Home Buyers Support Thread Part 3

[juneybean]

Part 2 here -> www.mumsnet.com/Talk/property/a1905904-Buyers-support-thread-part-2?msgid=48420379#48420379

Hope it's okay that I made the next thread :)

Bank said they have faxed lawyers
Lawyers are now saying they haven't received any fax

Ffs can't these people just get their shit together for 1 minute hopefully once the lawyers get the mortgage offer they will send us the deed but it needs to happen this week if we have any chance of exchanging on the 15th

No exchange now until next week due to their chain... Fingers crossed for everyone else!

My sols still haven't received paperwork from vendors solicitors, I've spoken to the vendor and she says she dropped it off in person last Monday. What the bloody hell are they doing with it?! My sol (who incidentally is my friend) suggests I ring the EA to moan. Do you think that'd help? I don't want the vendor to think I'm having a go at her...

Celtics promise- it's not our Building society, it's the purchasers. They are trying to negotiate with them, but in the meantime our EA has suggested we consider putting it back on the market. We sold the house one year ago and the buyers had a full survey which bought up nothing. We pulled out of that sale as we couldn't find anything to buy. Now this survey says we need all sorts of bollocks, none of which are deemed essential, none affect the building integrity and are all optional, yet the purchasers BS are withholding all the money from the mortgage offer. It's amazing how two surveys on one house turn up such huge variations.

Oh sorry Perfect that's what I get for skim reading in a rush! How annoying and weird for them to withhold that money! Our bank has seen our survey which flags up loads of things but they are happy to go ahead. Are you going to remarket do you think?

juney yes I'd sit on the EA a bit. It's part of their job to move the sale along. Our EA really earned his money pushing our sale through. I'm glad I'm not paying the EAs dealing with our purchase, they have done sweet FA since we had our offer accepted.

Celtic- I think we might have to.

We finally exchanged!!! On Friday last week so it means definitely going ahead with the move on Friday this week!

Sympathy for all those still struggling with paperwork though - especially your purchasers building society PerfectNegroni - that does sound ridiculous.

Aberchips well done

Out lawyers have finally received the mortgage offer from the bank and have sent out the deeds to sign but I won't Believe it until they are actually in my hand

Congratulations Aberchips and good luck with the move.
I've just realised that when we have the artex removed (asbestos), and the plastering done to the ceilings and probably some of the walls, we'll have to leave it at least a week (Dulux reckon 2 to 3 weeks) before we can paint. Which either means -

1. delaying our move (and paying more rent) until the end of September - so frustrating when we will have had the keys to the new place since 20th August.
2. moving in early September and doing the painting afterwards.

Has anyone been in that situation before? My guess is that if we opted for 2), it'd be a right pain and possibly never get done.

Mystic, have you priced a painter/decorator? If that is going to be cheaper than a months extra rent then if do that. They work v quickly usually so it's not too much of an inconvenience. We had a few rooms done recently and just pulled all furniture in to the middle of the room and he covered it with a dust sheet. It was much less work than when we delayed moving into it as a new build because we were painting all the rooms. Badly. I am still sanding paint splashes off woodwork seven years later.

Hi Sheriff. Good idea. I was going to pay someone to do the painting anyway but assumed it'd be better to get it done before we move in. Although I am going to be painting a mural for DS's room - can do creative stuff just not good with ladders and rollers.

I've spoken to our (lovely) landlady and she's very flexible about when we move out so can stay on just an extra couple of weeks if we need to.

Hmm...but if we move in first then I'll have the chance to play with tester pots and have something nice done once, rather than the blank white walls I was going to have to opt for, followed by (sometime, never) getting creative.

Slightly off topic here...will retreat to the Home Decorating board.

I went to view a house this morning and the agent wasn't there. Left it ten minutes....phoned them. She was apparently en route. Left it another ten minutes, phoned them again. Left it 5 minutes and called again. Apparently she was sitting outside. I explained I was sitting outside and had been for 25minutes at this point and she most definitely wasn't

They called me back to say she had gone to the wrong house and was then busy for another 30 minutes so they'd rearrange.

Why do estate agents earn so much? If you are paying several thousands for your house to be sold is it too much to ask that an agent turns up?

The previous house has dirty looking underwear lying around and I hated it.

I've been on a week and had 5 viewings and one second viewing scheduled. Another couple want to put an offer in but are waiting on their sale. My house is lovely and I've done it up exactly as I want it - I'm moving to get a smaller garden and mortgage as I'm struggling to cope with it on my own after relationship break up. To move to a horrible house in location not as suited to schools and work is not something I want to do. I am pretty sure I'm going to sell quickly and then be under pressure

I'm fed up already (obviously low tolerance level)

Aberchips - well done!
Frontforward - I understand those feelings. Then you find something you do like and it's a different sort of agony that drags on and on until exchange! Which is where we are...

Waiting 7 weeks for local searches! I just rang and it may not be back this week and it's testing my patience to its limit (quite a low tolerance level in that regard to start with!)

Do you know the worse thing about waiting for searches? When you get the report you realise that you could find most of this stuff out for yourself online if you knew where to look and what to ask. I found out something about our road that the search didn't show just by looking on the parish council website (a risk of a no through road being reopened).

Our solicitor was quite good about that re: flooding search as they told us we could get it ourselves easily online.

Seven weeks is ridiculous.

Missmystic yes, a few months ago it took 7 days!! Staffing issues apparently. I offered to pop around and give them a hand and they were not amused.

Grr I emailed estate agents asking them to hurry vendors solicitors up. So they rang MY solicitors telling them to hurry up ?! Thankfully my solicitor told them where to go.

I text vendor as I don't want them to think I'm having a go at them and they replied saying they have an appointment with their solicitors next week. Does that sound ominous or am I being ridiculously paranoid....?

Finally got the deeds but we have filled then out incorrectly but only now realised oh is away for two days so I will have to wait to re do them

Juney - we met with ours last week when we were almost at the end of the process (still waiting on one set of searches) and went through all the paperwork and signed the mortgage deed contracts for sale and purchase land registry form etc. maybe that is what they are doing?

Ooo that sounds more probable!

Juney _ yes they're probably getting everything in order. Still waiting to exchange here and almost packed and out of our rental. Off to friends on Thursday so now cleaning cleaning cleaning... Eugh... Feeling worried that what if it's all for nothing. Hopefully not. Whose for wine?!

for me please. We have still not exchanged. Our solicitor contacted the bank's solicitors to check dates for draw down of mortgage and they came back with yet more questions. Our sol seems to think it can be sorted, hope she's right.

On a couple of other points... I have never met our solicitor at all. She's in a city where DH used to live. And one of our searches took THREE MONTHS to come back. And was inaccurate. It shows a sewer pipe running under the house. The house is a great deal older than the sewer, and you can see the sewer through a manhole that is clearly not in the house. What is the point in paying for all this shit anyway?

Sorry to hear that Celtic.hope you get it sorted soon and exchange soon. I didn't realise the bank could raise more enquiries at such a late stage! It just seems like they make it as stressful as they can even right up until the last moment. Our vendor still not ready to exchange which is driving me potty.

So oh has managed to Blagg the post guy at work to next day delivery the deeds over to me so I can can sighn them and re send to the lLawyers

He's on a training course by the coast so if he didn't do that I wouldn't be able to get a signature off him until next week and I want to keep the momentum now were near the end

That's lucky, the fishewife. A week delay at this stage would be torture.

We finally got our mortgage offer from Leeds today so broker is faxing confirmation to solicitor so searches can be started. 7.5weeks from application to offer, these guys aren't speedy.
Celtic , nightmare re the bank. Hopefully gets sorted quickly.
Juney, that sounds quite promising. I imagine they are meeting solicitors to go through documents and sign. Hopefully exchange will follow soon after.
Lelivre, 7weeks? You aren't filling me with confidence that we will exchange mid august??. Hope yours come in quicker though.