This morning he came home with a new breakfast bar and 5 new knives, I said, "I thought you were 3 payments behind with your loan?" He said "I'm going to apply for bankruptcy any way this was only £50 so nothing compared to the £400 i owe for the loan", I said, "you can't just stop paying your loan, we will end up having people/bailiffs knocking at the door taking our possessions"
I would understand if he was in the process of applying for bankruptcy but he hasn't even rang anyone or gone to the CAB yet 
I have my life to run -I can't be constantly nagging him about things like this.
He wants to feather our nest but he needs to put his debts first.
Over Christmas he insisted that we take his car down to my parents even though I said his breaks sounded dodgy and I wanted to drive, he refused because he said I get too stressy when I drive (only because he says go left then when I do he says, I meant right!)
Anyway, we went to London to see my family, on the way there, his breaks just got worse and sounded like metal to metal, we took it to the garage because I refused to go any further without it being checked it was £280 new break job, we had to pool all our money meaning I couldn't afford to spoil my mum (it's her birthday just after xmas)
The sad thing is that I am attached to him, it's helpful for me to write it down and have a forum where I can express my fury about these various instances which, in isolation look like small things but when all joined together, I now realize why I lack energy lately.
I know it must be annoying to you that I'm not just heading for the hills straight away but I feel this thread has moved my trajectory and I'm now relating to the relationship from a very cautious/ on trial point of view. Maybe it's the beginning of the end.