Home Buyers' Support Thread, Part 4

[BeaufortBelle]

Here we go.

Good luck everybody x

www.mumsnet.com/Talk/property/2139089-Home-Buyers-Support-Thread-Part-3?pg=40

Gowlane8 - doable in 9 weeks? If no problems and everyone responds quickly to all requests then yes. If problems and everyone takes time to respond to requests then no.

Benjiman - normal practice to approve the "draft" contract subject to satisfactory answers. Problem is the answers are often not satisfactory, so then questions are batted back and forth until resolved/paperwork provided or indemnity insurance taken out. Your solicitor should know what they are waiting for since it is them who have raised enquiries - trouble is they will have no control over how long it takes the seller or his solicitor to respond.

We are 2 weeks after offers accepted and have appointed a solicitor, had our mortgage interview and returned id paperwork to the EA.

Presumably it's the next bit that the solicitor deals with that's the time consuming bit? I'd really love to think we might be in during the 3rd week of June as the house we're buying is empty and the people buying from us have already exchanged and moved in with their parents.

Gowlane, we're coming up on 5 weeks since we offered and should be ready to complete by the end of the month, which will be almost 8 weeks, so it's very doable when there's no chain. I'd advise getting your survey booked in asap, that's almost what has taken the longest! We had to push for a survey within 2 weeks, normal waiting time was 3 weeks plus!

ha ha.

We accepted offer on ours and put in offer on hoped for house about 10 weeks ago. Our buyers played us to try and get a reduction in the most disingenuous and ridiculous way but had four surveys to try and support their ridiculousness. We hoped to exchange last Friday. Then last Tuesday, then yesterday. Yesterday the delight at the bottom of the chain tried on a gazunder.

I am sick to the back teeth of it. The bottom of the chain and us don't have mortgages. No two in the chain seem decent, our sellers seem decent. The bottom and our purchasers are game players.

The agents have not played straight cards in all of this. I am very very close to walking away.

Hopefully all fixed on Monday and then I get back harassing the solicitors!

EmpressofBlandings, our survey is done,( 3 weeks ago) and our searches are done, the mortgage is there, and the title of deeds certificate thing.

I'm just hoping that after finding the solicitors out on all their little lies, and untruths, that things start moving swiftly.
They just really made my blood boil, when I heard second hand that they hadn't got the mortgage offer.
I just wanted to scream! You have got it! You told me you had it 2 weeks ago!!! It was the oxymoron of; ''Oh I haven't got your file, so I can't check''
So why, why are you telling people things when you don't have the facts to check!!!! I could quite happily have strangled them at that point!

Hey ho, Monday tomorrow, back to war!!

God, sounds so stressful for you both Gowlane and Beaufort. Back to battle tomorrow then.
Even though we've had two purchases fall through, I'm very very grateful we've only had lovely vendors and a competent solicitor to deal with.
We went to measure up on the new house so now I'm getting excited at last. Slightly daunted by how much maintenance there will be though, the house and garden are much bigger than anything we've had before!

Can I join you!

I'm losing the will to live here.

Offer accepted back in January (after my house had been on the market for 12 months) put an offer in on a house 2 weeks later.

All going well, slowly and slightly stressful along the way, but plodding along. Now in my 13th week of buying/selling and should have exchanged last week and completed on Friday but one of the sellers (divorcing couple, soon to be ex-husband) hadn't recieved the contracts (so he said) so they have since been re-sent to him via recorded delivery.

Completion date is set for Friday 15th May but still not exchanged.

My house is packed and ready to go. All waiting for this one person to do the right thing.

Luckily my buyer has exchanged and moved out (living with her parents, stuff in storage) and the house I'm buying is empty - ex-wife (seller) living with her partner.

Just me to move! Send me Friday moving vibes please!

BG2015, Lots of positive vibes, and good luck. You'll be fine, have a glass of wine, Friday will soon be here, and you'll be out the door, and into your new one. xx

Beginning to feel slightly sick that tomorrow may provide an answer one way or the other.

BeaufortBelle I really wish you the best of luck. I do understand about people not being decent. I have a very bad feeling about the people we're buying from. Initially they said all the furniture was staying, and after they'd accepted our offer, they said it wasn't. We paid our solicitors on the 9th of April, and we haven't even had a fixtures and fittings list yet! Our solicitor got the contract on the 16th of April, and we've not seen or heard bugger all from that either!
Big hugs!!!

Gowlane8, for the past 3 weeks I've been ringing & emailing my solicitor at least 3 times a week to find out what's going on.

Badger them, they will only sit back otherwise.

Ask them to list what else there is to do.

gowlane8 I am in same position as you. I got on touch with the seller who told me he has returned fixtures and fitting list etc only on Wednesday last week. took his solicitor 4/5 weeks to send him one . so do not get down . it depends on how fast each solicitor works. me and the seller have done everything straight away as asked then we wait weeks for any action. have faith in your seller it probably isn't them .i got my draft contract 9th april.
emailed my solicitor on Friday for any update and she said she will chase it up on the 18th when she comes back from leave. so another week will go by with nothing done. this was supposed to be a straight forward sale with no chain.

benjiman6 how long after you started did you get a fixtures and fittings? it was at our solicitors on the 16th of April.

we haven't got it yet .
we got draft contract through -transfer deeds-stamp duty land tax form all to sign and return with fixture and fittings and a letter to say fixtures and fittings to follow with sellers information form to follow and that was received on the 15th april.
chased seller up and we now keep in touch and he had those forms emailed to him last week which he printed off and signed and returned on Wednesday to his solicitor . gone all quiet again now. must say if he hadn't told me what hes doing I would have been very worried.
perhaps you could contact your seller.

also gowlane8 I was sent plan of property--1966 conveyance form.

Grrrr. Solicitor is supposed to respond to emails within 4 working hours. It's in their promise thingy. No reply to an email sent last Wednesday and no reply to a follow up today. Considering we're tenants in the house we are buying and don't have a house to sell there really should be no easier a transaction yet we're still into our 5th week with the solicitors.

I have a feeling our chain is about to collapse at the bottom.

Oh no, Beaufort. Keeping everything crossed it holds together.

Well the latest is that the purchaser at the bottom is now refusing to speak to her estate agent and communications are taking place between the two solicitors at the bottom. The gazunder is now off the table and the full price is back on at the bottom of the chain (so our agents advise - whether that's actually true who knows) but the purchaser has requested electricity and gas safety certificates and wants the seller to pay for them. The seller has said they want a commitment to exchange if they part with the money bearing in mind the shenanigans of the last few days.

I am going to suggest tomorrow that our agent pays for this - it's only about £500. I wish at this point that I could telephone this person and ask them exactly what they are playing at. It is an investment purchase and I suspect that they want to let it immediately and want everything in place to do so.

Unbelievable.

Sounds like the investor at the bottom was planning to gazumped at this stage all along and its sour grapes with the certificates as no one caved.

I'm keeping everything cross able crossed that the fuckery will desist and you get your house

Thanks honeydragon. I'm now trying to imagine you with all sorts of implausible bits of you crossed and it has cheered me up no end .

Good luck one and all. Don't we all just hate this - nips to kitchen to pour more wine - couldn't fact food at all today until I got home.

all of us stressed out. think its time the house buying system was changed. BeaufortBelle hope everything works out for you but sounds like another delay.

I'm sat on the sofa in a giant yoga type human knot as we speak. Just for you