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Luxury cars removed from the motability scheme

1000 replies

AutumnLeavesandKnittedJumpers · 25/11/2025 09:33

https://news.sky.com/story/luxury-cars-removed-from-motability-scheme-ahead-of-budget-13475029

too little too late. As a full time worker I can’t afford to run a car, let alone a luxury car. Motability should be a standard car - available in automatic and manual, an option for wheelchair users, and that’s it.

Luxury cars removed from Motability scheme ahead of budget

The programme has been criticised for allowing people with non-visible disabilities to get luxury vehicles as part of their welfare. The chancellor wants to support the British car market with the new measures.

https://news.sky.com/story/luxury-cars-removed-from-motability-scheme-ahead-of-budget-13475029

OP posts:
Thread gallery
8
usedtobeaylis · 25/11/2025 17:24

WiggyWiggyImGettingJiggy · 25/11/2025 09:44

You're so right, bloody disabled people, having something nice, that they pay a hefty amount towards, ugh.

They should get a skateboard and live on gruel.

Exactly, should be eating bread and water for their meals too.

BatshitOutofHell · 25/11/2025 17:24

OrangeeS · 25/11/2025 09:37

Surely it was money towards a more luxury car though? Like an upgrade version so the expense is on the individual to pay the difference?

Who cares? As long as the disabled are seen to be living a more miserable existence than everyone else. Bastards (the government not people with disabilities).

LupaMoonhowl · 25/11/2025 17:25

Nobody ‘deserves’ anything.
If you can afford a Mercedes -great -buy one and find it yourself.
If you can’t -simple transport system to get people to hospital appointments - much cheaper than providing a car for the rellies to use 95% of the time it isn’t needed for ‘appointments’

NorthXNorthWest · 25/11/2025 17:26

Pepperedpickles · 25/11/2025 17:11

The thing is, people don’t want to admit it openly, but there is a huge hatred of disabled people being able to have anything other than the bare essentials for survival. I saw a comment elsewhere on social media where someone said he didn’t know why disabled people needed to be out and about in the evening, using disabled bays, as they have all the time in the world to do things during the day 😳 - talk about utter ignorance. I don’t even know where to begin with that one.

Then you have people absolutely tearing apart disabled influencers on Tattle (absolutely dire place), moaning that their money is going to funding people “living with their Mum, spending their PIP on toys” to that effect.

It’s like people who are disabled are not allowed to have any joy in their lives whatsoever. It is absolutely vile and the Motability hate is part of that. What has happened to us that we’ve all become so angry with each other?

Most people agree that disabled people should have access to decent, reasonable items. One person on a thirty page thread states that the disabled should have the bare minimum, and suddenly that becomes the frame for the whole conversation. Suddenly all posters are scum and want to punish the disabled.

And on the idea of 'hatred': disabled people aren’t uniquely singled out. Right now every group is getting piled on for something - the able-bodied, pensioners, people in larger homes, anyone earning over £45k, people of different backgrounds… the list goes on. Disabled posters and carers have displayed all the negative characteristics of the able bodied in that regard.

That's where we are as country, resentment and financial frustration that spills over into every discussion, regardless of who the group actually is because things are tough.

hufngids · 25/11/2025 17:27

Isouf · 25/11/2025 09:46

But that doesn't make sense though. So someone is getting help from the government to buy a car (which i agree is essential these days)...and then off you go to put extra money you have to drive a fancy car?!
Surely you would keep that extra money in savings for future use related with the disability that led you to ask government for help in the 1st place.

A car is essential, a luxury car is not.

They weren’t buying the car. They were leasing and payed a massive premium towards it. Please get your facts right.

willitevergetwarm · 25/11/2025 17:30

I feel as if many posters have no experience of friends or family members with a disability. After a bi-lateral stroke my daughter claims PIP and uses her mobility award for a car. She has a bigger car because it's easier for her to get in and out of and the boot needs to be big enough to hold her wheelchair. She paid for the adaptations for 1 handed use herself as well as a down payment which she won't get back.
IMO if anyone wants to use their savings as a large down payment for a better car more suited to their needs, then let them without judgment.
The mobility element of PIP is the same for everyone on the higher rate so anyone with a luxury car has used their own money for the down payment.
Disabled people aren't a lower class citizen so lets stop treating them as such.

Kirbert2 · 25/11/2025 17:30

LupaMoonhowl · 25/11/2025 17:25

Nobody ‘deserves’ anything.
If you can afford a Mercedes -great -buy one and find it yourself.
If you can’t -simple transport system to get people to hospital appointments - much cheaper than providing a car for the rellies to use 95% of the time it isn’t needed for ‘appointments’

You think a 'simple transport system' which would have to be available in all areas in the country for all hospitals in the country and will probably be anything BUT simple or reliable would actually work?

It isn't going to be cheap either.

Pepperedpickles · 25/11/2025 17:30

NorthXNorthWest · 25/11/2025 17:26

Most people agree that disabled people should have access to decent, reasonable items. One person on a thirty page thread states that the disabled should have the bare minimum, and suddenly that becomes the frame for the whole conversation. Suddenly all posters are scum and want to punish the disabled.

And on the idea of 'hatred': disabled people aren’t uniquely singled out. Right now every group is getting piled on for something - the able-bodied, pensioners, people in larger homes, anyone earning over £45k, people of different backgrounds… the list goes on. Disabled posters and carers have displayed all the negative characteristics of the able bodied in that regard.

That's where we are as country, resentment and financial frustration that spills over into every discussion, regardless of who the group actually is because things are tough.

Well, exactly. And the vast majority of people are too short sighted to see that the issue lies with wages being too low, top earners not being taxed enough etc etc - the government has made us all hate each other.

twolittles · 25/11/2025 17:31

usedtobeaylis · 25/11/2025 17:24

Exactly, should be eating bread and water for their meals too.

I’m having toast and soup for my dinner , maybe I should pop to the local hospital and get jealous about what the sick and disabled are being offered for free. They might get pudding as well. Totally unfair ! They don’t even have to go shopping to get it!

Rosscameasdoody · 25/11/2025 17:31

AutumnLeavesandKnittedJumpers · 25/11/2025 09:45

but the “weekly leasing charge” is £77 a week, or £240 a month. Leasing a Merc or other luxury car would cost a lot more than that. My mum’s Yaris is £500 a month for crying out loud

There is an advance payment that has to be made, which is the difference between the actual cost of the car, and what the lease payment covers. The car is never the property of the disabled person - has to be returned at the end of 3 or 5 year lease, so the advance payment is lost. Most disabled people can’t afford a luxury model, so go for something that suits them, rather than a status symbol. Genuinely disabled people value the mobility that the scheme gives them, they don’t give a toss about status.

AutumnLeavesandKnittedJumpers · 25/11/2025 17:31

Rosscameasdoody · 25/11/2025 17:31

There is an advance payment that has to be made, which is the difference between the actual cost of the car, and what the lease payment covers. The car is never the property of the disabled person - has to be returned at the end of 3 or 5 year lease, so the advance payment is lost. Most disabled people can’t afford a luxury model, so go for something that suits them, rather than a status symbol. Genuinely disabled people value the mobility that the scheme gives them, they don’t give a toss about status.

Edited

So this change shouldn’t be a big deal?

OP posts:
justalittlethought · 25/11/2025 17:32

twolittles · 25/11/2025 09:35

I don’t think people understand the huge advance payment that had to be paid for these cars. They weren’t just giving out luxury cars for free!!!!

I am actually stunned that this was ever allowed. Yes of course some payment to 'upgrade' but they were not subject to VAT so advantageous, hugely unfair and such a big waste of money.

And people with 'mental health' issues can claim a car. WT actual F!!

The whole system needs an overhaul. Just because you have a 'disability' (and I'm obviously not referring to severe physical disability) lots of these types of assistance should not come into play. They've increased too much since mental health was included.

justalittlethought · 25/11/2025 17:33

And of course the biggest benefactor of this scheme was the person who came up with it!!

MilleniumOyster · 25/11/2025 17:33

NorthXNorthWest · 25/11/2025 17:12

Currently being the key word. The point still stands. With exceptions, all other vehicles should fall it the mid tier IMO.

I haven’t claimed that disabled people are a homogenous group.

But it’s not a straw man to highlight the wider financial context for the able-bodied, given some of the comments aimed at them. Pointing out that many working households are struggling isn’t misrepresenting anyone’s argument; it’s acknowledging the reality that shapes how people view optional top-ups for premium brands.

And for the record, show me where I said disabled people shouldn’t receive benefits or that the Motability scheme shouldn’t exist. Where have I objecting to adaptations? I didn’t/ I haven't.

Don't let the truth get in the way though.

Many working households with a disabled person in them are struggling, just as many with all members able bodied are.

Many disabled people are well off, just as many able bodied people are.

So if a well off able bodied person can lease a flash car, why can't a well off disabled person do the same?

Bearing in mind you can't walk in to a dealership and request modifications outside the Motability scheme.

Many people on here seem saying that every disabled person is trumped by the able bodied, and if a less well off family of able bodied people can't afford a BMW then a disabled person of any means can't have one either.

NorthXNorthWest · 25/11/2025 17:35

twolittles · 25/11/2025 17:17

Genuine question- would you rather be disabled?

‘Would you rather be disabled? Is the conversation equivalent of stamping your feet and screaming when you have run out of reasonable arguments. Grow up.

Rosscameasdoody · 25/11/2025 17:35

AutumnLeavesandKnittedJumpers · 25/11/2025 17:31

So this change shouldn’t be a big deal?

Not for the majority of disabled people, no. I was a disability outreach worker for over twenty years,and am disabled myself- wheelchair user. In my experience of those l supported, and personal circumstance, the ability to get around is paramount. So a vehicle which meets your needs and has the least cost is usually the choice.

Politicians247UnderwearExtinguishingService · 25/11/2025 17:37

LupaMoonhowl · 25/11/2025 17:25

Nobody ‘deserves’ anything.
If you can afford a Mercedes -great -buy one and find it yourself.
If you can’t -simple transport system to get people to hospital appointments - much cheaper than providing a car for the rellies to use 95% of the time it isn’t needed for ‘appointments’

Disabled people don't just spend all of their time either at home or at hospital appointments, though - they aren't a disability in a human body that exists purely as a problem to be solved; they're people with all the richness of life just like everybody else, albeit with more daily challenges to achieve it.

A disabled person using their Motability car to get to work, go to the shops, go out socialising, to restaurants, to the cinema in their leisure time etc. or on holiday isn't 'cheating the system' any more than an able-bodied person with their own car doing the same things would be.

And as for the 'rellies', a lot of them have children and need suitable transport for them to get around to where they need to be - just like all parents; as well as spouses/partners who may need to drive them around if they don't have their own licence and/or have 'bad days' when they just aren't up to driving.

AutumnLeavesandKnittedJumpers · 25/11/2025 17:37

Rosscameasdoody · 25/11/2025 17:35

Not for the majority of disabled people, no. I was a disability outreach worker for over twenty years,and am disabled myself- wheelchair user. In my experience of those l supported, and personal circumstance, the ability to get around is paramount. So a vehicle which meets your needs and has the least cost is usually the choice.

Then why are so many up in arms saying disabled people deserve this luxury?

OP posts:
Rachie1973 · 25/11/2025 17:37

We have an all singing, all dancing Renault Austral. It’s fabulous.

An upgrade from our little Citroen DS that I drive now.

We put £3000 in ourselves.

To get it, all we had to do was have my DH develop Multiple myeloma and have 5 broken vertebrae and be confined to bed for 6 months and then a wheelchair since. He’ll die in the next couple of years as it’s not a curable cancer so don’t worry the car will go back.

The new car lets him actually get in it, it’s higher. It has heated seats so he doesn’t tense his back too much. It also has space for his wheelchair. We can fit our 5 and 6 year olds in comfortably as well.

It’s just terrible that he’s not confined to the house isn’t it?

I don’t care if you’re offended OP. In fact I’m laughing at all the anger you have towards disabled people and their advantages!

AutumnLeavesandKnittedJumpers · 25/11/2025 17:38

This reply has been deleted

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phantomofthepopera · 25/11/2025 17:38

AutumnLeavesandKnittedJumpers · 25/11/2025 17:06

I don’t care if they individually fund the difference in the deposit.

They get a much, much lower (and to them, free!) lease. They get insurance, repairs and maintenance paid for. All things ordinary working people don’t get. I work full time and can’t afford any car. Let alone a Mercedes or BMW. If I were to post and say that on here I would be destroyed. I have been destroyed. I’ve been told that I’m a leach and a parasite for living at home as an adult. Yet people who get luxury cars vis the taxpayer are fine? Makes sense

So just out of interest, where do you draw the line? Should a disabled person only eat basic ready meals instead of buying Tesco’s finest if they’ve got a bit of savings? Should they not buy any luxuries whatsoever because they’re receiving money from the government by way of a small amount of benefits plus a tax break on a car?

Does this apply to people getting other government perks? What about people not paying tax on money they put into their pension? The taxpayer is paying for that. It costs over £50billion a year. But we can afford that. What about tax free childcare? Or if you receive a £1million inheritance you don’t have to pay a single penny in IHT on that unearned windfall. Lovely little tax break right there. Have a few kids, the government can pay 6 grand a year to educate them.

But god forbid a disabled person gets thrown a few crumbs. Only healthy working people deserve the spoils.

usedtobeaylis · 25/11/2025 17:38

NorthXNorthWest · 25/11/2025 17:26

Most people agree that disabled people should have access to decent, reasonable items. One person on a thirty page thread states that the disabled should have the bare minimum, and suddenly that becomes the frame for the whole conversation. Suddenly all posters are scum and want to punish the disabled.

And on the idea of 'hatred': disabled people aren’t uniquely singled out. Right now every group is getting piled on for something - the able-bodied, pensioners, people in larger homes, anyone earning over £45k, people of different backgrounds… the list goes on. Disabled posters and carers have displayed all the negative characteristics of the able bodied in that regard.

That's where we are as country, resentment and financial frustration that spills over into every discussion, regardless of who the group actually is because things are tough.

It's not one person on a thread, it's a prevalent view throughout society.

Rachie1973 · 25/11/2025 17:39

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

I understand it. I just think you’re woefully lost in anger.

DuncinToffee · 25/11/2025 17:39

Everanewbie · 25/11/2025 16:24

@DuncinToffee

Its a great scheme, and a pretty good deal. c. £288 for 60,000 miles, fully comp insurance for 3 drivers, maintenance and tyre cover.

At the end of the day, Motability is a lease scheme that allows higher PIP recipients to trade the £288 pm for a car, and get a better one if they pay an up front amount.

The main objections are:

  1. The conditions that qualify for HR PIP. That isn't the scheme's fault.
  2. The VAT exemption - this is good as it allows a good deal, but my qualm is where that VAT break crosses the fairness line when it comes to luxury upgrades.

We should not lose site of how much a car with full maintained, 60,000 miles would cost in the open market, and how unattainable that is for many people. You may not agree, but there are many people out there who work their butts off and I don't think we should slur them as as ableist for questioning what may look like to them, a bit unfair and not the best place for a tax break.

Only able people work theit butts off?

It sounds a lot like envy to me. Maybe those people like to swap?

Rosscameasdoody · 25/11/2025 17:39

NorthXNorthWest · 25/11/2025 17:35

‘Would you rather be disabled? Is the conversation equivalent of stamping your feet and screaming when you have run out of reasonable arguments. Grow up.

Edited

It’s a valid argument when we’re talking about the experience of GENUINELY disabled people facing having a scheme originally intended to keep them mobile and included in society taken away because non disabled people have no fucking idea of what lack of mobility means to someone disabled.

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