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Listing, Viewing, and Offers Thread 4!

610 replies

Nessalina · 04/09/2017 09:24

The thread in which all our houses sell, and we find the place of our dreams!
Come and join us for moral support through the delights of buying and selling Smile

OP posts:
PickAChew · 18/10/2017 22:18

Oh, that's disappointing, yoga

Gizlotsmum · 19/10/2017 06:49

It’s half term weekend here so maybe viewings will drop off a bit naturally?

KitKat1985 · 19/10/2017 08:37

Oh how frustrating Yoga. Sad

YogaDrone · 19/10/2017 15:21

Thanks all, sorry to be a moaning Minnie Smile

In a weird turn of events our lovely, sweet and long suffering would be vendor has offered to drop the purchase price by 5% so that we can drop ours accordingly. We've done this now and immediately got a viewing at 5.30pm this afternoon! Panicing now though as I'm in the office and the house is a tip! Leaving early for me tonight Wink

Also, just posted this on the In a Chain thread too but you may find it interesting BBC House Prices I put my post code in and it shows steep price rises from 2013 to 2016 (way above average for the area ad the UK generally) and in 2017 a steep decline. Pretty much what I am seeing in reality to be honest.

FreezerBird · 19/10/2017 21:52

Hello. House just on the market, went live on the agent's website this afternoon, on right move etc tomorrow. Feeling a bit wobbly about it all - we don't 'have to' move, but would like to move from our little village (no public transport) into the nearby town to give the kids more independence as they get bigger. Every move we've made before has been relocation for work so this feels different.

There's a house in town we like, needs work but doable, been on the market ages (ex-student house and they tend to be slow) so I'm not worried about it going before we're ready (might do though, obviously - but we'd cross that bridge).

But I feel like we've gone from hypotheticals to being on the market all of a sudden - and the agent contacted us to let us know about someone who's interested before we were even on the market (she mentioned the house to someone after coming round to take photos). So now I'm worried we'll end up with a buyer who wants to move before Christmas - haven't done this moving malarky for ages so I can't remember how long it takes!

We're having an open day - mostly for convenience as we're ridiculously busy and have two kids with complex medical needs and medical stuff everywhere so the thought of possibly only tidying once is attractive!

The last time we had a house on the market to move was when the market was really awful (had three viewings in 6 months!) so I think when the agents have been confident about this selling I just haven't believed them. now it looks like it might really happen....

I'm aware I'm gabbling about it..

KitKat1985 · 20/10/2017 08:33

Ahh how lovely of your vendor Yoga. I hope you get good feedback from yesterday's viewing! Interesting link on the BBC page as well. Ours is pretty much the same as yours - climbing steadily for several years but sharply dropping in 2017.

Welcome FreezerBird. I think timescales is a difficult one as it's so unpredictable, and depends a lot what the market is like where you are. I personally would have thought though that if you are just going on the market, even if you get a buyer very quickly, being in by Christmas now would be probably unlikely. Best of luck though. I think we all get 'nerves' sometimes as it's such a big decision.

An interesting development here too. For those who have been around a little while may remember that about 6 weeks ago we put a full asking price offer in on a house if the vendor would be willing to wait for us to get a buyer. Well the offer was declined (not unexpected) and a few days later (irritatingly, since the house had been on for several months previously with no offers) a cash buyer made an offer which was accepted and the house went off the market. So we went 'hey hum' and carried on looking. Well now the other deal must have fallen through because it appeared back on Rightmove yesterday. This is quite confusing because we'd emotionally moved on and found another house we liked (which we saw last Sat) so now we are confused about which one we like more. And, assuming VSC (Very Slow Couple for newbies here - my nickname for our potential buyers who are nice people but sooooo bloody slow at sorting paperwork) actually do complete all the paperwork and hand in to the estate agent on Saturday as they have said they will (and I do still have some scepticism about this) then we may be in a position to make an offer on one or other of these houses in the next week or so (obviously provided neither of them sell in the meanwhile). So, out of the two, which would you pick out of these two:

House A:
*On at 275k. (Means we could get an 80% LTV mortgage with better interest rates than on house B).
*Better location than house B.
*Generally in 'liveable but tired' condition and would probably need doing up gradually over the next few years.
*Chain free (probate sale).
*Lovely garden.
*Slightly smaller than house B but has loads of room to extend (and many other houses in the street have already done so).
*Currently only parking for 1 car but front garden could be converted to a double driveway (again other houses in the street have done it so I'm fairly confident planning permission would be granted).
*Only has 1 toilet (currently)!

House B:
*On at 295k (right at the top of our budget, and meaning we would only be able to get an 85% LTV mortgage so interest rates slightly higher).
*About 80 sq feet bigger due to having an extra room meaning we could have a separate office space.
*A longer walk to the town / school.
*Fairly small garden.
*No real room to extend.
*Double driveway already there.
*Generally in very good condition.
*Currently only has a shower room and not a bathroom which we would have to change very soon after moving in (due to having 3 year old and near 1 year old who obviously bath and not shower). This would cost several thousands which on top of the house purchase itself would clear all of our savings.
*Has a second toilet.

Hmm, having written out all the pluses and minuses I think I'm probably veering towards house A. Although house B would be the 'easier' move because (past the shower room) nothing else needs doing to it, but I think in some ways that works against it as there's nothing else you can really do to it to add value to or extend it. House A undoubtedly needs more work and but I think because of it's location and potential probably would be better for us in the long term if I'm honest. Gah, I'm confused. Can you tell!! Confused

YogaDrone · 20/10/2017 12:19

Welcome FreezerBird good luck! Our EA said the a move may take 6 months in the current market climate as things are very slow. I guess it'll depend on your local market. An Open House is great way to launch your property I think. Unfortunately we rather missed that boat by putting ours on the school holidays!

KitKat - hmmm.... I think House A looks best on paper. It sounds as though you'll need to spend at least £10k of that that £20k saving on getting it redecoarated and driveway extended. But has greater potential in the long run.

What about school catchments? I realise your children aren't nearly old enough yet but if you plan to live in this house for a long time it'll become very important o you (voice of experience here!) Don't base it on rightmove school checker either. It doesn't seem that accurate to me.

Fingers crossed your VSC get their paperwork back tomorrow!

heddbach · 20/10/2017 13:26

Hello, can I join in please?
My house went on Rightmove yesterday so I'm staring at my phone and hoping it starts ringing soon. I'm happy with my EA so far and 'reasonably' hopeful that the house will sell. There is very little coming on the market in my area at the moment which is a good thing for selling but obviously not for buying. I'm looking to downsize and have viewed half a dozen this week but nothing pulling at the heart strings yet. I'm viewing one this afternoon which needs renovating/modernising. It's not something I've ever thought about before but the more I think about it the more I like the idea of the challenge.

KitKat1985 · 20/10/2017 17:50

Yoga yeah house A is better for the primary school we want too (only a few mins walk away). I think house A may be the better long term option. Will maybe do a bit of nosing tomorrow afternoon when I follow up to see if VSC have actually bought the paperwork in they were supposed to and see if I can find out what happened with house A (house A is on with the same EA as we are using). Obviously if it fell through because house A had major issues noted at a survey or something then that'll be different.

Any feedback on your viewing yesterday Yoga?

Welcome heddbach and fingers crossed for a quick sale. How did your viewing go?

PickAChew · 20/10/2017 18:56

Building regs guy took about 53 seconds to complete his £102.53 inspection of our windows!

Gizlotsmum · 20/10/2017 18:57

Worth every penny then @pick. I’m obviously in the wrong job

heddbach · 20/10/2017 20:22

Thanks KitKat. Unfortunately the house isn't quite as habitable as it appears in the photos so it's a non-starter. I've seen a few houses this week and I'm certainly on a steep learning curve.
On a good note...I've got the first viewing of my house booked for Tuesday.

YogaDrone · 21/10/2017 16:22

Let's hope that VSC get that paperwork back today KitKat! Definitely try and find out more about House A, it sounds like a winner. I'm sure your EA would love you to both sell and buy from them so I'm sure they'll be very helpful and won't want you to waste your time if the survey shows real problems. Although if the survey does have issues it could be that you can just reduce your offer accordingly or the vendor will have the work done before it comes time for you to have your survey done. Fingers crossed!

No feedback on ours yet. Definite drive past a little earlier though so fingers crossed they will want to view.

Hi heddbach. Ah well, I'm sure you'll find one you like. Do you have more viewings planned? I hope the viewing on your house goes well on Tuesday!

Wow PickAChew that is some hourly rate he commands. Building regs guys and premiership footballers eh?

KitKat1985 · 21/10/2017 16:49

Gosh how irritating PickAChew re: the window inspection. Was he happy with the windows though? I had to spend £120 recently just to get a letter to confirm our valuation report from 3 months ago was still valid. £120 for a 1 page letter. I definitely need a career change!

Sorry the house on Friday wasn't a goer Heddbach. Fingers crossed for Tuesday's viewing on your house though.

Fingers crossed your drive past earlier will lead to a viewing YogaDrone.

Well DH phoned the EA (I got him to phone because I feel like I'm always bloody phoning them and I'm sure I must be annoying them now. Lol)! Apparently VSC have the documents now but couldn't make it in today in the end and so are e-mailing them over on Monday. Hmm Angry I mean WTF is that about? Even if they couldn't make it in today why couldn't they have e-mailed the sodding documents over today? Why wait until Monday to send an e-mail? Gahhhh! (I am dreading being in conveyancing with VSC. I think me and DH have agreed that if they become the approved buyer we need a very 'firm' solicitor to be on their case). DH also sounded out what had happened with property A. Apparently the other buyer had to pull out due to health issues, so not related to the house itself, so I think it's still a goer! EA asked if we wanted to resubmit our offer on property A but DH said that as before we don't yet have a confirmed buyer until VSC have been approved by the housing association, and as previously our offer was rejected as we weren't yet proceed-able, there doesn't seem much point putting the offer in again until we have a confirmed buyer ourselves. So now we're just bloody back to waiting on VSC. [Screams inwardly with frustration]

Frescoed · 22/10/2017 20:04

Just catching up with everything. Glad your vendors are being so good Yoga come on buyers! How annoying Kit at least they’re keen, if incompetant.... I vote for house A, I hope it works out for you! Hopefully tomorrow will bring good news! Glad your building cert is sorted, what a bizarre price! At least it’s done, are you ready to exchange now?

Welcome and good luck freezer , heddbach , c00k - hope I haven’t missed anyone else new.

We are plodding on, we need a building cert ourselves for lift conversion for dry storage which building control are currently making an epic mess of. I’m leaving DH to fight it out with them, we’ve done responses to buyer’s queries over the weekend and I need to ring our solicitor and find out about what’s now required to get to exchange and completion on both fronts. Hoping to move right at the beginning of December, which is still some way away - but I’ll believe it when it happens!

PickAChew · 22/10/2017 20:08

Yes, they were all compliant,KitKat. He was only interested in safety glass, fire escapes and ventilation.

Frescoed · 22/10/2017 20:08

Oops, that should have said Pick for the building cert - do you have much else to do?

heddbach · 22/10/2017 20:35

My For Sale sign fell down this morning. It has survived 2 storms in the last week but decided to come down during a very light breeze today. I'm hoping it's not a bad omen!!

KitKat1985 · 23/10/2017 10:08

Sorry you're having problems with building control about certifying your loft conversion Frescoed. Fingers crossed it's all sorted soon and you can be in by Christmas.

I''m pleased the windows were compliant PickAChew, even if you were massively overcharged!

Oddly enough heddbach our 'for sale' is also now nearly over after the weekend. I commented to DH that I think even our 'for sale' board is losing the will to live with VSC! Am going to try and keep busy today and distract myself from checking my e-mails / phone every 30 seconds to check to see if I've had confirmation yet that VSC have taken the last necessary documents for the application in. Even my DH (who is one of those people who is so laid back he's practical horizontal - my exact opposite!) has said that if they don't finish the application by the end of the day then we need to talk to the EA about recommencing viewings. It's been 2 and a half weeks now that we've stopped viewings whilst waiting for VSC to get 2 bits of paper together, and I think both of our patience has finally run out, and our EA has said to us they've been getting enquiries about our house in the meanwhile which they haven't been able to follow through on.

PickAChew · 23/10/2017 10:23

Our for sale sign is looking tatty after the past week.

We just need to wait for this certificate and our revised mortgage offer then I think we'll be all ready to exchange. Need to start thinking about removals!

KitKat1985 · 23/10/2017 11:52

Eek exciting PickAChew! Do you think you'll be in by Christmas?

Right I've bitten the bullet and e-mailed the EA and said that if VSC don't complete the application by the end of today me and DH have agreed that we will write to the housing association to say we're going to recommence viewings until such a time as the housing association have a complete application. It was a difficult e-mail to write in the sense that going back to having viewings is a step backwards really, but I think we need to put our foot down now really so VSC realise they're taking the piss, and that if they are serious about this process, they can't faff over each piece of paperwork they need to complete for several weeks.

PickAChew · 23/10/2017 14:02

I hope the very slow people either pull their fingers out or you find less dithery buyers, KitKat.

If we're not in by Christmas, then something will have gone wrong somewhere as our buyer and vendor are the ends of the chain. We're the only ones buying and selling.

KitKat1985 · 23/10/2017 17:25

Oh that's good PickAChew. With any luck you may well be in next month then!

As for VSC, apparently they did e-mail the EA today but the documents they sent over were completely unsuitable (the documents they have sent over as financial proof were apparently dated 2015, and they have not provided any current proof of finances). Even our EA who we have been dealing with, who is normally a very upbeat type was he 'completely agreed' with us that we should go back to having viewings and described VSC as 'tiresome', so I think he's reached his limit of chasing them too! Subsequently we're recommencing viewings. I'm so pissed off this evening with how much time we've wasted on these people, and that we have been turning away viewings whilst waiting on these timewasters. Sad Angry

Frescoed · 23/10/2017 18:33

I’m sorry to hear that Kit what a waste of time and optimism some buyers are! Monday night Wine must be in order.

GentlyGentlyOhDear · 23/10/2017 21:09

Hi all,
Sounds like things are moving on steadily.
Kitkat - can't believe VSC are still messing about with the documents!!
PickaChew and Frescoed very exciting you should be in by Christmas!
Good luck hedbach

I'm feeling rather stressed already! Had first viewings on Friday, got asking price offer on Sat morning, EA went ahead with Saturday viewings and got another asking price offer from cash buyers, and I have honoured one final viewing for tomorrow night. So that is all exciting, but there is bugger all on the market.
We had out eye on a house that has been sat on the market for 16 months and not sold. We viewed it a couple of months ago and rang agents to book another viewing in and they said they weren't booking any more viewings as the vendor was deciding whether to accept an offer. We then got an email this afternoon saying she had decided to accept the offer. We obviously don't know how much it is etc, but are wondering with just to put an offer in first thing tomorrow? We can't go to asking price, so it might be a non-issue, but I feel that if we don't put an offer in then we might be missing out to someone who isn't paying as much as we would be willing to? So bloody stressful as there is just nothing around we want to even view :(

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