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Luxury cars removed from the motability scheme

1000 replies

AutumnLeavesandKnittedJumpers · 25/11/2025 09:33

https://news.sky.com/story/luxury-cars-removed-from-motability-scheme-ahead-of-budget-13475029

too little too late. As a full time worker I can’t afford to run a car, let alone a luxury car. Motability should be a standard car - available in automatic and manual, an option for wheelchair users, and that’s it.

Luxury cars removed from Motability scheme ahead of budget

The programme has been criticised for allowing people with non-visible disabilities to get luxury vehicles as part of their welfare. The chancellor wants to support the British car market with the new measures.

https://news.sky.com/story/luxury-cars-removed-from-motability-scheme-ahead-of-budget-13475029

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Rosscameasdoody · 25/11/2025 19:33

TheCrenchinglyMcQuaffenBrothers · 25/11/2025 19:05

Ah, well, luckily looks like you and 90% of this thread will get your wish. As of about an hour ago, Rach, who seems to understand these things as well as most people frothing on here, seems likely to introduce Insurance Premiums and scrap VAT exemptions. All that will lead to is less disabled people being able to afford a higher cost car that better suits their needs. It won't save the sainted taxpayer a single penny. In fact it might cost you more, if it means some of the approx 673,000 In Work recipients of PIP can no longer afford a car that is suitable for their needs. So the losers will be disabled people and probably taxpayers - but at least it's fair. Of course the removal of the VAT exemption won't apply to the ex Motability cars being sold on - God no - mustn't damage the profits of the four major high street banks that own Motability.

Edited

Can you post a link, because Stephen Timms has made a statement to the effect that aside from plans already underway to restrict access to ‘luxury’ models, except where need is paramount, there are no plans for any other changes to te scheme until a review of the recent consultation, due next year.

BrownTroutBluesAgain · 25/11/2025 19:38

From the BBC

‘Motability said the change would be made with immediate effect, as it announced a new ambition for half of the cars it leases to be British-built by 2035.

Ahead of Wednesday's Budget, critics have called on the government to look at changing the scheme, which allows eligible disabled people to lease adaptable cars.

Chancellor Rachel Reeves said the increased use of British-built cars would "support thousands of well paid, skilled jobs" and help to boost the economy.

It comes after recent speculation over potential changes the government could make in the Budget to bring down the cost of providing the scheme to a growing number of eligible claimants.

The number of people with a Motability car has increased sharply in recent years, to 860,000.

Many of the cars leased by the scheme are adapted to be accessible for wheelchair users.

The increased demand is a result of more people becoming eligible for the higher-rate mobility component of the Personal Independence Payment (PIP), which accounts for the greater travel and transport costs experienced by disabled people and which Motability customers put towards the lease of a car under the scheme.

Higher-end vehicles account for about 50,000 of the vehicles leased by the scheme, with customers paying the additional cost for a premium vehicle using their own money.

Motability said it was "refocusing" which vehicles were available on the scheme, adding that it would "focus on vehicles that meet disabled people's needs" and are "safe, reliable and affordable to run".

As well as Mercedes and BMW, other brands being removed as part of the change include Audi, Alfa Romeo and Lexus.

The brands are no longer available to select as options on the Motability website.

But Matt Ryder, who used to work on Motability policy for the Department for Work and

Pensions, said the problems with the scheme go beyond offering premium brands.

He said the scheme, which only leases brand new cars which are replaced every three years, could become more efficient by supplying nearly-new cars instead.

"A car is not a luxury, but a brand new car is a luxury purchase," he said.

On its commitment to British-built cars, Motability said it would be working closely with manufacturers in the short term to increase the proportion of cars it leases which are made in the UK.

It wants 25% of cars on the scheme to be UK-built by 2030, up from 7% currently’.

So really this is about
1.buying British and supporting the home market and the jobs that come with that.
1.Plus an idea being floated that cars do not need to be new

BrownTroutBluesAgain · 25/11/2025 19:40

Rosscameasdoody · 25/11/2025 19:33

Can you post a link, because Stephen Timms has made a statement to the effect that aside from plans already underway to restrict access to ‘luxury’ models, except where need is paramount, there are no plans for any other changes to te scheme until a review of the recent consultation, due next year.

Edited

Motability said the change will be made with immediate effect
see bbc news
In terms of car type that is

Zeborah · 25/11/2025 19:45

hairbearbunches · 25/11/2025 15:05

Has anyone yet mentioned the fact that being able to lease a motability car means there is no insurance to pay on top, no maintenance either and breakdown assistance all thrown into the package.

So those who are crying 'jealousy' which is the standard response are completely wrong. If someone can afford to pay for the uplift for a merc or a beemer it's because they're not having to shell out what the rest of us have to just to own the car. It's been a giant con and it needs reforming far more than just stopping people having Mercs and Beemers.

MOTABILITY IS A CHARITY FFS'

Rosscameasdoody · 25/11/2025 19:47

BrownTroutBluesAgain · 25/11/2025 19:40

Motability said the change will be made with immediate effect
see bbc news
In terms of car type that is

Edited

Just done a bit of digging. The loss of the VAT exemption will not apply to the cost of the car itself, which would have added at least a couple of thousand to the cost of the lease on even the cheapest models, in the form of a higher advance payment. The proposal now is to apply VAT to advance payments over a certain amount. This will probably end up hitting the most severely disabled because they typically need a larger vehicle or WAV to meet their needs. I think we need to wait until the budget announcement to see how this would work and whether there will be any mitigation for severely disabled people who may have no other choice.

TheCrenchinglyMcQuaffenBrothers · 25/11/2025 19:48

Rosscameasdoody · 25/11/2025 19:33

Can you post a link, because Stephen Timms has made a statement to the effect that aside from plans already underway to restrict access to ‘luxury’ models, except where need is paramount, there are no plans for any other changes to te scheme until a review of the recent consultation, due next year.

Edited

https://www.theguardian.com/uk-news/2025/nov/25/rachel-reeves-expected-to-scrap-300m-in-tax-breaks-for-motability-scheme www.theguardian.com/uk-news/2025/nov/25/rachel-reeves-expected-to-scrap-300m-in-tax-breaks-for-motability-scheme]]]]

Rosscameasdoody · 25/11/2025 19:50

Thank you. Did a bit of digging and got some clarification, as per above post.

BrokenWingsCantFly · 25/11/2025 19:52

novalia89 · 25/11/2025 10:09

'If you require a car because you are disabled there should be basic cars available'

But you are also missing the point. Cars aren't just for one person, they are usually used to transport an entire family. And they weren't getting free luxury cars. What is the point of a tiny/useless car that can only transport 1 person if the disabled person is in a family of 6. Shouldn't they be able to top up the car to get one that is useful for the entire family to use? Disabled people aren't always in a solitary bubble.

Don't think there are any 1 person cars. Luxury brands are not the only ones making bigger cars. My parents have a bigger car on the mobility scheme as they need 1. It is not a Luxury high end car

BrownTroutBluesAgain · 25/11/2025 19:52

Rosscameasdoody · 25/11/2025 19:47

Just done a bit of digging. The loss of the VAT exemption will not apply to the cost of the car itself, which would have added at least a couple of thousand to the cost of the lease on even the cheapest models, in the form of a higher advance payment. The proposal now is to apply VAT to advance payments over a certain amount. This will probably end up hitting the most severely disabled because they typically need a larger vehicle or WAV to meet their needs. I think we need to wait until the budget announcement to see how this would work and whether there will be any mitigation for severely disabled people who may have no other choice.

Edited

From the info given so far it seems certain cars will no longer be available at all.

They want to buy British

itsgettingweird · 25/11/2025 19:58

BrownTroutBluesAgain · 25/11/2025 19:52

From the info given so far it seems certain cars will no longer be available at all.

They want to buy British

Yes that is one change and reason.

But of course the “luxury cars” has become the word phrase to degrade disabled people with.

It’s like “fighting age men” etc.

No one is getting a luxury car for free.

Every single person on enhanced pip receives the same payment.

Like everything in life some can afford to top up with more than others.

Rosscameasdoody · 25/11/2025 20:00

OneBookTooMany · 25/11/2025 16:07

So would I but I suspect that they have not licked those figures entirely from the ground,

Even if it is merely 10% of that number-and I suspect it is more than 10%-that is still 2000 cars which does seem quite a number given to those with depression, anxiety or substance abuse.

In this latter category, I would hope that no-one who has a substance abuse problem is given a licence, let alone a car!

You can’t get PIP for substance abuse unless it’s caused an underlying disability, and even then the assessment is based on that disability, not the fact that you are an addict. And the lessee of a Motability car isn’t always the driver - they can nominate a driver of their choice.

Dymaxion · 25/11/2025 20:03

They want to buy British

Are there any British car manufacturers left ? Do you mean cars made in the UK like Nissan ?

edwinbear · 25/11/2025 20:08

Overthemhills · 25/11/2025 19:11

@TheCrenchinglyMcQuaffenBrothers
It will be interesting to see how those banks and insurers fight back - I wonder how much Ms Reeves will have factored that in?
As for the CEO of Motability- wonder if he will have anything to say about the impact for his very successful charity with changes being made to VAT costs when users cannot afford the scheme any more.
No VAT benefit for HMRC then.
Ah well, I’m sure those lenders and those operating the charity will just sit back and allow misinformation and possible defamation curtail this particular cash-cow.
I hope a separate adapted vehicle company moves in and takes over.

A bit like adding VAT to children’s private school fees then?

FollowingAzureSeas · 25/11/2025 20:17

DontGoJasonWaterfalls · 25/11/2025 18:47

Tell me about it 😅

In MN's ideal world, I should:

  • not work from home, because it isn't fair on colleagues
  • not have reasonable adjustments in the workplace because it isn't fair on colleagues
  • not have a motability car to get to work
  • not get enough in PIP to buy my own car
  • never drive again because I'm epileptic even if I'm a year seizure free
  • use public transport but not have benefits to pay for it so can't use public transport
  • so work from home but don't work from home because it isn't fair etc etc...

It's a long winded way of saying "have you tried not being epileptic?" 🤣

My adult son has epilepsy, the last thread on here about epilepsy made me cry, and I'm a tough old bird. I never realised how much hate there is, I've been used to navigating prejudice and misinformation, but the hate shocked me. Son works, studies, doesn't drive and claims nothing other than disabled student allowance - although he paid to upgrade his laptop which probably would be the equivalent of a Mercedes on this thread.

Zeborah · 25/11/2025 20:19

Julen7 · 25/11/2025 15:14

Why are the govt doing it then, what is the point?

To appease those jealous ignorant people

itsgettingweird · 25/11/2025 20:22

FollowingAzureSeas · 25/11/2025 20:17

My adult son has epilepsy, the last thread on here about epilepsy made me cry, and I'm a tough old bird. I never realised how much hate there is, I've been used to navigating prejudice and misinformation, but the hate shocked me. Son works, studies, doesn't drive and claims nothing other than disabled student allowance - although he paid to upgrade his laptop which probably would be the equivalent of a Mercedes on this thread.

From someone who works send im
So sorry people have been so ignorant to make you feel this way. Epilepsy is horrid and I support students intensely who have MH difficulties related to the fact seizures affect every are if their life.

10 years ago my ds was suspected to have epilepsy. Turns out he has a very rare genetic degenerative neurological condition that’s a cousin to MND.

He is becoming a paraplegic.

Yet I won’t deny the relief I felt when it wasn’t epilepsy which no one will understand without first hand experience of the illness.

I wish your ds all the luck with his studies.

LadyGaGasPokerFace · 25/11/2025 20:23

I agree with this. If you can afford a massive down payment on a luxury car, you don’t need PIP. There’s a million and one other cars you can choose from. It should be means tested. There, I said it.

Simonjt · 25/11/2025 20:27

LadyGaGasPokerFace · 25/11/2025 20:23

I agree with this. If you can afford a massive down payment on a luxury car, you don’t need PIP. There’s a million and one other cars you can choose from. It should be means tested. There, I said it.

Would you consider £4-8k a massive down payment?

FollowingAzureSeas · 25/11/2025 20:31

itsgettingweird · 25/11/2025 20:22

From someone who works send im
So sorry people have been so ignorant to make you feel this way. Epilepsy is horrid and I support students intensely who have MH difficulties related to the fact seizures affect every are if their life.

10 years ago my ds was suspected to have epilepsy. Turns out he has a very rare genetic degenerative neurological condition that’s a cousin to MND.

He is becoming a paraplegic.

Yet I won’t deny the relief I felt when it wasn’t epilepsy which no one will understand without first hand experience of the illness.

I wish your ds all the luck with his studies.

Thank you and thank you for the support you have given to students with epilepsy, good support is hard to find.
I'm so sorry your son has his own battles, life can be cruel, some people here seem oblivious to the fact that anyone's life can change in an instance.

Sisublondie · 25/11/2025 20:35

itsgettingweird · 25/11/2025 20:22

From someone who works send im
So sorry people have been so ignorant to make you feel this way. Epilepsy is horrid and I support students intensely who have MH difficulties related to the fact seizures affect every are if their life.

10 years ago my ds was suspected to have epilepsy. Turns out he has a very rare genetic degenerative neurological condition that’s a cousin to MND.

He is becoming a paraplegic.

Yet I won’t deny the relief I felt when it wasn’t epilepsy which no one will understand without first hand experience of the illness.

I wish your ds all the luck with his studies.

I am so very sorry to hear about your DS. That must be utterly heartbreaking. I cannot begin to imagine.

My DS17 is Epileptic ( and Autistic/ ADHD) and suffered seizures from birth, misdiagnosed as “ night terrors”, not being diagnosed officially until he suffered a tonic-clonic seizure during an MRI scan. I weirdly felt relief at that, solely because the “ night terrors” I witnessed at night ( I slept with him for his safety) were finally diagnosed as being tonic-clonic seizures, and he was started on medication ( and emergency Midazolam). If I hadn’t had this backdrop to his diagnosis, I’m sure I would have felt just as you did. So, how devastating to be then dealt such a cruel and horrible blow.

You sound such a lovely person. I wish you and your DS every happiness that you can 💕.

Kirbert2 · 25/11/2025 20:36

LadyGaGasPokerFace · 25/11/2025 20:23

I agree with this. If you can afford a massive down payment on a luxury car, you don’t need PIP. There’s a million and one other cars you can choose from. It should be means tested. There, I said it.

To be fair, the only reason some can afford a bigger down payment on a car is because it takes so long to go through that you often end up with a large back payment which can be used as some of or all of the advanced payment.

FloridaCheese · 25/11/2025 20:36

UnctuousUnicorns · 25/11/2025 19:04

It's just as well I eat my double McPlant burger with vegan cheese, mayo, salad, gherkins and extra vegan patty at home where noone can see me then, isn't it? And enjoy every bite. 😋

WHY are you out in public if you are disabled.

get back home where you belong!

Yesimmoaningaboutbenefits · 25/11/2025 20:45

NorthXNorthWest · 25/11/2025 15:55

Your talents are wasted on the internet. You managed a logic jump so extreme Greg Rutherford would be crying into his cornflakes, and you delivered it with enough performative venom to make Katie Hopkins look endearingly restrained. Well done you!

A perfectly ordinary questioning of how a tax payer subsidised scheme is structured somehow became, in your mind, evidence that I want disabled people to suffer. That level of overreaction is not the “gotcha” you think it is.

Again, no one is stopping anyone from spending their own money on whatever they like. The issue, which you are melodramatically avoiding, is whether a publicly funded scheme should routinely facilitate premium upgrades at a time when the public purse is under obvious strain. That’s basic accountability, not cruelty.

If the best you can offer in response is to shout “jealous” and throw around insults, then you’ve simply confirmed that you are not debating, you are deflecting.

You should change your name to Yesitsallaboutmestuffthecountry

😂😂😂 Katie Hopkins standing up for disability rights.

For the hundredth time... MOTABILITY I S A CHARITY! It is not funded by the government/tax payer.

Even if the funding did come from the government, the individuals pay the difference with the upfront cost. The tax payer loses nothing. (But gains unlimited amounts of bitterness).

You can stamp your feet and scream "It's not fair!" as much as you like.

And fyi, I don't claim PIP. Not does anyone in my family. My DC gets DLA but lower rate mobility so we can't use the motability scheme. I bought my car myself when I was working. I've recently had to give up work because wrap-around care is non-existant for disabled secondar-age children. My username is in reference to moaning about carers allowance. I've had to swap a £50k job for £80 a week and it fucking sucks.

I still don't begrudge people who need more support than my child, getting £77 a week and paying their own money for a car.

godmum56 · 25/11/2025 20:55

LadyKenya · 25/11/2025 18:59

Yes, it will make zero difference to the taxpayer, but will placate those people who are currently up in arms about 'luxury cars'. Once again the Government is treating the public like children, who don't know any better. They are being taken for a ride. Those people who have an issue with Motability, and the range of cars available, should be projecting their ire upwards, not downwards.

"Once again the Government is treating the public like children, who don't know any better"

well judging by the responses on this and similar threads......

Klipspringer · 25/11/2025 20:55

I was also not comfortable with the scheme offering premium marques.

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