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Luxury cars removed from the motability scheme

1000 replies

AutumnLeavesandKnittedJumpers · 25/11/2025 09:33

https://news.sky.com/story/luxury-cars-removed-from-motability-scheme-ahead-of-budget-13475029

too little too late. As a full time worker I can’t afford to run a car, let alone a luxury car. Motability should be a standard car - available in automatic and manual, an option for wheelchair users, and that’s it.

Luxury cars removed from Motability scheme ahead of budget

The programme has been criticised for allowing people with non-visible disabilities to get luxury vehicles as part of their welfare. The chancellor wants to support the British car market with the new measures.

https://news.sky.com/story/luxury-cars-removed-from-motability-scheme-ahead-of-budget-13475029

OP posts:
Thread gallery
8
AllSerene · 25/11/2025 17:04

Nanalovesnature · 25/11/2025 16:51

If I say I cannot follow an unfamiliar route without help could I get a motablity car? I would be telling the truth, I am rubbish and have no sense of direction. There is nothing wrong with me by the way. I probably do have a touch of ADHD but then don't we all, I have never gamed the system and been a benefit scrounge, but if that is all that is required to get 12 points then it is no wonder that the benefits bill is out of control.

If you convinced the PIP assessor that you cannot follow an unfamiliar route without help, that would give you 10 points, and qualify you for PIP Lower Rate Mobility, but wouldn't give you a car. To get the full 12 points on that question, you need to be unable to follow a familiar route without help.

AutumnLeavesandKnittedJumpers · 25/11/2025 17:06

rwalker · 25/11/2025 17:03

What I’m I missing there’s a base level payment that will get you a basic car if they want a luxury car then the person individually funds the difference

the government make the same payment to the person if they have a Citroen C1 or a BMW X5

so the type of car they get makes zero difference to the amount of funding they receive

what is this change going to achieve

I don’t care if they individually fund the difference in the deposit.

They get a much, much lower (and to them, free!) lease. They get insurance, repairs and maintenance paid for. All things ordinary working people don’t get. I work full time and can’t afford any car. Let alone a Mercedes or BMW. If I were to post and say that on here I would be destroyed. I have been destroyed. I’ve been told that I’m a leach and a parasite for living at home as an adult. Yet people who get luxury cars vis the taxpayer are fine? Makes sense

OP posts:
Praying4Peace · 25/11/2025 17:06

twolittles · 25/11/2025 09:42

Maybe go and look at the huge advance payments required for these type of cars - often awards to qualify aren’t for that long. You have to also give up your PIP mobility part each week for the scheme. So a huge non refundable advance payment and a weekly leasing charge. It’s not a free car . You sound jealous that disabled people had a choice.

You are missing the point.
As with any benefits, there will always be people who abuse and misuse the system

x2boys · 25/11/2025 17:06

Nanalovesnature · 25/11/2025 16:51

If I say I cannot follow an unfamiliar route without help could I get a motablity car? I would be telling the truth, I am rubbish and have no sense of direction. There is nothing wrong with me by the way. I probably do have a touch of ADHD but then don't we all, I have never gamed the system and been a benefit scrounge, but if that is all that is required to get 12 points then it is no wonder that the benefits bill is out of control.

Thats not the way it works 🙄
My son transfers to PIP next year ,he cant follow or plan a route becsuse he ,s severely autistic, with aevere learning disabilities and totally non verbal
Cognitively hes around 2/ 3 and has tons of very clear evidence
Honestly its insulting people think they csn just say they can't do something and get HRM

Kirbert2 · 25/11/2025 17:07

rwalker · 25/11/2025 17:03

What I’m I missing there’s a base level payment that will get you a basic car if they want a luxury car then the person individually funds the difference

the government make the same payment to the person if they have a Citroen C1 or a BMW X5

so the type of car they get makes zero difference to the amount of funding they receive

what is this change going to achieve

and if you need a wheelchair accessible vehicle which is absolutely not a luxury, you have no choice but to pay a hefty advanced payment. Sometimes just as expensive as a luxury car.

Tryingtokeepgoing · 25/11/2025 17:07

Overthemhills · 25/11/2025 16:43

@Tryingtokeepgoing
So you think those qualifying for DLA shouldn’t have access to Motability (those will all be children)? It isn’t clear from your post..

As for your solution to restrict Motability to those “who need a modified vehicle, make leasing a car accessible to those in receipt of PIP but who don't work or who can't otherwise get credit, increase VAT income to HMRC and it would reduce the cost of higher rate PIP to DWP.”

Firstly you’d be OPENING the Motability scheme to people who don’t have mobility issues - so thousands and thousands of people not in work (your words) and that would save money… how?

Where is the saving in PIP? The government doesn’t pay Motability a single penny more than the mobility component of PIP.

Are you saying that people who don’t get the higher rate mobility component of PIP shouldn’t have access to Motability..? They ALREADY DON’T!

You say
“To reduce the number of Motability cars you simply need to review the qualifying criteria for higher rate PIP and review the VAT exemption. Limit higher rate PIP to those with physical disabilities, and limit the VAT exemption to modified vehicles, and the numbers would look very different.”

Higher rate PIP care component won’t get you a Motability car as you’d be ineligible. ONLY higher rate mobility rate of PIP or DLA makes you eligible for the Motability scheme. Is the physical illnesses you demand only because you think people have mental health problems so severe that they get the “higher rate PIp?

Forgive my use of AI I’m busy at the minute but for the avoidance of doubt here’s the eligibility criteria for PIP’s mobility component

Points depend on how psychological, cognitive or sensory issues affect your ability to travel:

  • Needs prompting to undertake any journey – 4 points
  • Cannot plan the route of a journey – 8 points
  • Cannot follow a familiar route without help – 10 points
  • Cannot undertake any journey because of overwhelming psychological distress – 10 points
  • Cannot follow an unfamiliar route without help – 12 points

➡️ Score 12 points = eligible for Enhanced rate

✅ 2)
Moving around (physical mobility/walking)

Assessed on how far you can walk safely, repeatedly, reliably and in a reasonable time:

  • Can stand & move more than 200m – 0 points
  • Can stand & move 50–200m – 4 points
  • Can stand & move 20–50m – 8 points
  • Can stand & move less than 20m – 12 points
  • Cannot stand or move at all – 12 points

➡️ Score 12 points = eligible for Enhanced rate

You are actually advocating for exactly how Motability is already structured!!!!!

Whats the advantage of stopping Motability having a greater number of cars? The VAT relief? Do you think the VAT relief is taking, as in actively taking government funds?

If your proposal (for a non government funded independent charity by the way) should extend to poor or out of work people to access vehicles why do you think Motability doesn’t do that already? Is it because it would go beyond its stated intentions as a charity?

Do you think the general public should meddle in any other charities providing equipment for the disabled?

Should the public decide how charities function and their purpose?

Do you think we should have just British made powered wheelchairs? Do you think VAT shouldn’t be or should be added to them? Should everyone have the same model?

What about hoists enabling people to be lifted? Should they all be ceiling track hoists or movable?
Should the track extend throughout the house or just in individual rooms?

Should incontinence products be given by need or income or usage or all 3? Or not given at all?

What about feeding aids? VAT free or not? Why?

I think you've misinterpreted my post; sorry. I am in support of Motability and PIP. I use higher rate PIP to include DLA because I am not a benefits expert, and I used PIP as a shortcut for higher rate PIP in that post. Perhaps if you'd read the whole thread and all my posts you'd have seen that I am a huge advocate for the system!!

I simply set out how one could modify it to reduce the cost in a more coherent way than just 'wail wail wail luxury cars wail wail' There are only 2 levers - higher rate PIP / DLA eligibility criteria and VAT exemption. I made, and make, no judgement on either being suitable. But they are both more coherent arguments than 'I can't afford a BMW so no one should have a BMW'!!

NewDogOwner · 25/11/2025 17:08

twolittles · 25/11/2025 09:42

Maybe go and look at the huge advance payments required for these type of cars - often awards to qualify aren’t for that long. You have to also give up your PIP mobility part each week for the scheme. So a huge non refundable advance payment and a weekly leasing charge. It’s not a free car . You sound jealous that disabled people had a choice.

This. There is a large upfront payment of many thousands and you have to give it back after a few years.

twolittles · 25/11/2025 17:08

Dymaxion · 25/11/2025 16:57

What should be looked at is employers being more keen to employ disabled people so more can work and don't need means tested benefits.

Or an even more controversial thought, maybe employers could pay all employee's a wage that is sufficient, so nobody working full-time would need to claim any benefits ? why should all tax payers subsidise private companies ? Add in a decent rent cap and there will be a lot more money in the economy.

Plus have you seen the threads where someone’s colleague needs reasonable adjustments, that’s another ‘it’s not fair’ situation

Kirbert2 · 25/11/2025 17:08

AutumnLeavesandKnittedJumpers · 25/11/2025 17:06

I don’t care if they individually fund the difference in the deposit.

They get a much, much lower (and to them, free!) lease. They get insurance, repairs and maintenance paid for. All things ordinary working people don’t get. I work full time and can’t afford any car. Let alone a Mercedes or BMW. If I were to post and say that on here I would be destroyed. I have been destroyed. I’ve been told that I’m a leach and a parasite for living at home as an adult. Yet people who get luxury cars vis the taxpayer are fine? Makes sense

How do you currently get to work without a car?

housethatbuiltme · 25/11/2025 17:08

AutumnLeavesandKnittedJumpers · 25/11/2025 09:33

https://news.sky.com/story/luxury-cars-removed-from-motability-scheme-ahead-of-budget-13475029

too little too late. As a full time worker I can’t afford to run a car, let alone a luxury car. Motability should be a standard car - available in automatic and manual, an option for wheelchair users, and that’s it.

You post is incredibly ignorant.

My mam was a full time worker (and all the overtime, gave her bloody life to work) who worked her ass off to a very high position from absoloutely nothing. She then got sick as the result of others actions (through no fault of her own, as priven by long investigations) and received a huge workers comp and insurance payouts based on her past work records, promotions and work ethic that would serve to replace the remaining life time of work that she could no long do due to complete loss of mobility.

Her specially built 'luxury' motability car was bought entirely with HER pay out, nothing to do with 'benefits' or 'not working' at all.

Motability aren't buying people free luxuary cars, anyone that thinks that must be hard of critical thinking. Just because someone is disabled it doesn't mean they are poor or unemployed. Motability is a tax exemption for those who need cars for mobility because they have a disability of mobility (thus equivilent to you being able to walk for free). The cars however are bought by the owner of the car.

For people saying a 'fancy car is a luxury', you are aware very few car companies build special ability cars. You can't just go buy any cheap car and magically make them disabled accessible, they are custom built from scratch and mostly only expensive companies offered that service. People aren't driving this expensive bricks as a flex, its not a Mustang or Aston Martin DB9, it has the sex appeal and speed of a nokia 3310 ffs if it wasn't for the 'luxury' name badge you would would think nothing of them other than boxy van like people carrier.

itsgettingweird · 25/11/2025 17:09

WeNeedToTalkAboutIT · 25/11/2025 16:43

Which part of 'the UK is on its knees' is going over the heads of those moaning about the supposed injustice of not being able to snag a Mercedes when a shiny brand new Citroën will do the job?

Zero people are moaning about that supposed injustice. People are responding to those who have got their red faces and spittle out to shout "good riddance, disabled people shouldn't be allowed nice things!"

Plenty of working people are on the brink of going under, and they certainly don’t have the luxury of casually adding a few extra thousand for a shinier badge.

Yes. I'm one of them. But this is a strawman argument and not relevant.

Yes, the middle and upper earners will take more of the load, that’s how progressive systems work, but everyone who can share a bit of the load should. If that means you don’t get the Merc, I’m honestly fine with that.

Different people who are disabled can have differing personal monetary circumstances to one another. They are not all 100% reliant on their benefits. Some of those people may even be middle and upper earners, or have wealth through other means. The government provides some benefits to all of them, regardless. If you think that that is unreasonable, that specific thing is what you have a problem with, not the Motability scheme.

It has been explained that private adaptations and insurance isn't usually possible in the UK, even for those who have the money. If you have a disability which means that you need an adapted vehicle, your only option is the Motability scheme.

If you think an able bodied person who has enough money should be able to buy a Merc but not the equivalent disabled person, then you're saying that people who have disabilities do not deserve equality with able bodied people.

FYI, there are no Mercedes currently available through the Motability scheme.

Yes and those who want a Mercedes are paying £7000 for it.

Those who want a Citreon are paying £700.

People are paying for what they get in advanced payments.

Then paying for any adaptions to the vehicle which they need because of their disability.

How hard is it to understand?

Everanewbie · 25/11/2025 17:09

NewDogOwner · 25/11/2025 17:08

This. There is a large upfront payment of many thousands and you have to give it back after a few years.

They're not that "huge" when compared to lease deals available in the open market.

Pepperedpickles · 25/11/2025 17:11

The thing is, people don’t want to admit it openly, but there is a huge hatred of disabled people being able to have anything other than the bare essentials for survival. I saw a comment elsewhere on social media where someone said he didn’t know why disabled people needed to be out and about in the evening, using disabled bays, as they have all the time in the world to do things during the day 😳 - talk about utter ignorance. I don’t even know where to begin with that one.

Then you have people absolutely tearing apart disabled influencers on Tattle (absolutely dire place), moaning that their money is going to funding people “living with their Mum, spending their PIP on toys” to that effect.

It’s like people who are disabled are not allowed to have any joy in their lives whatsoever. It is absolutely vile and the Motability hate is part of that. What has happened to us that we’ve all become so angry with each other?

NorthXNorthWest · 25/11/2025 17:12

WeNeedToTalkAboutIT · 25/11/2025 16:43

Which part of 'the UK is on its knees' is going over the heads of those moaning about the supposed injustice of not being able to snag a Mercedes when a shiny brand new Citroën will do the job?

Zero people are moaning about that supposed injustice. People are responding to those who have got their red faces and spittle out to shout "good riddance, disabled people shouldn't be allowed nice things!"

Plenty of working people are on the brink of going under, and they certainly don’t have the luxury of casually adding a few extra thousand for a shinier badge.

Yes. I'm one of them. But this is a strawman argument and not relevant.

Yes, the middle and upper earners will take more of the load, that’s how progressive systems work, but everyone who can share a bit of the load should. If that means you don’t get the Merc, I’m honestly fine with that.

Different people who are disabled can have differing personal monetary circumstances to one another. They are not all 100% reliant on their benefits. Some of those people may even be middle and upper earners, or have wealth through other means. The government provides some benefits to all of them, regardless. If you think that that is unreasonable, that specific thing is what you have a problem with, not the Motability scheme.

It has been explained that private adaptations and insurance isn't usually possible in the UK, even for those who have the money. If you have a disability which means that you need an adapted vehicle, your only option is the Motability scheme.

If you think an able bodied person who has enough money should be able to buy a Merc but not the equivalent disabled person, then you're saying that people who have disabilities do not deserve equality with able bodied people.

FYI, there are no Mercedes currently available through the Motability scheme.

Currently being the key word. The point still stands. With exceptions, all other vehicles should fall it the mid tier IMO.

I haven’t claimed that disabled people are a homogenous group.

But it’s not a straw man to highlight the wider financial context for the able-bodied, given some of the comments aimed at them. Pointing out that many working households are struggling isn’t misrepresenting anyone’s argument; it’s acknowledging the reality that shapes how people view optional top-ups for premium brands.

And for the record, show me where I said disabled people shouldn’t receive benefits or that the Motability scheme shouldn’t exist. Where have I objecting to adaptations? I didn’t/ I haven't.

Don't let the truth get in the way though.

Viviennemary · 25/11/2025 17:14

Too little too late. And now more money for those who won't limit their families to the size of their budget. So the rest of us need to shell out to subsidise them. Sorry I ever voted Labour. Might have guessed it would be the same old.

ForCraftyWriter · 25/11/2025 17:15

zurigo · 25/11/2025 09:38

You're missing the point. They shouldn't have been giving out luxury cars AT ALL!!! If you require a car because you are disabled there should be basic cars available - nothing fancy or flash or luxurious - just safe and reliable and inexpensive. There are plenty of cars that fit that description.

Why? If the government and tax payer aren’t paying for the upgrade why shouldn’t the individual be able to do so if they wish? Is it because disabled people don’t deserve nice things?

dynamiccactus · 25/11/2025 17:17

zurigo · 25/11/2025 09:38

You're missing the point. They shouldn't have been giving out luxury cars AT ALL!!! If you require a car because you are disabled there should be basic cars available - nothing fancy or flash or luxurious - just safe and reliable and inexpensive. There are plenty of cars that fit that description.

People aren't missing the point. People were paying extra for those cars.

It's like when my son was younger and he wanted Nike trainers. I said, no, I'll pay for a cheaper brand. If you want the Nike ones, you pay the extra. So for example if the standard ones were £50 and the Nike ones £80, he had to find the £30 from his birthday money or whatever.

It's the same with Motability - there are the more basic cars, but if you want a more expensive one you effectively pay the difference. I can't see the issue, it doesn't cost the state any more.

twolittles · 25/11/2025 17:17

AutumnLeavesandKnittedJumpers · 25/11/2025 17:06

I don’t care if they individually fund the difference in the deposit.

They get a much, much lower (and to them, free!) lease. They get insurance, repairs and maintenance paid for. All things ordinary working people don’t get. I work full time and can’t afford any car. Let alone a Mercedes or BMW. If I were to post and say that on here I would be destroyed. I have been destroyed. I’ve been told that I’m a leach and a parasite for living at home as an adult. Yet people who get luxury cars vis the taxpayer are fine? Makes sense

Genuine question- would you rather be disabled?

Slothisavirtue · 25/11/2025 17:18

Pepperedpickles · 25/11/2025 17:11

The thing is, people don’t want to admit it openly, but there is a huge hatred of disabled people being able to have anything other than the bare essentials for survival. I saw a comment elsewhere on social media where someone said he didn’t know why disabled people needed to be out and about in the evening, using disabled bays, as they have all the time in the world to do things during the day 😳 - talk about utter ignorance. I don’t even know where to begin with that one.

Then you have people absolutely tearing apart disabled influencers on Tattle (absolutely dire place), moaning that their money is going to funding people “living with their Mum, spending their PIP on toys” to that effect.

It’s like people who are disabled are not allowed to have any joy in their lives whatsoever. It is absolutely vile and the Motability hate is part of that. What has happened to us that we’ve all become so angry with each other?

But part of that is because of the ongoing incorrect perception that disabled people all claim benefits/don't work. As seen by some of the posts on here. It's all part of the same problem of seeing everything as a binary

And part of it because if you do work in a low paid job and don't get benefits you often have a far worse standard of living than those not working and claiming benefits and that is of course going to breed huge resentment

But maybe it would help people if they understood many disabled people don't get any benefits and may even be higher rate tax payers

Kirbert2 · 25/11/2025 17:18

twolittles · 25/11/2025 17:17

Genuine question- would you rather be disabled?

Or have a disabled child?

It's funny that no one seems to ever answer that question on these threads.

dynamiccactus · 25/11/2025 17:19

Viviennemary · 25/11/2025 17:14

Too little too late. And now more money for those who won't limit their families to the size of their budget. So the rest of us need to shell out to subsidise them. Sorry I ever voted Labour. Might have guessed it would be the same old.

I've been really hoping that this is just a rumour. How on earth can we afford it. And why should we afford it, nobody needs more than two children.

Slothisavirtue · 25/11/2025 17:19

twolittles · 25/11/2025 17:17

Genuine question- would you rather be disabled?

Genuine question,.how do you know the poster isn't disabled?

bagginsatbagend · 25/11/2025 17:19

I have a motion kitty cat, if I wa mm yes one of the ‘luxury’ cars then I have to pay more for it. You can get a basic car for nothing up front or if I want a luxury car then I might have to pay as much as £6k upfront. It’s clear you don’t understand anything about motability to make this post

dynamiccactus · 25/11/2025 17:20

twolittles · 25/11/2025 17:17

Genuine question- would you rather be disabled?

And if you lease a car from work, you do get all that, and at a heavily tax-subsidised rate. Admittedly it has to be an electric car or plug-in hybrid, but still. The offer is there (if your employer operates such a scheme - if they don't, ask them to).

twolittles · 25/11/2025 17:23

Slothisavirtue · 25/11/2025 17:19

Genuine question,.how do you know the poster isn't disabled?

Well maybe @AutumnLeavesandKnittedJumpers can enlighten us with some facts rather than opinions ?

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