Writerwannabe83
Don't be bafflled. Some people save money before having kids, space kids out, find a childcare provider whilst pregnant and accumilates vouchers for over a year to spend when leave has finished, after ending mat leave I always use my holidays to work a 4 days a week taking off one day a week from work and that usually lasts me till 7 months later.
I got a discount of 30% with the subsequent children for nursery and as they knew I was expecting again and wanted the registration, Another discount.
But if the nursery does not offer discounts it can be expensive, you shop around, and an aupair can be cheaper also.
I (but others may not to do so) cut out my beauty treatments, waxing, shellac, eyebrows/eyelash tint, roots re touch, gym membership, going out with girls, personal trainer, dry-cleaning all suits, only wear heel in the office, as soon as I need to walk outside, switch to trainers, my shoes last longer and need re heeling less often and was able to save money roughly 1200 per month.
DH stopped gym membership, sold his bikes, went to work for a firm that offered a company car, allowed him to work from home once a week goes to the barbers once a month and tops up shapes himself.
We took on a rental house when we first got together with another couple and then had a lodger for the loft room, so we lived in a nice house but like students/house sharerers, did that for nearly 10 years, so we saved for a deposit but in the end went for a cheaper property and bought outright.
Yes we want a nice 5 bed house, but we don't want a mortgage, so we are banking on prices rising, so we can move further out in surreyand trade our flat for a house.
There is no right or wrong way to do things, but just sacrifices to be made if you want a second, go for it, you don't have to stick with your original childcare options.
Many parents usually go for the most expensive they can afford with first born :)
You then have 9 months to save, or if there is nothing left to save, you have 9 months to raise extra cash through selling your unwanted possessions.
You could register as childminder and for your maternity leave look after children school drops and pickups for extra cash.
Get an early morning cleaning job, or after work bar job, get a weekend job. Retrain whilst on mat leave?
There are always ways, depends on how much you want it.