. If your father left his entire share to your mother, with no other beneficiaries, and your mother leaves the entire estate to you, as the remaining spouse she takes on your fathers inheritance tax threshold and adds it to her own. Currently it's £325,000 each so that would double.

Obviously if it's worth more than that then ignore me.

Sorry about your mum though. We lost Fil this year. It's shit talking about money at a time like that but unfortunately it has to be got on with.

ZippyNeedsFeeding · 17/12/2016 21:30

I live in the house my husband built for himself and his parents, roughly 17 years before we even met. They both died shortly before we got married, so the house I moved into was still very much theirs. For a while, it felt odd, but gradually I changed furniture and decor to suit my own tastes (Mr Zippy has no opinion at all on decor, he genuinely doesn't care). Now it is ours and has a completely different feel to it.

Even if you decide to sell eventually, I think they key thing is to take your time and not be rushed into anything you might later regret.

kelpeed · 17/12/2016 21:31

This reply has been deleted

Message withdrawn at poster's request.

Shakey15000 · 17/12/2016 21:32

It seems entirely sensible and it would be a no brainer for me. I'd move into it. Especially as it sounds lovely, big, in a nice area, mortgage free and the flexibility regarding finances after you sell yours. The 5 mile commute is easy. I get that he doesn't want to leave the city, but it hardy sounds the back of beyond and the plusses far outweigh the minuses imo.