Tax Credits = benefit-dependent society?

[Chil1234]

Seems that the scariest thing facing many people on these boards about getting rid of the Labour government would be the prospect of a drop in tax credits and other benefits.

Being cynical, I'm now wondering if Labour didn't deliberately engineer the way tax credits work not solely to help those in genuine need but also so that the maximum number of people receive a portion of their income from the state. If it wasn't in part to create a culture of dependency and entitlement why else set the ceiling for receipt up as high as £50k?

Can I just ask, what has happened to supporting mums or dads to stay at home with their young children? I don't want to get into a debate about working and sahm's but for me I find it much more rewarding being at home with my young children. I still think I am a role model, I spent 14 years in the Armed Forces, the last 4 & 1/2 years of my service I was a mum, so have been a full time working mum.

I just get a feeling from reading lots of posts here that all parents should be working regardless, and if you are not you're not setting a good example for your children and shouldn't be entitled to any help.

No, I've just checked on the tax website and it says if you earn over a certain amount, yur personal allowance is nil.

Lou I didn't believe it either so I checked - it's right www.hmrc.gov.uk/rates/it.htm so up to £ 3237.50 from those on 150K plus or £2590 from those on between 100 and 150.

southbelle - Ah you see thats where we must be different; I care so little for my daughter that I do CHOOSE "to have an 'institutionalised' child who was in day care all the time"

What a selfish b!tch i am. When I'm sat here working my arse of for 9 hours a day missing my daughter every minute of it but sacrificing my time with her to build a future for us, I shallremind myself that I could have CHOSEN to stay at home for 2 or three days a week and spent more time with her.

Problem is, if every single mother took the stance that you have the choice to work part time and rely on tax credits to top up the wage, there wouldnt be enough tax credits to pay for it all.

As angry as I sound I actually dont mind paying tax credits to women who chose to stay at home with their kids because its the children that need it. They shouldnt have to suffer.

'institutionalised' how ignorant.

sorry foureleven but i've seen that first hand. and fyi I work more than the 16 hours on more than the minimum wage!

my point was you have your choice I have mine - yours is right for your family mine is right for mine - i'll judge you the same as you judge me.

lou - I can guarantee you that you do not get a basic tax allowance - this move was pushed in through the back door and not publicised at all - you just got a new tax code.

And when will people relaise that taxing the HR earners won't be a great thing when they stop spending - do people actually think the money is put in a big vault somewhere and not spent on plimbers, builders, gym memberships, piano teachers, clothes, beutitcians - do you not think that wealth creates wealth to some degree - if we stop spending then lots of people will be up shit creek.

lou that link I posted indictates that people with incomes in excess of £100K will not get any tax allowance this year.

This tax business. Where I used to work, every pay day, the materialistic twats people I worked with would open their pay slips and rant on about how much tax they were paying. They coudn't see why they should have to pay any. (All voted tory, natch).

Anyway I always saw that the tax was never mine in the first place. I never feel like anyone is taking anything away from me.

It's funny the different approaches isn't it.

AHH I take it back Mumblechum.

So, your DH earns over £112950, and therefore loses his peronal allowance. That's £1295.

Then, I take it he is on the new 50% tax rate for some of it.

If he is talking of losing £7500 this year, that would have to be on earnings of around £162,500 per year.

I have to admit that £98345 per year after tax and NI..... I am struggling to sympathise.

"I like paying taxes. With them I buy civilization."

Youve seen what first hand?

I will judge you for not working as hard as you possibly can and chosing to opt out of working as many hours as a lot of us do because you can do less work than us for the same money.

But I would never say that your child was 'institutionalised' because of whether he is at home with you or in childcare. There is no evidence to say that a child in full time childcare is 'institutionalised' its a stupid comment.

I'm not looking for sympathy. ISNT said she thought everyone had a tax allowance, I said that wasn't right. End of.

well clearly these rich people aren't spending their money on heating bills

That's £11.25 per hour (after deductions), even if your DH works 24 hours per day, 7 days a week, 52 weeks per year.

Maybe you could burn some fifty pound notes?

I know. I'm farking freezing. £60k pa mortgage payments don't help.

Ok, you are right. You didn't ask for sympathy.

Did you get the heating on in the end?

I also think you should be able to put the heating on.

children who have been in childcare from 7am until 7pm!

you have your opinion I have mine. I work bloody hard to juggle everything around as do most single parents - and hey ho also doing a maths OU degree as well just for fun but I guess that doesn't matter thou does it cos I only work PT so you saying i'm not working as hard as I can do quite frankly I find just as ignorant.

OMG, what kind of house do you live in ??? Or are you joking

'I know. I'm farking freezing. £60k pa mortgage payments don't help. '

Well, maybe you should just 'work harder' or downsize.

Ok you lot I've overshared on this thread.

Can you all please concentrate on the spat about putting kids in childcare.

Thankee.

That's still £71,000 more than us after housing costs, Mumblechum