So ... I can give you the gist of what happened next - but I cannot claim to understand the details. I may not be the only one in this predicament. The SWs have excelled themselves in cooking up a stressful situation. They weren’t so keen on pinning down the specifics ...
Ed and Emma got their mortgage on the basis of Ed being in full time employment. Provided by Home Farm. Now he’s lost the job.
They spent the weekend in shock. But stupid Ed would only say Adam had laid him off. Emma stormed over to Home Farm. Adam told her the truth.
You might as well start crying now.
She unleashed pure venom on Ed. Insisted they must not tell the mortgage company. (Bank?) Decided that if they could offer a bigger deposit things would be ok. (
Nope, me neither.) Emma Lost It.
First she asked Jim to lend her a few thousand.
Then Ruth.
Then asked Fallon if she could ‘pretend’ to take on Ed full time at the tea shop. And was nasty to her about her perfect life.
The she asked Peggy to lend her the full price of the new house. While Kate was there.
These people reacted with increasing degrees of embarrassment, fury and disdain. No one even tried to find out why she was asking.
Emma also told her father everything and cajoled him to go to the bank. He was able to raise £15,000 which just made her frantic with disappointment.
Chris offered £3,000 I think.
Tracy and her children emptied their piggy banks and handed over £300.
So she had £20,000. On the Friday they were due to finalise (for some reason neither exchange nor completion make sense in the context so
) Ed insisted on phoning the mortgage provider to tell them about his job loss. (They were to move the following Tuesday.) He was told ‘they no longer meet the criteria’.