It's good that you're examining how you feel, right now.
I had DC late. I was 36/38. Prior to that, I had a ball. I'd climbed as far up a career ladder (HCP) as I wanted to, at that stage, I'd spent years travelling the world, living abroad, etc etc. Then I met The One (abroad!), got married; bought the house (easier in your late 30s, I know!), had the DC.
I was never crazy about having kids, it was kind of 'the next step'. Both pregnancies were hard work, I never 'bloomed' or 'glowed' 😂 just got fat!
DS1 was a nightmare. I won't lie. He screamed day and night for a year. Worst year of my life. I only had no 2 because we are a very small family and I wanted DS1 to have a sibling. DS2 was 'normal', so not a 'dream baby' but I was more experienced, and he was consolable.
Would I 'change a thing'? Plenty say they wouldn't! I might...
Mine are now young adults. I have a great relationship with them! I have enjoyed them more, post-babyhood, and their adolescence wasn't too grim. Both now at uni.
But once you have DC, you can 'never be the same again'. I'm a bit of an anxious person, I guess, but IMO most parents will never be 'without worry' again, once you have DC.
But I do know many people who had DC young, then were 'free' to get their own lives back in their mid-forties. Hooray! But were instead bogged down with work, mortgages, failing parental health, divorces etc etc.
None of them bought that motorhome...
So there may not be 'a right time' but I'm bloody glad I didn't have babies in my early 20s, knowing what I do now. With the caveat- many have no interest in partying; going to live in the Big City; getting ahead in a career; backpacking; exploring further afield. So possibly the physical advantages of having babies young makes it a good idea for some? 🤔