I'm going to try to stick to the salient points, but I'm sobbing as I type.
DH and I are in our mid 40s and have been together for over 20yrs (met at uni). We have four lovely teenage DCs.
About 18 months ago I felt a difference in our marriage - general coldness, lack of affection and so on, but didn't say anything initially while I tried to work out what was going on and tried to put it right.
About 12mths ago things deteriorated and I initiated a conversation in which DH said that he loved me like a sister or a friend, but was no longer in love with me.
From that time I have lurked on this board and know that the general perception is that this behaviour usually indicates an OW. Unfortunately I have no way of checking this out - DH works away for weeks at a time, often abroad, often with female colleagues, and his credit card bill is basically full of hotels and entertaining. His phone and email account are also password protected. I have asked him about it and he has denied it, but not very convincingly.
Anyway, I have lived through hell over the past 12months - he is polite, but distant. We have not had sex for 12months, and he has now had a vasectomy. He says things will 'get better' but they haven't, and he will not try counselling.
I think he is quite cruel - has no trouble falling asleep listening to me cry etc. I once text him after a row to say I wished I was dead because I was so lonely (not generally this dramatic) and he texted a reply an hour later, so couldn't even be bothered to call me, even though he was away all week.
I can't bear it any more. I love him and thought we would be together forever, and every time he recoils when I accidentally touch him it breaks my heart.
I texted him today to say that I wanted to separate. He is away until the weekend and he replied to say we would 'talk' but what do I say?
He has got a big job and earns lots for a national company while I have always been a SAHM. I have no doubt he will marry again and continue living a wealthy lifestyle. How will I cope, financially and emotionally? All I know is that I can't keep up this miserable existence.