We recruited Mumsnet users to test out free credit report provider TotallyMoney Testers signed up to TotallyMoney to find out their credit score and look at what has affected it over the years. They then browsed the TotallyMoney site to see credit cards, loans, and mortgages they could be accepted for based on their credit score, as well as tips on how to improve their credit score.
Here’s what TotallyMoney has to say: “TotallyMoney is a Free Credit Report provider, which aims to make consumer credit fairer and more transparent by giving customers the information they need to make the right choices.
Until recently, our customers didn't really know why their credit score changed, meaning they had little idea of what they could do to make it better. What's more, our customers didn't know whether they were eligible for a credit product: their only option was to apply and hope they would be accepted. This was a problem, because being rejected for credit can make it much harder to get accepted for credit in the future.
Now, thanks to our Free Credit Report, that’s a thing of the past. Your Free Credit Report lets you track your credit score and gives you reasons why your credit score has changed, so you know what you need to do to improve it. Your Free Credit Report also comes with Borrowing Power: one number to show the best offers for your credit profile — offers you're most likely to get accepted for, helping reduce your chances of being rejected.
But, why else should you sign up to TotallyMoney? TotallyMoney is free and always will be — and 97%* of customers would recommend us to improve their credit score. Our service is easy to use and understand, we’re the highest rated Free Credit Report provider on Trustpilot, and we're Moneynet’s Best Credit Report Provider 2018.”
If you’d like to find out your credit score and how to improve it click here to sign up to TotallyMoney.
All selected testers who leave their feedback on this thread will receive a £10 voucher of their choice (from a list) for taking part AND will be entered into a prize draw to win one of three £100 vouchers.
Testers please answer the following questions:
- How did you find the overall experience of using TotallyMoney?
- How did you find the sign-up process?
- Which aspects of the TotallyMoney site do you like the most? And which were most useful to you?
- What did you think of your Borrowing Power?
- How did you find TotallyMoney’s recommendations for products (e.g credit card/mortgages)?
- How has your knowledge of your financial situation changed?
Thanks and good luck!
MNHQ
Terms and conditions apply
*Based on a Feb–March 2018 survey of 958 respondents.