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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

I stand to inherit parents' house but DH is refusing to move into it - WWYD?

189 replies

RubyEyes · 17/12/2016 20:48

Apologies, this is long ...

I've been with DH for 7 years, married for 3 and we have a great relationship. We live in a modest 2-bed terrace in an ok-ish area about 1.5 miles from the city centre, which I bought on my own with a mortgage in 2004. When I moved into the house I never envisaged I'd still be in it all this time later - it was very much a house that suited my 20-something single self. I now work from home in a job I love far more than my old 9-5, and the second bedroom is used as an office - we really want to TTC, but one of the main reasons we haven't so far is because the house doesn't suit our needs - I can't work without the spare room (in which I practice on clients during the day) and since DH moved in, every room is full to the brim – he uses that room as an office too as he has a job with a lot of additional work in the evenings. We'd love to be able to move to a house with more bedrooms and in a nicer area for kids to grow up in (the schools are terrible where we live) but DH has a poor credit rating and now that I'm freelance, mortgage lenders aren't willing to take a chance on us. I also have a large amount of debt which I accumulated before meeting DH but after buying the house during a time when I was unable to work due to illness - this is another reason why I've delayed motherhood as I don't know how I'd cope with the debt repayments while on maternity leave - DH earns enough to cover the bulk of our living expenses, but not the debt as well.

My DF passed away and now my lovely DM is terminally ill. We're really close and it's an extremely stressful and horrible time for me. As their only child, I'm in the incredibly fortunate position (although it's hard to see this through the stress) of standing to inherit their house outright - it's the home I grew up in and one which my parents have owned since their marriage 50 years ago - it's approx. 8 miles from where we live now, separated from the city itself by greenbelt and 3 miles of A road. It's a picturesque area with a brilliant school and the house has 5 bedrooms and an office. It's very modern inside, needs no work doing to it and is worth approx. 4 times as much as our current house.

I had a wonderful childhood and my parents' home holds countless happy memories for me. I'd always imagined that I'd go back to live there one day although it's never been something I'd particularly talked about with my DH, mostly because it seemed callous to entertain the thought of gaining from my parents' deaths when they were very much alive.

Today however, with my DM's situation playing on my mind, I broached the subject of what would happen to the house with DH. When I expressed my wish to live in it he looked utterly horrified. He said there was no way he wanted to live so far from the city centre where his friends and work were (it would be a 5 mile drive to his work, whereas now it's a mile which he walks) he thinks the area is "too snobby" (yes, it's affluent, but I don't equate the two in the way he does) and he wouldn't want to live in a place surrounded by parents’ memories - he wants us to have a place of our own.

To me, it's a no brainer - move into my parents’ house and sell our current one (which is in my name, although technically it’s ours given that we’re now married and he contributes towards the mortgage). There's 80k equity in the house and releasing this money would clear my debt and give me the freedom to take maternity leave without worrying about rushing back to freelance work. There would be a sizeable chunk left over after this, which we would be able to save or use to make any changes to my parents' house and make it our own.

He's adamant he doesn't want to move there - although he would never tell me what to do, he thinks it would be best for us to sell both houses and buy somewhere new - preferably still close to the city centre. He can't understand why I won't go for this as it would still enable me to pay off debt, have more flexibility around starting a family, etc. FWIW I really hate living so close to the city and only really saw it as a temporary stopgap before moving somewhere greener again, whereas he has lived in cities all his life and said he would feel isolated moving so far out - it's hardly the sticks!

I'm trying my hardest to respect his feelings and we've always has a very respectful relationship where we make decisions together, but we appear to have hit a brick wall. DH just doesn't get how much it means to return to the house so steeped in happy memories for me. He thinks it's daft because it's only bricks and mortar, but to me it's so much more than that. It's a place which symbolises security for me and it represents my parents' parting gift to me - there's nowhere else I'd rather live.

I told him there was no way I could bring myself to sell their home - he suggested renting it out, but then we'd still be stuck in our small house with no capital released to buy somewhere to have a family and I'd still be saddled with the debt (although arguably paying it off quicker due to rental income). Plus I don't like the idea of strangers living in my family home when I want to live there so much. There would also be the issue of what to do with my parents' furniture and belongings - some could be sold but certainly not all and what remains won't fit into our already crammed house, so we'd be looking at costly storage solutions.

So how the hell do we reach a compromise? I don't feel I can budge on option 1, he feels the same about option 2 and option 3 is completely unworkable.

Am I being precious? Is DH being selfish? We rarely disagree let alone argue and I don't want to end up arguing over this, especially with the grief to come when my DM passes.

Have any of you been in a similar situation to this and what did you do? I feel I have lost all perspective.

OP posts:
baconandeggies · 17/12/2016 22:21

shinynewusername - how do marital rights to assets sit alongside a deed of trust?

e.g. if a deed of trust says that wife is to receive the first 80K or 60% of the equity value of the home in the event of it being sold? Is that possible?

YetAnotherGuy · 17/12/2016 22:21

OP - you sound just like one of my daughters! I certainly wouldn't want her to do what you are suggesting

You don't like "Swallows and Amazons" do you? It all sounds like you need to finally become an adult

You need to reach a compromise whereby you sell both houses and relocate, but he needs to compromise on the location. Perhaps a house near to a railway line straight to the city centre

And as for those posters who say it's your money. Well I've provided over 99% of the income and wealth, but my DW owns 50% as far as I'm concerned

ChuckGravestones · 17/12/2016 22:22

It is only bricks and mortar, same could be said of it only being 5 miles away.

I agree with Annieanon. Do not sell your parents house!

shinynewusername · 17/12/2016 22:23

You have to try to come to an agreement which is acceptable to you both. He shouldn't be made to feel you hold all the cards

If it was a woman posting about being pressured into moving into her ILs' house because her DH had inherited and was the higher earner, everyone would be up in arms about him being controlling & financially abusive. (I don't think you are either of those things OP - just someone caught up in a very emotional situation).

DeepanKrispanEven · 17/12/2016 22:24

I really agree with pp in thinking that the danger with moving back in is that the house becomes a shrine and you spend your time trying to recreate your childhood rather than forging new family memories and traditions. Sell it and buy a house a bit further out of town than your present one.

ChuckGravestones · 17/12/2016 22:26

'over 99% of the income and wealth, but my DW owns 50% as far as I'm concerned'

Your wife has put just 1% work into your marriage? Bloody hell. So no housework, wifework, childcare? 1%?

Or do you mean she does all this with no income, allowing you to work without having to worry about anything?

Who was it who said that if hard work was the guaranteur of success, every woman in Africa would be a millionaire? What a dickish statement.

shinynewusername · 17/12/2016 22:27

Bacon I only do medicolegal work so may be wrong about this, but it is my understanding that courts will not enforce a declaration of trust in a divorce unless they consider it to be fair. It can act as a guide to what a couple wished/intended at the time it was made, but it won't over-ride the principles of a fair settlement.

But yes, you can make a declaration of trust that a certain portion of an asset will go to one person - with the above caveat.

baconandeggies · 17/12/2016 22:29

I think it's rude in the extreme to insinuate that OP's desire to live in the house is infantile, and that she should 'grow up'. Come on - her mother is dying.

baconandeggies · 17/12/2016 22:30

Thanks Shiny

Overthinker2016 · 17/12/2016 22:31

So am I getting this right that your parents have not passed yet Confused

maldini · 17/12/2016 22:33

I'm with your dh, sorry. And his feelings are just as valid as yours, I would never want to live in my PIL house regardless - in fact I think they're more valid in terms of location because you already live there etc so wouldn't be as much of a compromise to stay in the area (it makes sense in my head)

I also think you need to be careful as if you make him move out of where he is, he might resent you for it, especially if you were to have children and he had no support network in the same way he does now. I'm not saying he would but maybe a factor to consider. I definitely did when I did the same.

I'm so sorry about your parents, and sorry you have to think about this while you're going through what you are x

Kidnapped · 17/12/2016 22:34

You are not getting it right, Overthinker. Ironic username.

Read the thread.

Xmasbaby11 · 17/12/2016 22:35

I see your dh's point. Personally I wouldn't want to in his situation either. It's not normal to me to move into the family home - ime the home is sold.

I really really don't think you should try to make the decision now anyway. It's just too emotional and you've got your mother's illness to deal with. It probably feels awful hearing your husband reject your family home. Sorry you are going through this. X

Randonneur · 17/12/2016 22:35

How about you move in while waiting for the probate process to go through? You can't sell the house immediately anyway. Sell your house during this time. Live there long enough to avoid capital gains. See how you both feel. Look at houses you could buy if you sold it.

I sold my beloved parents' beloved house after bereavement last year. I don't miss it as much as I thought I would. I know it so intimately that I can visit in my mind whenever I like, and half the furniture is here in my lovely new house (where my dh is at home). Small things like using my mum's utensil pot are a comfort to me.

baconandeggies · 17/12/2016 22:41

I get that all feelings and logistics should be taken into account, but there's also depth of feeling to consider. Are your DH's feelings as STRONG as yours OP?

Does he absolutely love city life with all of his heart and soul? Has he always wanted to live in the city and raise children there? Does he passionately feel that he would hate to live in the house?

jeaux90 · 17/12/2016 22:42

Randon's idea is great you can give it a go and see if he feels better with it not being a done deal. It's only 8 miles, it's nothing in comparison with the drive people like me do.

Maybe he doesn't see this for the golden opportunity it really is and also the school situation. You say the schools are great and I assume the ones in the city less so. This is a huge huge thing if are looking to bring up a family.

MrsBlennerhassett · 17/12/2016 22:45

'If it was a woman posting about being pressured into moving into her inlaws house... everyone would be up in arms'

no i would still say that as you were in a very lucky position due to your DH that you should probably take into account his feelings about the house over yours and at least attempt living there. Obviously if it doesnt work then it doesnt work but i think to dismiss someones attatchment to their family home, regardless of gender, is pretty insensitive. And to assume that they should sell whatever they have inherited in order to accomodate you is pretty entitled. Its not the same as money because of the emotional attachment.

I inherited my grandmothers engagement ring recently.
Weve been a bit skint of late and at one point i suggested i sell it. My DH wouldnt hear anything about it and said the idea was disgusting because he knew how much that ring meant to me.

Its not as simple as cash. If it were cash fair enough split it down the middle. But in this instance the OP is actually going to be sacrificing a lot more than her husband if she sells the house that means so much to her.
Its not a fair split is it? She will have to sacrifice the area she wanted to live, the family home that meant so much to her, and the money.
If the DH gets his way, what has he compromised on? absolutely nothing. And why should it be like that?

sleepyhead · 17/12/2016 22:45

What are the bills like for this big house? Council tax? Heating? Insurance? Repairs?

Larger properties have larger maintenance costs and if you're moving there because you inherited, you'll have to meet these costs from your existing income - less when you take mat leave/have childcare costs.

Lucienandjean · 17/12/2016 22:45

My dh keeps talking about us moving into his parents' house when his df dies. This is now fairly imminent as he is terminally ill. I know dh would love to live there, but I would hate it. To me, it will always be my MIL's house, though she hasn't lived there for years.

Even suggestions that we redecorate haven't helped. Frankly, even if we knocked it down and rebuilt, I don't think I could live there. I don't like the plot the house is on. It's cramped, overlooked, and at the top of a steep hill. The area is 'nice' but I don't want to live there.

Dh very much wants to live there. It's not his childhood home, but it is his parents' home, and he loves it. I honestly don't know how we will resolve this. We've been together 30 years, and have compromised and found a way forward many times, but this is hard. I don't think we would split over this, but I would be very unhappy in that house. I think we should sell it, and our house, and buy somewhere we both like.

I hope the OP and her dh find a way through this, but dismissing his concerns will not help.

NameChange30 · 17/12/2016 22:47

Actually I think he is being selfish and unsupportive about the whole thing. Of course his feelings and opinions are valid. But his wife has lost her father and is now losing her mother. He should be focusing on supporting her. I think if I was in his position, I would be honest about not wanting to move into the house, but also acknowledge my partner's feelings and agree not to rule it out completely - I would suggest focusing on supporting each other for now and then reopening the discussion later. I think he should consider living there for a trial period and see if he changes his mind - if he still doesn't like it (even after redecorating etc) they could always sell then.

toldmywraath · 17/12/2016 22:52

I've got a different matter to raise. Like you, I bought my own place when 21 (with a mortgage of course) and then met & married DH. We lived in town & when DC arrived we thought it'd be great to move back to the village where we grew up (only 6 miles away)

What a massive mistake! We realised the day that we moved that memories of our carefree childhoods playing out & friends all around was colouring our judgement.

Think long & hard about moving back to your childhood area/home. Some say you can never go back & I totally agree with that sentiment.

Sorry for your loss & the pain you're going through with your mum's illness. Flowers

WrongTrouser · 17/12/2016 22:53

I'm finding this thread incredibly depressing. Yes, a nice big house in a nice area with good schools is an advantage for raising a family. But not as important as a happy father and a properly functioning relationship of equals (this is not aimed at you OP). A house is not more important than one's partner and relationship as some pp seem to think, and if it is (again, not aimed at you OP) then I don't think planning to start a family together is a good move.

Horsegirl1 · 17/12/2016 22:56

I can totally see where your dh is coming from. I'm currently living in a property owned by my dh parents. It's huge and grand but it's not "our " home. I hate it but feel stuck. Together we would never be able to afford a property so grand and dh refuses to downsize . It is shit !

EllieQ · 17/12/2016 22:57

A few thoughts.

Firstly, I think it's quite unusual in the UK to want to move back into your parents house after they have died - I would associate this with something like a family farm, not a typical suburban house. Wanting to keep all their furniture (and presumably get rid of everything you and your DH own) is also unusual. It's not surprising that your DH isn't keen.

Secondly, you may not feel so happy in the house, surrounded by your parents' stuff, after they have died. My dad died a few years ago and my mum is now in a care home. My siblings and I have been staying at our family home when we visit and slowly clearing it out, and it's actually very depressing (and we didn't have a close, happy, relationship with our parents like you did). It's like a shrine, but feels very abandoned as well. It might seem like a lovely thought to you now, but that could change.

Thirdly, I agree with the post on page 3 who said that you wanting to move back into the house implies that your life was much better before you met your DH. It's also a bit of a regression to childhood (quite understandable in your circumstances). Would you object if he wanted to change something in the house? I know that I find it odd if DH does something 'against the house rules' when we were staying in my mum's empty house. Is he looking ahead and thinking your child(ren) will be expected to grow up exactly like you did, without any input from him?

stonecircle · 17/12/2016 22:58

I have lost both my parents in recent years. While it was very painful to sell the family home, there's no way I would have wanted to live in it. It would have felt like dwelling in the past and I would have found it upsetting and depressing.

However, when I met DH, he was living in his family home which he had inherited. 20 years later we are still here and there isn't really much I like about the house. I wish I'd pushed for us to sell up and chose somewhere together that we both liked so I sympathise with your DH to be honest.

But more importantly, you need to put this on the back burner and focus on your mum while you still have her. When she goes you will need to go through probate which can take months so you will have plenty time to think things over then. Maybe you could have a trial six months living there and see how you both feel at the end of that period?

Make the most of your mum while you still have her.