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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Pls form an orderly queue & tell me to LTB and/ or that I'm a complete idiot.

115 replies

BrianMolkosAlterEgo · 18/04/2016 10:52

I suppose it's my own fault for being so gullible. Long story short (well, not very short now I've read it back), OH got sacked from his job, pretended he was still going to work every day until he'd maxed out his credit card and spent our savings covering his arse, took months to find another job (despite saying repeatedly that he'd 'take anything' he actually barely looked and eventually something practically fell into his lap through his contacts). Meanwhile I was paying for everything out of my salary, mortgage, bills etc. I racked up a considerable credit card bill paying for things he really needed to set himself up with his new job, laptop, printer, hotel accommodation while he was at the other end of the country training, plus food, ongoing household costs etc because my salary only just covered our overheads. I transferred his balance and mine to an interest free card and he swore blind he would pay it all off as soon as he possibly could and he was so grateful that I hadn't left him and he had behaved so badly putting everything at risk and he loved me and he was going to put everything right blah blah blah.

So now, more than 12 months on, his credit card is again maxed out, he owes me several thousand pounds and he refuses all attempts to sit down and discuss the matter - but every month he tells me how much salary he is expecting (it's far more than I earn and plenty to make a real dent in the debts we have). All he does is push the conversation into the future - he is definitely going to start sorting it all out , of course he is but let's talk about it at the weekend/ after next payday/ nearer the time that my interest free period ends (it's now about a month away). And so for instance we have both just been paid so I bring it up again, didn't you agree we were going to talk about it, and he had a massive go at me, everything's about money with you isn't it.

I'm sick of hearing myself and I know it is in many ways my own fault for trusting him in the first place. It's not in his interests to do anything about it is it? So I'm barely speaking to him now until he does actually start doing something about it and he's playing it like I'm just in a huff (as I seem to be more and more these days).

I feel manipulated. All the times he's just told me what I want to hear and then carried on regardless. I don't want him anywhere near me and I have no idea how to solve it. In fact, I don't even think it's my problem to solve. I didn't lose my job. I didn't lie about it. I don't owe anybody any money and I am not avoiding the issue now. I hate being in debt and it's so much money, it's going to take me for fucking ever to pay it back and all the while he's just going about his business like there isn't even a problem. Which for him there isn't because the debt is on my card, in my name.

This just doesn't feel like my life any more. I want my old life back when I made decisions for myself about spending and saving. I don't want someone else in charge of me like this. But I don't know what to do.

OP posts:
bibbitybobbityyhat · 24/04/2016 16:20

Do you suspect a gambling problem? I would.

BrianMolkosAlterEgo · 24/04/2016 18:09

He disappeared in the car for an hour earlier and came back with nothing to say. I'm hoping he'd been to see his parents and told them that I've morphed overnight into some kind of grabby hellcow who's making his life a misery even though he's tried sooooo hard to make me happy and that I'm threatening to leave him over a few thousand quid. I hope he's painted me in a bad enough light to 'force' his mother to wade in and give me a piece of her mind despite him probably begging her not to. Because I'd love to put her straight. And his sister.

He's gone out again now, this time to the pub. So much for tightening his belt.

And yes, he's a gambler.

OP posts:
Joysmum · 24/04/2016 18:28

There you go, he's not cutting back and he's ignoring the issue and spending yet more money plus he gambles. That's not going to change.

NameChange30 · 24/04/2016 18:32

More than 100 messages in, you tell us he's a gambler?

Why on earth does anyone buy a house with a gambler - or have any kind of joint finances at all?!

Recipe for financial ruin, that.

BrianMolkosAlterEgo · 24/04/2016 19:31

Yeh brilliant Emma really helpful.

OP posts:
NameChange30 · 24/04/2016 19:43

Well since you've ignored the helpful advice we might as well just post what we want.

NameChange30 · 24/04/2016 19:44

It's also HELPFUL to share relevant information (such as the fact that he's a gambler) at the beginning of the thread so that people can tailor their advice accordingly and make it as HELPFUL as possible.

HTH

BitterAndOnlySlightlyTwisted · 24/04/2016 19:58

Bite the bloody bullet before he takes you down with him! Because he will. The only thing in doubt is when.

Get the house on the market while there's till some equity in it. You can start again while he heads for bankruptcy.

A few grand on a credit-card might take a while to pay off but you'll be free of the constant anxiety.

Please try to save yourself while you still can.

BettyApplewhite · 24/04/2016 20:02

Seriously love, either leave him or stop complaining about something you're refusing to change despite having the power to do so. You've had more than one thread here telling you the same thing. If you're not going to take the (accurate and bloody good) advice, why bother?
He's a no good, lying, cheating, gambling thief. Why the fuck are you letting him back in the house?!

BrianMolkosAlterEgo · 24/04/2016 20:20

You know what, I'm glad everybody else's lives are so straightforward I really am. Gives me something to aspire to.

OP posts:
Baconyum · 24/04/2016 20:27

No our lives are not 'straightforward' but as Betty says, there's nothing more annoying than someone who constantly complains about something they COULD change but WON'T!

I have a gambler in my family, he's in his 90's now and has nothing to show for a very good well paid career, except 2 failed marriages and 3 children none of whom will have anything to do with him because of the lies, blaming everyone else, irresponsibility (including not supporting them as children). They never ever change. Addicts to substances either get clean or eventually kill themselves. There's nothing to stop a gambler as they can always get money from somewhere as they're usually excellent con men too, which your gambler is.

You've been given excellent advice and support but now seem to be throwing that in posters faces.

BettyApplewhite · 24/04/2016 20:28

Well, if you took the advice yours would instantly be a damnsight more straightforward than it is now.

Costacoffeeplease · 25/04/2016 08:20

There's no point getting arsey on here - he's the one you should be getting arsey at!

suzannecaravaggio · 25/04/2016 08:46

Perhaps you enjoy being a martyr OP?
I can't imagine why else you are still with him
You are deliberately allowing your own life to become a train wreck

MorrisZapp · 25/04/2016 09:10

Now you mention the gambling?? Bloody hell. We'll it's your money, we can't tell you what to do with it.

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