This is the post on the CSA for the blog - can someone proofread it for me, and give me any additions or things to take out, need someone to look over it as I have done it quite quickly, and I have to go and get dinner in the slow cooker!!
The changeover from CSA (Child Support Agency) to CMEC (Child Maintenance Enforcement Commission)
A lot of people are aware that the Government are planning big changes to the CSA, but most are unaware of the scope of these changes. It was announced on Friday 2nd December that there are plans to charge BOTH parents an annual fee to use the CSA/CMEC. The fee would be £100, or £50 if you are in receipt of means-tested benefits. Which could mean that a PWC (Parent with Care) who is working, might have to pay £100, while her Ex-Partner, or NRP (non-resident parent) might be on JSA and only have to pay £50. The charge will be applicable MORE than once a year if the NRP changes jobs without informing the CSA, or if the NRP stops paying. So if you have an Ex-Partner that doesn?t want to pay maintenance, you may face REPEATED charges for trying to get him to provide for your child or children.
On top of that ? the Government is proposing that there are extra charges levied on maintenance, on a percentage basis. They have proposed that a percentage of between 15 and 20% is ADDED to the maintenance that the NRP pays. The CSA would then take their cut, taking it back to the current level of maintenance. THEN the CSA would take another percentage cut from the maintenance before they pay it out to the PWC. They have proposed that this will be between 7 and 12%.
What does this mean in real terms? There is a thread here www.mumsnet.com/Talk/_chat/1356043-CSA-figures-when-they-start-charging-for-using-the-CSA on Mumsnet that spells out the financial implications of this, for both the PWC and the NRP.
There are lots of people campaigning about this at the moment, including www.csahell.com/single-parents-to-pay-for-csa-help-2347.html - (CSA Hell), www.nacsa.co.uk/index.php?option=com_content&view=article&id=104&Itemid=146 - (NACSA), www.gingerbread.org.uk/content.aspx?CategoryID=577 ? Gingerbread.
Chapter Three: Moving to the New Child Maintenance System.
? From 2012 all new applications will be made under the new Child Maintenance System, involving the Gateway process. No new applications will be taken under CSA or CMEC rules.
? From the introduction of the new Child Maintenance System, a probation period of 6 months will be in place, during which no charges will be applied. This will allow any ?teething problems? to be identified.
? Around end 2011, into early 2012, existing CSA/CMEC cases will be issued with case closure letters, and details of the new Gateway procedure will be given. After a period of 3 months, the PWC will then have to decide which option they intend to take ? either a private arrangement, or make an application to the new Statutory Service.
? The new system of child maintenance will be administered by another brand new computer system, which will be linked to HMRC. The intention is to have more up to date access to the income of the NRP.
? Cases will automatically be revised annually, ensuring maintenance is based on the most recent income information.
This is a paragraph from the NACSA document that I have linked to, showing that cases will be being closed VERY soon. This will give the PWC only 12 weeks to decide whether to go for a private agreement or have to pay to continue to use the collection service. Which some PWC will have no choice but to do. If they have been a victim of physical, emotional or financial abuse, having a private agreement is impossible. However, although there will be ?exceptions? for PROVEN Domestic Violence, emotional and financial abuse is notoriously hard to prove, and is unlikely to be covered by this rule. Which means that a woman who has left a relationship due to being emotionally or financially abused, will still have to pay to use the new CMEC to get maintenance from their ex-partner.
Often, a woman who has left a relationship due to emotional or financial abuse has an Ex-Partner that is what is called ?non-compliant?. This means that he will NOT pay maintenance without being FORCED to by the CSA/CMEC. And because this parent is irresponsible, and wishes to avoid paying maintenance, the PWC will be charged for this. There is unlikely to be ANY protection for PWC in this situation. This is a travesty for Women?s Rights.
The government says the current Child Support Agency is expensive to run, costing 40p for every £1 collected. It admits the main savings from introducing charges will NOT be from money collected, which it says will raise only ?a small proportion? of the running costs. Savings will come because charges will mean fewer people use CMEC?s child support scheme, making it cheaper to run.
The government says: ?For the majority of customers an application will be good value compared to the child maintenance that will be paid through a case. Given the long-term financial benefits of child maintenance we believe it is fair and in line with the principles of personal responsibility to ask parents to reallocate a small proportion of their spending so that they can afford an application charge.?
This is a paragraph from the Gingerbread document that was linked to earlier. What this means is that the Government is actively trying to DISSUADE PWC from using the CSA/CMEC to save money. Rather than trying to ensure that NRP?s take financial responsibility for their children, they are allowing them to shirk this responsibility by putting these barriers in place TO SAVE MONEY.
The ConDem Government do not care about the impact of this on Lone Parent Families. There will be another Blog post soon that expands on this issue, to tell you about the impact of the new Universal Credit on child maintenance.
HuntyCat, #frothers.