Buyers Sellers Roll Call 16

[Househunting21]

Because the last thread is nearly full and I for one very much appreciate the space to vent

Good luck to everyone hoping to exchange and/or complete this week!

Apparently so! I've just gone back and said, er no, we want the whole chain to complete on that date and asked for a more specific update. I'll probably not get one because they are shit. I'm considering putting in a formal complaint about their shitty service and rude emails once we complete. But because I'm not the one paying them I'll get nowhere I expect.

Solicitors advised she's chasing sellers solicitor again today so hopefully we might get some news. I think we can wave goodbye to any stamp duty savings tbh. Luckily it's not much money as we've bought something relatively inexpensive but it's not the point is it!

I can completely understand your frustration. It's s pointless statement isn't it saying they're keen. You wanna be like right yeah, but can you actually tell me where the fuck they're at right now?! It's like you have to be especially useless to work at an estate agents.

What wankers. I hope they get back to you soon...

I emailed our estate agent right after I wrote that to you (Sorry DH ) and they've come back straight away to say a second valuation is no longer needed, but that the current valuation has come back at £20k less than the buyer wanted, and £10k less than he needs, so they're appealing.

I think we'll be with you, October at the earliest if this doesn't fall apart now.

It's s pointless statement isn't it saying they're keen. You wanna be like right yeah, but can you actually tell me where the fuck they're at right now?!

Yeah absolutely! I'm glad he's keen; but what is he actually doing? What is happening? Because he could still be keen in two years and I feel like I'll still be sat here waiting.

Oh god they need to make their minds up. Hopefully the appeal goes well. It's such a bloody awful process isn't it. I know exactly what you mean about the waiting. It feels endless right now.

All anyone in rl can say is 'itll all be worth it in the end" I had a bloody row with my mother over bake off last night because she's all "stop chasing, stop stressing they'll be getting on with things" and I'm like no actually they're not, they don't do anything until I chase, I don't get updates without asking. It really riled me because i know in the same situation she'd be doing the same!

Seriously, with my purchase being frustrating enough, I could do without having to hear the bloody advices from an overly helpful colleague. He is all well-meaning but for Lord's sake I don't need to be advised on how to be assertive with the solicitor, especially right after I have very politely pointed out that I don't want to talk about my purchase with "other people" because "the conversation tends to stress me out more".

This is not even the first time this guy pisses me off. When I suffered from insomnia back in June (which, was triggered by the homebuying process), he brought up the bloody poppy seeds whenever he spoke to me. Then when he saw me distressed he started to talk about a stress management model he'd read lately. Maybe I have been too polite. Next time if he brings this stuff I would let him know it was HIM who was adding into my pile of stress problems.

Anyway, good luck everyone! @TakeYourFinalPosition I hope you hear back from your solicitor. It's so frustrating isn't it

@Getyourarseofffthequattro

Oh god they need to make their minds up. Hopefully the appeal goes well. It's such a bloody awful process isn't it. I know exactly what you mean about the waiting. It feels endless right now.

All anyone in rl can say is 'itll all be worth it in the end" I had a bloody row with my mother over bake off last night because she's all "stop chasing, stop stressing they'll be getting on with things" and I'm like no actually they're not, they don't do anything until I chase, I don't get updates without asking. It really riled me because i know in the same situation she'd be doing the same!

Omg, same here. Everyone seems to think "it's worth it in the end", except me. And they have apparently all completed their purchases in better timeline with better solicitors somehow.

Solicitor has just come back saying 30th won't happen because our vendor is waiting on their mortgage offer. But no more detail than that. Excellent.

So frustrated with it all!

Oh I can sympathise with you all about hearing it'll be all for the best, what will be will be, everything will be okay blah blah bloody blah.

My buyers are really doing my head in though. Originally they thought I was moving into rented and the property was chain free (it wasn't, nobody had ever said it was), they then pushed for completion dates even when chain wasn't complete, and then seem to forget that everyone has to agree to a completion date and that no we can't all just drop everything to cater to their bloody whims.

I'm with you all on people saying it'll work out if it's meant to be, etc...

And I'm sorry, @Getyourarseofffthequattro.

No updates here, really, our estate agent came back to say she'd helped our buyer with more of his appeal, and hoped that would build more of a relationship there so that he communicates more. They've been quite nice today.

We're still just waiting, though. For our bank to revalue the house we're buying, after our solicitor's error; and for our buyer to sort out his mortgage offer and then presumably get here valued. It's so stressful and frustrating to just be constantly waiting.

No update here as of yet. Probably won't get one until next Tuesday now because apparently the ea can only contact me at 5.50pm on a Tuesday. Wankers.

I just want an idea of how long the mortgage might take.

I just want an idea of how long the mortgage might take.

I don't think that's unreasonable at all... I'm not sure the EA will know, but you can usually work it out if you know who they're applying with. Or your solicitor might know from theirs? Our solicitor let us know that our buyer is using Kensington, which is why ours has taken 8 weeks so far...

No news here yet either. Tempted to email our sellers' EA to check in on everything after over a week with no contact, but I'm not decided yet...

@TakeYourFinalPosition

I just want an idea of how long the mortgage might take.

I don't think that's unreasonable at all... I'm not sure the EA will know, but you can usually work it out if you know who they're applying with. Or your solicitor might know from theirs? Our solicitor let us know that our buyer is using Kensington, which is why ours has taken 8 weeks so far...

No news here yet either. Tempted to email our sellers' EA to check in on everything after over a week with no contact, but I'm not decided yet...

The ea knows who it is as they're using their broker, but won't tell us because of GDPR?! My step dad is my mortgage advisor and he said if I could find out who it was he'd speak to the lender and ask what general lead times were like. But alas, nobody will tell us.

I think our solicitor has asked for updates as soon as they have one but their solicitors are useless.

It's just common courtesy isn't it. We let our buyers know when paperwork was done and we were waiting for valuation, let them know when valuation was pushed back by our vendor, let them know when it was done before the letter actually got sent to the solicitor.

Apparently everyone wants to move fast but clearly someone is bullshitting!

I would if it's been a week but there again I am probably driving everyone mad with my pestering. But the squeaky wheel and all that. Not sure if it's working in reality ha!

Just managed to speak to our solicitor's assistant and have been told our solicitor is going on holiday for 2 weeks at the beginning of October and may not be able to get to our file before she goes

I am just so done with this whole thing. I am desperate to get out of my in laws house. They are lovely people but we are not compatiable living wise. I just want to cry.

Hope everyone else is having better luck

We have finally exchanged. No idea if the solicitors are working overtime but she emailed at 8pm this evening!

Excited but a little overwhelmed. Pleased to be making the September deadline , wasn't expecting to at all given how long it took the chain to complete. But here we are.

Fed up of the endless packing. I was looking at skips earlier...

🎉 well done for exchanging. I’m dead jealous

Excellent news @readytosell! I am v jealous too haha.

Emailed EA again this morning. No response to my previous email. I really don't understand why they can't ring the vendor and say "so can we just check how the mortgage is doing, do you have a valuation booked or?"

Or ask their in house mortgage broker who they literally share an office with how it's getting on. I know this because my step dad used to be their in house mortgage broker so I know how it bloody works and they're just fobbing me off.

Congratulations @readytosell! Seconding all the jealous people

@blacklilypad I'm sorry, I can't imagine living with my in-laws, we'd just clash over everything. They did suggest it a few weeks ago (although it's our buyer who is the issue, so it didn't really help).

@Getyourarseofffthequattro I wonder if they're not getting a response from your seller? It turns out that that's why the EA was being arsey with us... they weren't getting updates from our buyer.

We got bad news yesterday. Our vendor is remarketing and has viewings today. They don't feel our buyer is proceedable, and while the vendor really wants to sell to us and feels bad on a personal level, he has to look after his own interests. They were baffled as to why our EA hadn't suggested remarketing weeks ago.

Talked to our EA. Our buyer hasn't been very communicative with them but they say they had no reason to believe that he wouldn't be making progress... now it's clear that he hasn't. He hasn't got a deposit, and he'll need to pull out if the appeal isn't successful. Apparently they did consider advising us to remarket, but thought it'd be "harsh" on our buyer.

We've gone back to the other person who made an offer who is thinking it over, and will let us know tomorrow... but I'm not confident.

Oh god @TakeYourFinalPosition how stressful. I hope you get a procedable buyer! And manage to keep your purchase.

Could be the case that our ea can't get hold of our vendor but if so I wish they'd just tell me that! To be honest I don't think they do anything until I've asked three times.

I've just had a good cry. I've read back through the many, many emails with our estate agent... at no point did they say that our buyer wasn't easy to contact, or that he avoided questions, or suggest that we remarket.

When we suggested things were going too slowly or seemed odd, they said we were being impatient and it was a pandemic...

I feel like they've led us up the garden path.

I keep crying, which feels very pathetic, but I've spent my whole second trimester trying to sort this out, and I feel like I'm going to spend the third not knowing where we're going to have the baby. It probably hasn't helped that I spent all night convincing myself that while things are TIGHT here - they really are, for two people, let alone two people and a baby - we'd be fine. And the in-laws were hysterical when they found out earlier, and are basically acting like we can't provide. They've started suggesting a room at their house might be better

I really hope your vendor is having better luck with his mortgage offer, and that someone tells you something soon. I had a horrible feeling all along that I wasn't being updated... but you feel so helpless at the time!

She's just got back to me. She hasn't spoken to the vendor. There is nobody she can chase apparently. The application is with the lender and they won't update us until it's approved.

I've just replied saying we're all fucked off basically were sick of waiting and I want to hear from the vendors themselves where it's at. They obviously know because the mortgage company tells you when things have been done, and if they don't you can ask them. I've just said well we're in an awful position where we don't even know if our vendors can even get a mortgage and it's not fair that she won't do anything to find out more.

I am so fucking angry.

It's taken her two days and me emailing her again to tell me she's done the square route of fuck all.

And I'd definitely be crying too in your position. In fact I've been crying in my position, a lot, and I'm not even pregnant. It's just the most awful stressful process. There should be a better way.

Well. We have just an issue that is potential going to take months to solve as we all know local councils don’t work fast. So I’m kind of done with this whole thing to be honest. Now deciding wether to hang around and wait or just give up and fine somewhere else.
Running the risk of losing our buyers.
Done with the whole thing. Would prefer to take the house off the market and re start again in January.

I'm put on sleeping pills and will be referred to a therapist asap. My GP was quite dismayed at how I ignored their previous referral, and emphasised (again) the importance of sorting out my stress problems. I secretly think the quickest way out of the misery would be to pull out of my purchase and accept the few ££££ I spent on this one would be just a sunk cost

@TakeYourFinalPosition I'm so so sorry. I would like to offer the normal "everything will be ok" but I guess at this point it is not very useful is it :(

I agree. I know u have spent money. But it is so hard this whole stupid process. I would do what u think is right for u

Thank you all. Sending lots of solidarity hugs and g and ts to all of you dealing with all the endless shit.

My aunt has been dealing with selling her mum's house and the buyer's solicitor is just a complete and utter useless ... I won't say what I think as it'll get filtered out. So whilst my solicitor has been great I know just how bad some are.

And agents too. My agent has been a bit quiet but seller's agent has been absolutely brilliant. She has called me every week to give an update, chased any issues, actually been a better agent than my own. There are some decent ones out there.