Tax Credits = benefit-dependent society?

[Chil1234]

Seems that the scariest thing facing many people on these boards about getting rid of the Labour government would be the prospect of a drop in tax credits and other benefits.

Being cynical, I'm now wondering if Labour didn't deliberately engineer the way tax credits work not solely to help those in genuine need but also so that the maximum number of people receive a portion of their income from the state. If it wasn't in part to create a culture of dependency and entitlement why else set the ceiling for receipt up as high as £50k?

Is it anything like my house?

My mortgage payments are £6.5K pa, so either I live in a tent or you live in a stately mansion

Mumblechum - If you can't afford the heating bills then I worry you are falling into fuel poverty. I urge you to get help asap. Maybe you could downsize or get a grant to improve the insulation in your house?

Yes I can't be arsed with SAH/WOH dingdongs.

Far more interesting to talk about houses

CHILDCARE SPAT!!!!!!

ARGUE ARGUE ARGUE!!!!!!!!!

I am thinking of moving here what does everyone think?

ISNT, who on earth needs a house like that?. If you can afford it then go for it, but you then can't complain about the cost of its upkeep

That Hertfordshire one is lovely but waaaay too much white. Nice little fishpond tho'

The mortgage will be £46K a month though...

Can I come live with you, ISNT?

We'll pay rent and with the size of that place, trust me, you won't even know we're there.

Rich people need houses like that, mumutd!

So that us plebs can push our noses up at the gates when we go past, and doff our hats if we see anyone...

BTW, I've never been described as a dingdong before .

What is this first hand experience though?! My daughters in care 8 - 6... im wondering if after 2 extra hours she would turn in to a timid recluse..?

Oh lets have a fight about who works harder shall we; run a business, work 9 hours a day, Plus around 2 more most evenings when daughters in bed.

Oh but you do a degree for 'fun' do you. Well you are right thats just the same as work.

So you CHOOSE to have 4 days a week (2 days off and 2 days at the weekend) with your child at home so that you can give them (in your opinion) the best care, then you CHOOSE to do a degree to better yourself..

The problem is with todays attitude compared to the attitudes of maybe our grandparents generation is that back then you had your family, and you were responsible foe supporting them. End of. There was none of this, oh I want to do a degree to expand my mind and better myself so ill work less to give myself the time to do it. Or, Im a single parent so i'll work part time and the state will cover the cost.

Obviously it wasnt perfect and benefits are a great thing when used correctly i.e. to support carers, the elderly, the disabled. But too many people think they have all these rights to not work and care for their children at home etc etc at the expense of everyone else.

That's a mortgage of about a million pounds at 4% over 25 years. Round here you could easily spend that on what would have been considered a normal family home 20 years ago. So give Mumblechum a break after all, properly rich people don't NEED mortgatges ;)

You are all welcome to come and live with me in my new house, just as soon as the deal goes through.

You will all have to give me a hand redecorating though.

I've derailed this thread haven't I, sorry

mumblechum - I dodnt start it! I hate WOHM ANS TAHM debates as mush as the next person but come on here and call my child institutionalized and Ill have you!!!!!

ISNT Crazy isn't it, I just don't know how on earth my family of 6 get by in our modest 3 bed detached. Woe is me .

Jesus typos! So sorry -
I didnt start it! I hate WOHM and SAHM debates as much as the next person but come on here and call my child institutionalized and Ill have you!!!!!

ImSoNotTelling - that house can't really be on Bishops Avaneue - it isn't nearly ugly enough.

Yes thats true ooojamaflip.

Same in this area.

I want to rant about the landed gentry instead

they don't have to put the central heating on, they just lob some peasants on the bonfire. It's true.

WOHM/SAHM - you are both wrong obviously. It's the M bit that does it.

foureleven, if your child is spending the majority of her waking day in an institution, then it follows. I'm not saying don't do it. But you can't claim that spending 50 hours per week in a nursery is good for a child. Sorry.

And its not actually SAHM Vs WOHM debate anyway. I dont have any idea which is better, probably neither.

But I do know if you cant afford to be a SAHM then you shouldnt be one!

ROFL oojamaflip yes they are minging aren't they.

I saw a prog recently and they were saying that bishops ave is now gleaming bad taste monstrosities and no right-thinking person would live there.

if I had the dosh I wouldn't be heading in that direction. I am more elegant, and classy. Honest.

southsbelle - agree with you about it being a choice. I have chosen to come off income support. I have chosen to get off my arse and work 20 hours a week. I have chosen to do a degree with OU so that I will be qualified enough to get a well paid full time job in the near future.

foureleven - you now have a partner who also works. Single parents like me are completely on their own. No support whatsoever from another adult, be it financially, emotionally, physically etc. It must be really wonderful up their on you high horse looking down on us part time working single parents who don't work as hard as you