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Buyers sellers roll call 17 - the one where everyone finally completes

920 replies

gingerninja1 · 27/10/2021 21:58

Last thread is now full so started another one so the mutual support can continue

@paranoidandroidmarvin
@takeyourfinalposition
@getyourassoffthatquattro
@shineysides
@blacklilypad

OP posts:
Summersdreaming · 19/01/2022 08:30

@Izzpop good luck! No new build hate here, I'm renting one while my purchase goes through and after being in a neglected old terrace it is a breath of fresh air!

Izzpop · 19/01/2022 09:28

Thank you. We're currently living in a victorian end of terrace and I am really secretly looking forward to having shiny new things 😄 It's been a good home for the last 20 years but its time to move on!

ZimZamZoom · 19/01/2022 11:04

@Izzpop no new build hate here either! We bought a Victorian semi as our first house about 10 years ago. Absolutely loved the place but sold it last summer as I swore I just couldn't stand another winter in it.
We're now attempting to buy a 3-year old house. The straight (insulated!) walls and 90 degree angles are a breath of fresh air Grin Best of luck with your purchase.

We had a pre-exchange viewing yesterday. The property is empty as the vendors have already moved into their onward purchase. They have left it spotlessly clean. I'm chomping at the bit to just get in there now!!

Congrats to @Rebuildingconfidence

Summersdreaming · 19/01/2022 12:39

Well done to everyone getting close to the end 👏

My purchase is going backwards, due to ridiculous lack of communication between both solicitors and the EA we are no further on than in October Angry I'm so angry, but apart from pull out and start again I can't do anything it's so frustrating.

Agadorsparticus · 19/01/2022 17:53

More chasing today. The EA seems to think it'll be very soon in the next couple of weeks, the vendor is also pushing to move on their purchase, they have a final query and then it'll be exchange.

Starting to feel a bit more reassured that we won't be homeless for too much longer.

croon979 · 19/01/2022 19:30

No new build hate here either - @zimzamzoom our position sounds very similar to yours. We are buying a house that is 5 years old and whilst I love period properties, I am pleased that I am buying a warm house with straight angles too!

We also had a pre-exchange viewing this afternoon. The seller has filled in all holes from pictures etc in walls, repainted house inside and out etc. he is going to get it deep cleaned before we move in (although it looked spotless to us today). I am so excited to start ordering furniture and to actually move in. It had been so long since I had actually looked round the house that I had forgotten how fab it is and how much I totally love it. I think we are coming to the end of a long road and I can’t wait get in, shut the door and not move again for a very, very, VERY long time 😂

Starseeking · 19/01/2022 21:37

[quote Getyourarseofffthequattro]@Itscoldouthere we did thank you!! We are finally in Grin

A bloody long old road and the worst thing is we aren't planning on staying here that long but hey ho. Won't have to stay with family again so there's that!!

We've had so many issues. Internet company have fucked up, furniture got ruined in storage and we've had to claim... But we are in!!!!!!![/quote]
Congratulations, well done!

Starseeking · 19/01/2022 21:47

Popping back on here to see how things are going.

Just saw @Getyourarseofffthequattro has moved, it must be great to have your own space again. I've been living with family for the best part of 7 months with my 2DC, and I'd really like to move on now!

@Eastie77Returns have your enquiries come back yet?

Turns out my vendors solicitor left the company and hadn't met her to go through her sale and purchase as planned before Christmas. Solicitor cited the vendor being poorly as the reason for the delay, which is the nightmare scenario when you've dealing with an elderly vendor.

The good news is that the new solicitor seems to be more on the ball, and has said she will arrange to meet the vendor next week TO SIGN ALL THE SALE PAPERWORK. Trying not to get excited yet, as I've been here before with this vendor, and it didn't happen.

My mortgage offer expires at the end of next month, so realistically they've got about 5 weeks left now. We're only at week 27 since my offer was officially accepted Confused Fingers crossed for me!

Starseeking · 19/01/2022 21:48

@Momniscient

We've accepted an offer... officially a "Seller". And so the countdown begins. It's a short chain of three people, two properties - we're going into rented and our buyers' buyers are ftb. Hoping it'll be somewhat painless... wish me luck!
Fantastic news, I hope it all goes well for you!
croon979 · 21/01/2022 07:59

Had a good update yesterday from my conveyancer - they are just waiting for final search to come back. They have received seller’s enquiries form back. All looking good and hoping we can exchange by end of next week. I have arranged insurance ready. May have missed out on the January sales by the time it happens but at least we are progressing!

Momniscient · 21/01/2022 09:22

I'd like to share with you all a small nugget of joy from my morning, as proof that there do exist some people who are speedy with paperwork.

I sent in the last of my selling forms to my solicitors on Tuesday, fully expecting a few weeks of silence while the deeds came back, preparing the contract, yada yada yada. Checking in this morning, and apparently the contract is already with my buyers' solicitors and has been since Wednesday Shock. Only accepted the offer last week!

Livedandlearned · 21/01/2022 09:24

Shame my sellers aren't speedy. She's had the contract since Jan 10th and still hasn't signed it.

CheltenhamLady · 21/01/2022 13:20

I am so depressed reading this thread. Can I add my tale of woe?

September 2021 - Offered on one house, well over asking, offer accepted. We went on holiday to Spain and left it to our solicitors. Three days into our holiday, and 7 days after we instructed solicitors, our seller contacts the EA to say we aren't moving fast enough and he is offering it to a friend.

Another house came onto the market which we had loved and lost previously, we upped our offer it went for 50k over our offer, which was already 50k over asking.

We accept a firm offer on our house and start the selling process.

The buyer asks for a pre-Xmas exchange and we agree if we can find a property. We struggle. We find another house which we can renovate in the location we love. It is empty and the sellers are patient. We have an offer accepted.

Our buyers have behaved really badly since. Survey issues were made up, and went away when challenged, nitpicking with documents etc.

Our property is a leasehold house and last week our buyers decided they want a freehold house. Fair enough you might say, but why raise it now? Especially as they also selling a leasehold property and used to live in one on this very road too.

Their solicitors and ours have vied for who is the hardest to deal with. Ours say theirs are incompetent and vice versa. We are stuck in the middle.

We have offered to buy the freehold or pay their costs for buying it and they are considering it......

I love our house and am considering just buying the freehold and staying put.

All the joy and excitement of moving and planning has been sucked out of me. I am doubting whether the house we have lined up is the one and now another house I have always loved is back on the market.

I am so stressed with it all.
DH is walking a tightrope with my mood swings. Trying to keep me buoyant and upbeat. Endlessly listening to my deliberations.
He is happy if I am happy and can see the positives in anything, but this limbo is even getting to him.

RidingMyBike · 21/01/2022 14:27

Following!

RidingMyBike · 22/01/2022 08:55

Been reading back through this thread and so many horror stories! We are currently trying to find a house to buy but there is so little out there. Anything we do view is getting multiple viewings and going under offer within a couple of days.

We sold last year and moved into rented 200 miles away - work relocation so had to move by a certain date. The house sale went from offer to completion in 30 days (please don't kill me - I was absolutely gobsmacked as expecting it to take months!). It was very very straightforward though - we'd already moved out and into rented, buyers were chain-free cash buyers who'd been trying to buy next door but that fell through. It meant though that they'd already done the searches! Our solicitor initially acted like many on this thread and didn't do anything for first fortnight, buyers got very angry and threatened to pull out, solicitor suddenly got act together! We were hit by the problems with postal delays so I'm glad we chose a solicitor in our new location as I did several late night journeys (including one in a taxi when the car broke down!) to the solicitor's with paperwork.

Kittley · 24/01/2022 14:57

Been reading this thread for a while and can now join in. We're currently in rented accommodation (really grotty one) as sold our house in early 2020 to relocate from the Southeast to North West.

7th Dec - our offer was accepted to purchase property.
15th Dec - the vendors are separating, with the woman going into rented and the man now had offer accepted in a new and empty shared ownership flat so chain is complete.
9th Jan - our mortgage application has been accepted. Searches already started in December.
12th Jan - our conveyancer sent enquiries to vendor's conveyancer.
24th Jan - update: both our searches and the onward purchase of our vendor are expected to come back next week. Also have the homebuyer survey booked for 26th Jan for the property we're purchasing. Our conveyancer has received some responses to the enquiries sent on 12th,still waiting for the rest of replies.

Does anyone know if our vendor purchasing a shared ownership flat will likely be more complicated and long winded than normal? Thanks

NormalForStroud · 24/01/2022 21:09

My house purchase is rapidly turning into a farce. My timeline so far.

20 Oct - offer accepted in my property (FTB)
9th Nov - Offer accepted on ongoing purchase. Vendor going to rental so chain complete (yay!)
16th Nov - enquiries sent to vendors solicitor
25th Nov - mortgage accepted
30th Nov - Survey on forward purchase complete
5th Dec - chased vendor solicitor for response to enquiries
15th Dec - half-arsed response from vendor to enquires. Our conveyancer requests further details the same day
24th Dec — All search’s back, no issues.
4th Jan - our buyer finally books survey. Survey done 5th Jan
10th Jan - spot visit from the Councils building control officer following report of dangerous structures in house! Both BC Officer and I are left baffled as nothing untoward is found.
13th Jan - our estate agent receives a call from random estate agent asking if the exchange is going to happen that day or not. Turns out we were lied to and are at the bottom of a lengthy chain which had all decided to exchange that day. Obviously exchange didn’t happen.
15th Jan - Still no response to queries from vendors solicitor. After lengthy chat with our solicitor we come to the conclusion that the loft bedroom does not have building regs and this will need to be reported to our mortgage lender who will probably revalue the house minus the attic bedroom.
21st Jan - email from vendor solicitor again not answering our queries

So tempted to pull the plug now but will wait to hear what our mortgage lenders have to say.

croon979 · 24/01/2022 23:06

Am still targeting exchange this week - understand we now have all our searches back and the enquiries form, mortgage offer issued…deposit ready to go just need to transfer to solicitors. Have got insurance lined up from date of exchange….Just waiting for solicitors report on title so I can sign stuff ready, hoping we may get that tomorrow.

DanisEndo · 25/01/2022 08:31

Those of you further along in the process....

How long has it taken to get your searches back and the enquiries done??

Downnotdown · 25/01/2022 13:31

I'm now on to weekly emails to chase up my solicitors. Each week it's a different excuse blaming the buyer's solicitor (I'm sure she's probably being told the reverse by hers).

I accepted the offer back in September, simple chain, I'm only selling and my buyer has sold her house to a local cash buyer. Getting really fed up now Angry

Champagneforeveryone · 25/01/2022 14:02

We are hoping to complete by the end of February as we are FTB and our new property is currently vacant as vendors have moved back to their home country.

However our mortgage valuation came back with a request for a damp survey. We've had a full building survey dove and the surveyor didn't feel there was any real issue that would warrant one. However a damp survey is what we must have so we have one booked for the 3rd.

I've been advised that after the initial flurry there will be a lull in proceedings, however I'm finding it quite disconcerting Confused

Agadorsparticus · 25/01/2022 16:29

@Downnotdown

I'm now on to weekly emails to chase up my solicitors. Each week it's a different excuse blaming the buyer's solicitor (I'm sure she's probably being told the reverse by hers).

I accepted the offer back in September, simple chain, I'm only selling and my buyer has sold her house to a local cash buyer. Getting really fed up now Angry

Very similar, offer accepted end of September. We're in no chain and the vendors are buying an empty property. Everything is still taking forever though, it takes at least 2 weeks get replies. We need to move and need that date ASAP.
croon979 · 25/01/2022 17:10

It has not been as quick a process as I had expected either given that neither I nor the sellers are in chains. Offer accepted at the beginning of October. Solicitor instruction, mortgage approval and valuations/surveys were done in October and early November. Searches & Enquiries were raised together in mid-November. There was then a big lull not helped perhaps by the Christmas period until mid January when we received the contract pack and search results. We only received the enquiries back this week….not a quick process even for chainless buyers and sellers. Thanks

Livedandlearned · 25/01/2022 19:11

Ours could have been about 5 weeks quicker, but even then it took about 17 weeks, no chain.

It isn't even over yet, have a completion date now and about to exchange but literally anything could happen!

Downnotdown · 25/01/2022 21:47

@Agadorsparticus, sorry to hear you're going through the same, as are many others on here. It's almost as if these solicitors have never been through the buying/selling process themselves. I bet they manage to get theirs done quickly Wink