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How long after spending inheritance can I claim benefits again?

420 replies

Bunnyhunni6 · 11/08/2026 08:48

Hello, after buying my new house I’m left with around £60k to spend on what is needed work wise… I had to come off benefits when I inherited. But after my money has been spent I will need to claim again.. how long do I need to wait to be able to claim? Thank you

OP posts:
Bunnyhunni6 · 11/08/2026 09:38

ByQuaintAzureWasp · 11/08/2026 09:37

If you lived off benefits, divide your benefits figure by 60,000 and that will give you the number of weeks you can survive off your inheritance. Spend it wisely abd keep records because they will accuse you of deprivation of assets if you just spend it willy nilly.

But how will they know I inherited??

OP posts:
Happyjoe · 11/08/2026 09:39

user1471538275 · 11/08/2026 09:17

Also, how have you inherited when your mother is alive? Money goes directly to spouse, not child.

It's not essential for you to move to be near your mother, it's just a want.

You have children, they are your main responsibility - don't disrupt them and jeopardise their financial safety.

Only if still married.

user1471538275 · 11/08/2026 09:40

Happyjoe · 11/08/2026 09:39

Only if still married.

Good point. Accept this could well be the case.

Cucurella · 11/08/2026 09:40

I work full time and my kitchen is 25 years old. Get a job.

ThatJoyousTaupeExpert · 11/08/2026 09:40

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MyAgileUser · 11/08/2026 09:41

Why does your mother not move closer to you?
Why are you moving your three children to a remote are with limited educational opportunities (one one school place between them??) and presumably limited work opportunities for you and them?
If you’re that rural, I hope you have a car and money for the running coats that entails!

user1471538275 · 11/08/2026 09:41

I don't suppose the children's father is contributing in any way?

ThatJoyousTaupeExpert · 11/08/2026 09:41

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Strawberrymilkshakez · 11/08/2026 09:42

If your moving area won’t you struggle to get a mortgage because you need to be employed? If you are buying outright that’s different but you are best to ask universal credit no one here will have the answer. A school job won’t pay enough to cover the bills unless you are a teacher. I would look at better jobs/retraining.

Somersetbaker · 11/08/2026 09:42

Bunnyhunni6 · 11/08/2026 09:38

But how will they know I inherited??

When you declare the amount of saving you have, or when they look at your bank accounts and say what is this, at that point your fucked well and truely.

Joyunlimited · 11/08/2026 09:43

Bunnyhunni6 · 11/08/2026 09:16

I drive. But not a lot I can do regarding school spaces. If I pick another school I will have to drive as can’t walk as it’s the next village on

So don’t move there.

On the off-chance this is real, it would be better for your mum to move near you. Why should the rest of the country subsidise you?

LuckyManifestations · 11/08/2026 09:43

Bunnyhunni6 · 11/08/2026 09:38

But how will they know I inherited??

I was wondering this too.

I thought you could claim UC as long as you have savings of less that £16,000

ThatJoyousTaupeExpert · 11/08/2026 09:43

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Lovingbooks · 11/08/2026 09:45

Why are you asking mumsnet plenty of advice online about claiming benefits after spending capital? Also so many other threads which have been similar lately are full of advice.

supersop60 · 11/08/2026 09:45

Bunnyhunni6 · 11/08/2026 09:07

The electrics need to be updated. The kitchen is the original kitchen around 30 years old.

No sympathy - we’re still living in a kitchen that is definitely 80’s. The electrics have been upgraded around it.
Do you watch Homes under the Hammer?
Whole houses are done up for less than half of what you have.
Be sensible.

Realitybitesyerbum · 11/08/2026 09:46

Bunnyhunni6 · 11/08/2026 09:38

But how will they know I inherited??

As in your first post you stated 'I HAD to come off benefits' surely they already know you've inherited?

BettyJoanPerske · 11/08/2026 09:46

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'It's' requires an apostrophe when a contraction, it is short for 'it is'. Possessive 'its' is the one which requires no apostrophe.

ShanghaiDiva · 11/08/2026 09:46

LuckyManifestations · 11/08/2026 09:43

I was wondering this too.

I thought you could claim UC as long as you have savings of less that £16,000

even if you’ve just spent £60k?

blackrabbitwhiterabbit · 11/08/2026 09:46

Loving the PROBIOTICS spam on this thread

Coffeecakebakes · 11/08/2026 09:47

Because DWP can access your bank account.

therewearethen21 · 11/08/2026 09:47

BettyJoanPerske · 11/08/2026 09:46

'It's' requires an apostrophe when a contraction, it is short for 'it is'. Possessive 'its' is the one which requires no apostrophe.

Was that seriously necessary to quote that wall of text!!

ShanghaiDiva · 11/08/2026 09:48

blackrabbitwhiterabbit · 11/08/2026 09:46

Loving the PROBIOTICS spam on this thread

And the very useful grammar advice. 😃

BettyJoanPerske · 11/08/2026 09:49

therewearethen21 · 11/08/2026 09:47

Was that seriously necessary to quote that wall of text!!

It's always necessary to promote correct grammar.

Temporal · 11/08/2026 09:49

I know this might seem fantastically 'out there', but why don't you look for a job?

supersop60 · 11/08/2026 09:50

blackrabbitwhiterabbit · 11/08/2026 09:46

Loving the PROBIOTICS spam on this thread

I’m not.

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