noodle69 - that's what we thought after paying out over 28K in the last 4 years (2DC 3 days/week), but now we have a pesky childcare bill of £300/month we just realise what we went without as now! We can afford now to buy the odd item of clothing and have the odd lunch out..but still we feel skint
as everything is so much more expensive. Losing our c/b too.
I would not like to be starting out having children in our shoes now, just relieved we've more or less done the worst of the childcare