The all-new buyers/sellers waiting room (continued x5) thread!

[BirthdayRainbow]

Hi I took the liberty of starting a new thread as I couldn't answer on the last one.

@kirinm I am glad you've decided I pull out. I wanted to suggest it but didn't want to stress you out. I hope the next house you view is the one and it all goes smoothly.

@ingkir I have just read all the search results. My son has helped with a couple of questions, I've left a message for my friend to help with something else and I am waiting for the solicitor to ring me back as they've attached someone else's details to the end of the paperwork 🙄. I'm distinctly unimpressed as of course potentially someone has mine and the whole stream could be wrong. Looking at what the emails say it is likely it is a one off but I needed to tell them. The receptionist was going to put me through to the solicitors secretary until I said why I was ringing. Already over the time of when she said she'd be back.

I still have a few things outstanding but I won't exchange until I have answers so I'll wait it out.

I'm not sure the seller is claiming she never got a warranty with the windows.

ive got a window fitting going and he'll give a free quote which I'll ask to knock off the price

Well I definitely spoke too soon about being in before Christmas! My solicitor has just informed me that my sellers don't want to complete until at least February. Which means I'll lose my buyers and miss the school application deadline. It's a chain free house with probate granted so everything should have been able to move quickly 🤷‍♀️

I've asked the estate agent to speak to them because if I have to go into rented to keep my buyers/for schools then part of me thinks I might as well just withdraw and see what comes on the market in spring.

Well we've still not exchanged. Our buyers solicitor seems to be holding everyone up. When asked by our solicitor if he was ready he said 'no'
Our buyer is mystified. Says she has nothing outstanding to complete. Money is ready. She's out of the country for work and in a different time zone so unable to ring him although she has emailed him. Our seller is jittery as are we. Solicitor in question has emailed our EA on two separate occasions on October stating he'd be ready to exchange the following week. What the hell is going on that one person can be so obtuse and hold everyone up.

Ah how frustrating! Can you get your EA to phone your buyer's solicitor?

@Cheeseandcrackers40 she emailed him at close of play yesterday and is ringing this morning. Apparently he avoids her calls too.

how annoying @lingmerth - maybe your buyer could escalate to the conveyancers manager?

@TheEnglishSystemSucks the buyer is abroad on business, She has emailed him and tried ringing. I will suggest this via my EA who is in touch with her.

Our enquiries are back and look like they've been answered (I can see in the portal!). Can I dream that I might be in by Xmas??

Our offer has been accepted, house is now sold STC so we’re officially in the waiting room! We’ve agreed a planned completion date in mid-Feb to coincide with half term so just got the next three and a half months to fret about something going wrong…

Drain survey came back today on our purchase and looks like it IS connected to the mains! Woo! Still not being billed for sewerage but not sure if that is something the solicitors consider an unmorgagable issue.

Hopefully this will satisfy our solicitors and we can move forward with exchange and completion.

We had our offer accepted in May.
We're living with my parents since we sold 5 weeks ago and I had a baby 4 weeks ago 🫠 I need to move ASAP!

Great news! I had been wondering how you were getting on. I hope the early baby days are going OK, buying a house and having a newborn is a lot!!

So meant to be exchanging on Friday but haven't had the completion statement yet and hadn't transferred any funds 🤔. Emailed today and turns out solicitor is off sick 😬.

I'm in meetings all day tomorrow, no bank close to my office and the closest one closes 15 min after I finish work.

So I have just transferred the shortfall between 10% for our sale and 10% of our purchase via my app and hopefully that will do the job 🤷‍♀️. Solicitor's assistant has confirmed receipt and says it should be fine....

They might have agreed to just do the bottom of the chains 10% for the rest of the chain (even though everyone would be liable for the 10%). Eg, if bottom was 30k, then the last house in the chain would be given 30k to exchange but it's buyer would be liable to pay extra (20k say) if it didn't complete. Might explain why they haven't asked for funds?

@Gamergirl86 you poor thing! as if postpartum isn't hard enough. Really hope you get to exchange and be in way before xmas.

No apparently its literally because solicitor is off sick and there was some sort of figure to do with our mortgage that only she can access from her account 🤷‍♀️. I don't really get it but it's not inspiring me with much confidence! Solicitor has been excellent all the way through the process so just hope she recovers in time for Friday 🙈

Yikes fingers crossed @Cheeseandcrackers40 I'll definitely be checking for your updates!

@Cheeseandcrackers40 keeping everything crossed for you!

Our new buyers seem to be on the ball which is very refreshing after the last ones.

We accepted the offer on Monday. ID checks done that day. Mortgage meeting and approved Tuesday. Memo of sale Wednesday. And now survey booked for Monday!

The survey is the thing I'm worrying about. Old house and although we don't know if any issues I'm scared they find some!

They are in rented so keen to move asap but I think the beginning of February might be wise for us as our ERC drops from £4000 to £2000 after January. Even without snags the solicitor said around 8 weeks and allow for no one working for 2 weeks over Xmas.

May I join in please 😬.

my offer was accepted this week, the person selling now needs to find something. They are downsizing and with luck won’t be much of a chain. I know they had already seen something they liked - just needed a buyer for theirs.

I am renting with AIP so the anxiety kicked in last night with the mortgage acceptance proper and any else that could go wrong!

Have gone through a highly recommended broker so I’m hoping what was offered in principle by the lender will happen - I don’t actually need as much.

Any survival tips to get me through this? Trying to be nonchalant but it’s difficult!

Hoping to join, and hoping not too premature.

We are looking going for a second viewing tomorrow, and unless we have a complete change of heart will be offering same day. We know the house has been on the market a year, though came off and back on again 3 months ago. Has been reduced once by £25k (2%) So trying to decide what we will offer. Its had 6 viewings in the last three weeks (since we first viewed) and has another second viewing on Saturday (unless they accept our offer). So possibly stiff competition. But sellers have already bought their new home and we are cash. So could move quickly. Its very exciting and nerve wracking.

Had a window quote back £2k for all 4 windows, hoping the seller will reduce by £2k

@isthesolution - We also have our buyers doing their survey next week. Like you, I am really nervous about it! The house appears to be absolutely fine to us, and everything is in working order (as far as we know), but I can't help wondering, "What if the surveyor finds something wrong, and they pull out/want to massively decrease the price ..."
Unlikely to be anything major, but the doubt is there.

Ah I misunderstood - thought you were talking about windows you own not on your purchase. Are they broken/in dire need of replacement?

I hope your seller agrees the discount, but I probably wouldn't as a seller myself since I would get zero benefit from replacement (unless broken of course). Might be tempted to meet half-way though.

Yes, it's the Sellers windows and they are broken and you can't close them. I wasn't allowed to touch them in the viewing. They're causing damp

@isthesolution @EagerHouseMover our buyers have also booked in a survey for next week.... Super nervous too! Just worried they'll try and knock £££ off their offer I guess. There shouldn't be any surprises, the house isn't that old