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Luxury cars removed from the motability scheme

1000 replies

AutumnLeavesandKnittedJumpers · 25/11/2025 09:33

https://news.sky.com/story/luxury-cars-removed-from-motability-scheme-ahead-of-budget-13475029

too little too late. As a full time worker I can’t afford to run a car, let alone a luxury car. Motability should be a standard car - available in automatic and manual, an option for wheelchair users, and that’s it.

Luxury cars removed from Motability scheme ahead of budget

The programme has been criticised for allowing people with non-visible disabilities to get luxury vehicles as part of their welfare. The chancellor wants to support the British car market with the new measures.

https://news.sky.com/story/luxury-cars-removed-from-motability-scheme-ahead-of-budget-13475029

OP posts:
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DontGoJasonWaterfalls · 25/11/2025 18:47

FollowingAzureSeas · 25/11/2025 18:41

Don't go there. MN is utterly vile when it comes to epilepsy and driving.

Tell me about it 😅

In MN's ideal world, I should:

  • not work from home, because it isn't fair on colleagues
  • not have reasonable adjustments in the workplace because it isn't fair on colleagues
  • not have a motability car to get to work
  • not get enough in PIP to buy my own car
  • never drive again because I'm epileptic even if I'm a year seizure free
  • use public transport but not have benefits to pay for it so can't use public transport
  • so work from home but don't work from home because it isn't fair etc etc...

It's a long winded way of saying "have you tried not being epileptic?" 🤣

Rosscameasdoody · 25/11/2025 18:48

Everanewbie · 25/11/2025 18:41

With a VAT exemption. Ie a 20% discount on market rates.

Which is available to all severely disabled people if they qualify, regardless of whether they use the scheme or not. VAT is waived on all equipment/vehicles used to support those who qualify - which includes motability scheme users who qualify via the level of disability needed to get HRM. Or do you think full rate VAT should be applied to all, thereby excluding the very people the scheme was meant to help ?

MichelleCancelled · 25/11/2025 18:49

cityanalyst678 · 25/11/2025 18:43

If they have that sort of money, why are they needing help?

I drive my adult daughters car. She has learning disabilities, can't access public transport. I drive her to work, to her clubs. We are a high earning family, but she qualifies in her own right as she is an adult with learning difficulties. We will be looking after her for all our lives.

DontGoJasonWaterfalls · 25/11/2025 18:49

FloridaCheese · 25/11/2025 18:46

Totally agree

disabled people should drive plain cars

even if they can afford an advance payment to secure the car they prefer

they shouldn't be able to afford an advance payment! How dare they have money when I don't

disabled people should eat plain burgers in restaurants.

how dare they have cheese and salad on it! They are disabled! They only need to eat to remain alive.

life is not for their enjoyment!

"But I can afford cheese on my burger"

"IF YOU CAN AFFORD CHEESE ON YOUR BURGER, WHY ARE YOU HAVING A BURGER IN THE FIRST PLACE?"

godmum56 · 25/11/2025 18:49

Helpfulhaddock · 25/11/2025 18:37

Not sure I agree with this.

It's probably been mentioned, but as well as the monthly contribution, the taxpayer picks up the bill for all the VAT and servicing, both of which will be higher on a luxury car.

no they do not. For the one thousandth time, motability users only get the mobility component of PIP. The price of that servicing on a luxury car will be calculated by motability and added to the advance payment. There is no payment for VAT because people with disabilities do not pay vat on items that are needed because they are disabled.

Snowonground · 25/11/2025 18:50

TheCrenchinglyMcQuaffenBrothers · 25/11/2025 18:46

To chill out the frothing numpties on threads like this. Make it look like they're doing something. Pitting groups of people against each other stops you looking at the real culprits. Sadly, probably after years of Tory cuts to education, there's all too many people thick enough to fall for it.

Tbf in England (not Scotland obvs) standards in English and Maths have risen to be some of the highest in the world in the league tables. Obviously that's elitist though so Bridget Philipson will knock those down.

WeNeedToTalkAboutIT · 25/11/2025 18:51

cityanalyst678 · 25/11/2025 18:43

If they have that sort of money, why are they needing help?

People who need an adapted vehicle in the UK don't really have any choice other than to go via the Motability scheme.

It's so comprehensively set up that a private industry doesn't really exist. You physically can't buy and convert a vehicle privately and insure and tax it.

AutisticAndMore · 25/11/2025 18:53

WeNeedToTalkAboutIT · 25/11/2025 18:47

No, in all fairness I was looking at car models not WAVs.

There are three Mercedes vans in the WAV section. You can pay anywhere from £39K+ or £93k up front for one of those.

If you can manage with a smaller vehicle than the Merc van base, the cheapest WAV is a Citroen Berlingo, at £4k+.

(does that make anybody saying "They shouldn't be able to get a Mercedes" feel vindicated?)

They’ve already removed the “luxury” vehicles from their website(Beside WAVs) as have many dealerships(They certainly work fast) so to be fair looking for them is going to be difficult for anyone but some certainly existed as I can find them on Google images including vehicles(Not just WAVs) from this year but again they’ve been removed now because of the changes.

Sunshin80 · 25/11/2025 18:53

The luxury cars have sometimes a deposit of £8k, you also do not get that back after the 3 years. 8k over a 3 year period roughly around £220 a month, then there whole mobility allowance is taken away so £77 weekly so around £308 a month. So these higher end ones still cost them in the long fun over £500 per month

WeNeedToTalkAboutIT · 25/11/2025 18:54

AutisticAndMore · 25/11/2025 18:53

They’ve already removed the “luxury” vehicles from their website(Beside WAVs) as have many dealerships(They certainly work fast) so to be fair looking for them is going to be difficult for anyone but some certainly existed as I can find them on Google images including vehicles(Not just WAVs) from this year but again they’ve been removed now because of the changes.

Can you share examples please?

LadyKenya · 25/11/2025 18:59

TheCrenchinglyMcQuaffenBrothers · 25/11/2025 18:46

To chill out the frothing numpties on threads like this. Make it look like they're doing something. Pitting groups of people against each other stops you looking at the real culprits. Sadly, probably after years of Tory cuts to education, there's all too many people thick enough to fall for it.

Yes, it will make zero difference to the taxpayer, but will placate those people who are currently up in arms about 'luxury cars'. Once again the Government is treating the public like children, who don't know any better. They are being taken for a ride. Those people who have an issue with Motability, and the range of cars available, should be projecting their ire upwards, not downwards.

AutisticAndMore · 25/11/2025 19:00

This is another.

Luxury cars removed from the motability scheme
Pandersmum · 25/11/2025 19:03

BaronessEllarawrosaurus · 25/11/2025 09:50

So if a person due to a physical disability receives pip but has a job with a high salary why shouldn't they have a luxury car that they pay the difference on?

They can still lease any luxury car they want and use their pip to pay for it!

WeNeedToTalkAboutIT · 25/11/2025 19:03

Thanks, @AutisticAndMore

UnctuousUnicorns · 25/11/2025 19:04

FloridaCheese · 25/11/2025 18:46

Totally agree

disabled people should drive plain cars

even if they can afford an advance payment to secure the car they prefer

they shouldn't be able to afford an advance payment! How dare they have money when I don't

disabled people should eat plain burgers in restaurants.

how dare they have cheese and salad on it! They are disabled! They only need to eat to remain alive.

life is not for their enjoyment!

It's just as well I eat my double McPlant burger with vegan cheese, mayo, salad, gherkins and extra vegan patty at home where noone can see me then, isn't it? And enjoy every bite. 😋

TheCrenchinglyMcQuaffenBrothers · 25/11/2025 19:05

Everanewbie · 25/11/2025 18:39

See that’s what a lot of people do. Any hint of opposition to a blank cheque and we must just hate disabled people and not want them to have nice things.

I have said repeatedly that I am a big fan of the scheme. However, I believe that the VAT exemption should be capped so that a person who decides to pay extra for a car above and beyond what their disability necessitates, do so at market rate inclusive of VAT. I don’t think that is unreasonable or is consistent with hating disabled people.

Ah, well, luckily looks like you and 90% of this thread will get your wish. As of about an hour ago, Rach, who seems to understand these things as well as most people frothing on here, seems likely to introduce Insurance Premiums and scrap VAT exemptions. All that will lead to is less disabled people being able to afford a higher cost car that better suits their needs. It won't save the sainted taxpayer a single penny. In fact it might cost you more, if it means some of the approx 673,000 In Work recipients of PIP can no longer afford a car that is suitable for their needs. So the losers will be disabled people and probably taxpayers - but at least it's fair. Of course the removal of the VAT exemption won't apply to the ex Motability cars being sold on - God no - mustn't damage the profits of the four major high street banks that own Motability.

DontGoJasonWaterfalls · 25/11/2025 19:05

UnctuousUnicorns · 25/11/2025 19:04

It's just as well I eat my double McPlant burger with vegan cheese, mayo, salad, gherkins and extra vegan patty at home where noone can see me then, isn't it? And enjoy every bite. 😋

You eat vegan food?

How dare you, there's perfectly good non-vegan food, you should have exactly the same as everyone else and be grateful for it 😠

Allergictoironing · 25/11/2025 19:05

Pandersmum · 25/11/2025 19:03

They can still lease any luxury car they want and use their pip to pay for it!

Unless they need any modifications at all, which aren't really available except through Motability....

UnctuousUnicorns · 25/11/2025 19:06

TheCrenchinglyMcQuaffenBrothers · 25/11/2025 18:46

To chill out the frothing numpties on threads like this. Make it look like they're doing something. Pitting groups of people against each other stops you looking at the real culprits. Sadly, probably after years of Tory cuts to education, there's all too many people thick enough to fall for it.

Labour out-Torying the Tories - again!

Renamed · 25/11/2025 19:07

Bloopbloopbleep · 25/11/2025 10:08

Nothing has been 'given out' - people use part or all of their mobility payment to lease a car from a provider. It does not belong to them, and the luxury models have huge fees attached - we're talking thousands.

My dad had a major stroke and has hemiplegic paralysis and this scheme has been an absolute godsend for him. He has saved to get the higher end vehicles because he experiences so much bodily discomfort that the distance of the vehicle from the ground and the way the seat feels make a huge difference to how far he can drive due to pain - only having use of one arm and leg means that the layout of the car dictates whether he can drive it, he certainly can't drive any given car.

It costs the taxpayer no more or less if he leases from Ford or BMW - the difference is paid by him.

I wonder how many times this info has had to repeated in this thread and how many people STILL can’t get it into their heads that it doesn’t coast the taxpayer more.

wishing all the begrudgers an Essentials range Christmas and life.

Overthemhills · 25/11/2025 19:11

@TheCrenchinglyMcQuaffenBrothers
It will be interesting to see how those banks and insurers fight back - I wonder how much Ms Reeves will have factored that in?
As for the CEO of Motability- wonder if he will have anything to say about the impact for his very successful charity with changes being made to VAT costs when users cannot afford the scheme any more.
No VAT benefit for HMRC then.
Ah well, I’m sure those lenders and those operating the charity will just sit back and allow misinformation and possible defamation curtail this particular cash-cow.
I hope a separate adapted vehicle company moves in and takes over.

AutisticAndMore · 25/11/2025 19:15

WeNeedToTalkAboutIT · 25/11/2025 19:03

Thanks, @AutisticAndMore

You’re welcome.

Btw before anyone pounces on me again,(Not you) I am in favour of reforms to the benefits system especially due to budgetary constraints but that includes what I see as improvements that would actively benefit people with disabilities(I think that you should be allowed a power chair and WAV via the scheme for one) I’d also be somewhat in favour of this, particularly helping to manufacture more vehicles in the UK, if it still allowed people to choose a vehicle that worked for their individual disabilities, if it doesn’t then providing money to be spent on a vehicle that is unsuitable or increases their disabilities and pain is actually a bigger insult to taxpayers and a bigger waste of money than allowing disabled people to select a vehicle that works for them.

MaidOfSteel · 25/11/2025 19:23

This thread has been going only about 9 hours and it’s close to full (1000 comments) already.

The hatred, even unwarranted jealousy, of disabled people is nakedly apparent. As is the bloody ignorance. It’s easy to see those who know nothing about the PIP/ADP/DLA process, the Motability scheme, the law on VAT exemptions for disability related purchases, costs to the public purse etc. Hell, some don’t even realise that many disabled people do work, and often helped to do so because they have access to a Motability car.

It’s clear that many posters here on Mumsnet don’t think disabled people should be allowed money to help them have as full a life as the able bodied population, they shouldn’t be able to spend any money they do have, nor should they have any choice in the things they buy.

What nasty, cruel people these women are. You know who you are and you need to hang your heads in shame while hoping you, or a member of your family, never gets disabled enough to need this scheme. I bet you happily accepted your Child Benefit, too.

tinytemper66 · 25/11/2025 19:26

MaidOfSteel · 25/11/2025 19:23

This thread has been going only about 9 hours and it’s close to full (1000 comments) already.

The hatred, even unwarranted jealousy, of disabled people is nakedly apparent. As is the bloody ignorance. It’s easy to see those who know nothing about the PIP/ADP/DLA process, the Motability scheme, the law on VAT exemptions for disability related purchases, costs to the public purse etc. Hell, some don’t even realise that many disabled people do work, and often helped to do so because they have access to a Motability car.

It’s clear that many posters here on Mumsnet don’t think disabled people should be allowed money to help them have as full a life as the able bodied population, they shouldn’t be able to spend any money they do have, nor should they have any choice in the things they buy.

What nasty, cruel people these women are. You know who you are and you need to hang your heads in shame while hoping you, or a member of your family, never gets disabled enough to need this scheme. I bet you happily accepted your Child Benefit, too.

They probably accept funding for child care from the taxpayer though…

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