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Original poster

Would anyone like an 'in a chain' support group?

999 replies

thenewaveragebear1983 · 12/08/2016 11:54

Would anyone like an 'in a chain' support thread? We're selling and buying and it's so stressful!! We've found our 'dream house' and had an offer accepted, had an offer on ours within a week which was subsequently retracted. Wondered if anyone else was finding this whole process ridiculously stressful?

OP posts:
AnnaELC · 13/10/2016 20:55

Wow bear I must do that... off to look on right move. ginger I did the same last week when we went to visit the house. We don't have a floor plan and I had the lounge in completely the wrong place in my head!

On the news front. We had the contracts come today along with some very odd questions from our buyer which I've answered. So contracts signed and witnessed by my boss and ready to go to the solicitor tomorrow.

AnnaELC · 13/10/2016 20:58

collie I feel the same about our buyers. We are ready to go with our purchase but our buyers seem to be dragging their heels. Not sure if it's them or their bank. Sending you Wine hope it helps.

Collieballs · 13/10/2016 21:00

Us too! We're ready to go.

Is there a way to find out if the searches have been done? Silly question I know - but my solicitors are being ignored by the buyers solicitors.

Waterlemon · 13/10/2016 22:55

We officially exchanged yesterday 😃 and have all agreed on next Friday 21st as our completion date!

Do I get some kind of MN award for (fingers crossed) being the first on the thread to move?

We had ofsted this week, so I haven't managed to tick anything off my to do list, I'm just so happy that they came this week and not next! I feel like my whole life has been on "pause" this week, so back to it tomorrow!

AnnaELC · 14/10/2016 06:26

waterlemon that's amazing news !!!! Congratulations I'm so happy for you Smile

Original poster
thenewaveragebear1983 · 14/10/2016 07:27

Waterlemon that is great news!

OP posts:
gingercat02 · 14/10/2016 13:11

Brilliant news Waterlemon hope the move goes smoothly Star for best on thread

Original poster
thenewaveragebear1983 · 14/10/2016 15:13

Gives me renewed hope that this will actually happen for us! Seems a long way off, but in reality could be just a few weeks away.

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AnnaELC · 14/10/2016 15:39

Bear thats exactly how I felt when I read it this morning - there might (fingers and toes crossed) be light at the end of the tunnel.

gingercat02 · 14/10/2016 22:53

Our deeds issue is sorted. Our vendor has agreed to sort the electrics. I'm not going to say it but there is a very slight chance that we might complete towards the end of half term
Happy weekend movers Grin Wine

gingercat02 · 14/10/2016 22:54

Strike out fail Sad

AnnaELC · 15/10/2016 06:55

ginger that's amazing news Grin, have a lovely weekend and try to relax a little bit.

Original poster
thenewaveragebear1983 · 15/10/2016 08:41

Excellent news ginger, what a relief!

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DollyDuck · 15/10/2016 18:19

Can I join you? Total nightmare chain. Us and chain below are all good to go, but being held up by our vendor. Their EA wants us to "break the chain" and complete two weeks later than when we are due to have sold our house because the vendor's vendors are away. Without thinking I said we could possibly move in with my brother for a week but my husband thinks this would be stupid as if the second chain falls apart we'll be homeless.

Despite this, we said we would break the chain if we could deduct the amount that it'll cost to move our stuff again/the storage/the dog in a shelter from the amount we have agreed to pay for the property. Apparently the vendor is currently "thinking about it".

Would you walk away from this and just move into a rental? Because of this vendor our chain is being held up and our buyers are getting cross (and, as this EA won't tire of telling me, they'll be homeless as their lease runs out on our completion date). I don't want to lose our buyers (as it took long enough to find them) but it just seems very unfair that our family of five are bearing the financial burden/inconvenience for two weeks just because the vendor doesn't want to. I'm also not happy about the risk. What would you do? I've never been in a chain before and don't know what's reasonable and what's not :(

crazycatguy · 15/10/2016 18:50

We were all good to go (only a chain of 3). Our buyer's solicitors keep asking the same questions over and over again despite us supplying the same answers. Our vendors haven't done a transaction in 45 years and the fact that part of the legalese is done took them totally by surprise.

Grrrr!

NeversellahouseCollie · 15/10/2016 19:50

DollyDuck we are in a similar position and we have just about come to terms with the fact we will be going into a rental. But we can't even sign a tenancy agreement until exchange of contracts is done so we may find that all the available rentals have gone by the time we're ready.

Arghhh! Grrrr

Original poster
thenewaveragebear1983 · 15/10/2016 21:56

That's so tricky dolly, I'm not sure what I'd do. Personally if you feel your house has done well to sell, and you've got a good price for it then I would consider ' breaking the chain' - however I would push your vendor to commit to paying those expenses. How much realistically will that be? Is it something you could cover if needs be?
Your vendor's EA needs to stress to the vendor that you are a free agent and if you sell your house and break the chain you might get tired of waiting and look elsewhere. Also, your buyers: they will lose money if they pull out rather the wait the extra 2 weeks- perhaps they could be persuaded to wait rather than have to start all over again.
I have found selling and moving so stressful I can't imagine what you're going through!

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DollyDuck · 16/10/2016 07:50

NeversellahouseCollie I'm sorry to hear your chain is such a nightmare too. Hope it all gets sorted out soon.

thenewaveragebear1983 Realistically the costs of the extra move/storage/dog would be around £1600. I know in the grand scheme of things it's not so much, but it's just the principle of the matter. There is no reason why the vendor can't move out and inconvience himself rather than us who are good to go. And it especially leaves a bad taste in the mouth if we're out of pocket because of this too.

The problem with this whole situation is the vendor's EA is now making the happiness of the whole chain into our responsibility when it's actually our vendor who is actually needing to break it. To be perfectly honest the fact the vendor even has to consider for an entire week bearing the costs (when compared to the amount we're paying for the property) when the whole situation for us is a massive risk and inconvience is really putting me off buying this house in the first place. Thinking about an ultimatum tomorrow morning and if they don't accept it we'll have to move into rented. So upsetting and unnecessary. This is completely my own fault I do realise, the vendor's EA could probably just sense that I'm a pushover Sad

Original poster
thenewaveragebear1983 · 16/10/2016 09:30

It's still a lot though isn't it? Tough call.
I think you need to put aside the principle of it and think about how the situation is best resolved so that you get your end goal (ie house sold, new house) and accept that some people are horrible and will do everything they can to screw you over. But you'll get your house.
Perhaps suggest to the EA that they waive part of the fee to your vendor so that he can help you towards the cost you will incur keeping the whole chain going? It's very cruel of them to suggest that everyone's happiness is resting on your decision, so maybe this could turn the tables on him a bit!

OP posts:
DollyDuck · 17/10/2016 10:56

Spoke to the EA this morning and said we'd move in with my Brother but no more delays. Fingers crossed we can move along now. Only a new more weeks of stress left to go. I am never ever moving again after this. Hope everyone else's chains are moving along!

Original poster
thenewaveragebear1983 · 17/10/2016 11:35

Our survey for our buyers was done this morning and was all ok, so things looking a bit more optimistic! Our buyers are here right now measuring up and it's very exciting!!!

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Northumberlandlass · 17/10/2016 12:30

I'm just dropping in...accepted an offer on my property mid August from a couple selling their flat to a first time buyer. I had my offer accepted on an empty property 20 August.....still haven't exchanged and we are all pushing for completion by the end of the month.

I'm flagging a bit to be honest, I feel exhausted & have lost some of the excitement. Solicitors are dragging their heels....

DollyDuck · 17/10/2016 14:06

thenewaveragebear that's good news - sounds like it's all moving along for you.

Northumberlandlass I know exactly how you feel. My enthusiasm for our whole move has seriously depleted because of the hassle and general faffing about. Fingers crossed your solicitors get their act together for you.

AnnaELC · 17/10/2016 14:29

Afternoon All

dolly we were going to break the chain as our vendor wasn't ready, and move in with FIL, we asked for 2.5k for the expenses, basically storage and moving everything twice, suddenly they are ready to go into rented.

northumberland keep going - I feel exactly the same, everything is taking ages and our buyers solicitor keeps asking the same thing worded differently. Its driving me insane.

Suddenly late last week both sets of contracts arrived along with all the searches and enquiries for the house we are buying, and we were told today that we are ready to go, just waiting on our buyer now - they were pushing us last week now they're not bloody ready Confused. Deep breaths and all that!!!!!

Northumberlandlass · 17/10/2016 15:14

Sorry you are in the same position Dolly
I am desperate to get in as there is so much to do, I've been getting quotes & designs. The people I am buying from are getting twitchy.

Anna - it feels like one big game. It isn't, is it?

I have all my searches back, but no sign of contracts. My solicitors sent draft ones to my buyers solicitors over 5 weeks ago & got a response LAST week. I don't understand, they get a flat fee - so why not crack on.

No response from anyone I have chased today. I have now sorted everything in the house, but I have very busy 2 weeks coming up. Moving at this time is a complete nightmare for me, but I don't want to delay it. I told everyone months ago I wouldn't move first 2 weeks of Nov. You can see what will happen.....