Okay I know a little of that stuff. Lots I don't know.
That's ok , you are smart woman and you can find it out . Bear in mind that you are LEGALLY entitled to this information, if you are a major shareholder.
I haven't signed a thing in the last two months ...
Don't you complete a tax return ? That sounds very odd . I'd REALLY like to understand why that is. I'm not an accountant but it sounds very odd to me . Did you submit it early ? When is the end of your companies financial year ?
It's two ltd companies
I own 40% of one
And 30? Of another.
That's excellent news. Even if you can t aces the full management accounts in the short term , you can buy a short version online for £1. In the long term , when you need to , you can get documenst from his office and from the accountants .
He pays me yes.
Good. You need to get this money paid into your OWN account, in your name only . Set up one today . Whe you feel strong enough , Phone the bookkeeper / whoever does payroll and give him / her your new bank details .
No only a joint bank account and many many in his name.
The money in these is a marital asset. It doesn't matter whose name it's in. Please get details of the account numbers, sort codes etc and keep them somewhere safe. Give them to a trusted friend if necessary .
Copies of the accounts?! Lordy no not only would not know them if I fell over them but that is all kept at his main office not at home.
That's ok ,when the time is right you can go there are see copies of all these documents . It's your legal right . I'm assuming that there is another shareholder then, apart from your husband . Or another company director ?
His accountants meet him there.
Yes, but don't you have to meet them to sign documents ? Never mind, when the time is right you can make an appointment to see them at their offices
I know it's a small wage and then dividends because that's better for tax or something...
Yes that's right . You pay less tax on the dividemds . So you coudl get eg £5 k salary and £25k in dividends . These are rough figures BTW and I'm not an accountant or remotely financial. I Only know because we have a small family business too .
I sound REALLY dim don't I?
No you don't , you sounds like you've been treated like a mushroom. It's part of the abuse and it's NOT YOUR FAULT
It doesn't matter that you don't know these things yet , you can soon learn . You will need all this information later
I do ask sometimes but he literally bamboozles me with business talk and I have no idea what that all means.
You, that's part of the abuse too .
You are NOT snooping. You are a detective . You have a legal and moral right to all this information.
Don't ask Dh anything . If he asks you any thing, just say you are depressed / confused / don't know what you feel about anything.
I know you are suddenly getting all these insights into what is going on. And you want to share them with someone . You think that if you explain to him, he will see the light and want to change
He won't. He already knows what's going on. It suits him this way . He will just be angry with you for rocking the boat .