How long after spending inheritance can I claim benefits again?

[Bunnyhunni6]

Hello, after buying my new house I’m left with around £60k to spend on what is needed work wise… I had to come off benefits when I inherited. But after my money has been spent I will need to claim again.. how long do I need to wait to be able to claim? Thank you

When I started claiming I was able to let them see my bank account electronically so I didn’t have to do the whole statements faff.

I appreciate it is controversial as privacy aspects but I found it helpful.

If she’s not claiming (which she isn’t at the moment) why does she have to tell them. I’m not being goady just genuinely don’t understand

because they can ask for 2 years of bank statements and then ask well why did you get rid of £60k ? And decide it was deprivation of assets to claim benefits

OP spending that £60k will be scrutinised, if the house is in a good enough state to live in as it is, it will be considered deprivation of assets you have to use that £60k to live on until you find a job and then you can use it on modernising the house.

I would probably put to bed the idea of going on benefits anytime soon. You are absolutley loaded at the moment, benefits are meant to be for people who are struggling to make ends meet, not those who can afford to outright renovate and modernise their own house on the tax payers dime like an MP scamming expenses.

Its not worth blowing it and then finding you can't claim because you had it and tried to spend it to get back on benefits, you also risk prison if they think you're being fraudulent. Good luck on your job search OP. Xx

Alternatively, look for a job in the new area and support yourself and family on the £60k while you do this.

I assumed the opposite - she's moving near her mum who's on her own now that the dad has died. (ie. they were still together)

Depends on how precariously someone wants to live. Spending all your savings on a house renovation and then thinking the state will give you benefits afterwards, might not work out like that

You really didn't think this through did you?

Well unless you got enough money to buy a house and 60k left over handed to you in cash in carrier bags, it'll be in your bank account. Now I've never claimed benefits but I'm pretty sure they check things like bank accounts. You know, to stop people who have no right to claim benefits from ripping the rest of us off.

I'm more bemused by the fact that you're planning to move without having secured school places for all 3 of your children - what's the plan there given that the school year is about to start? Let me guess, you're going to homeschool? 😂

I wasn’t suggesting spending the £60k on house renovations.

If this were real and not rage bait, surely you wouldn't quit a job and uproot all your kids when the obvious answer is to move your mum closer to you? Then no house repairs needed, no changing job needed, no need to worry about school places.

You havent exchanged contracts so maybe do the thing that wont uproot a whole bunch of people and instead move the retired person with fewer ties surely?

Id rather gave an alive parent than the inheritance. The system is the system, you are lucky enough to have a choice - you work hard and hope that your hard work pays off, a good future and possibilities for your kids. Or you quit work and join those on benefits and realise its not all as rosey as you think. I’m an ex benefit claimer and now a higher rate taxpayer and know where I would want to be, and id choose the long game any day.

We bought a house and claimed as soon as the deposit left our account. Admittedly we didn't have any money for doing the house up, the deposit money wiped us out, and we get no help with the mortgage on benefits (rightly so).

Be prepared to have to show all receipts and invoices accounting for every penny and they may not deem them acceptable charges so you may not be able to claim benefits straight away. We had to show the money being paid to our solicitor on our bank statements and we also bought a new car (second hand 2016 plate) that was in better condition than our old car.

How you spent your £60k will be looked into. A lot of folk need their house rewired and a new kitchen. But don't have £60k at their disposal. I don't think this will be looked at as essential spending.

I'm more bemused by the fact that you're planning to move somewhere without having secured school places for all 3 of your children - what's the plan there given that the school year is about to start? Let me guess, you're going to homeschool?

OPer could leave it for this coming school year and use the 60k to charter a yacht and take the kids on a round the world once in a life time holiday.

Because you will have naturally notified them to come off the benefits in the first place.... So they will perhaps ask why you need them again so soon and will look at your bank accounts etc. and will decide if it was deliberate deprivation of assets... And they will look at why you haven't bothered to get a job "getting kids into a school" isn't a reason to not be working 🤔🤔🤔

Surely you can do something with 60k to better your life away from benefits? Uni, college courses, set up a business?

I remember a TV show about this, benefit scroungers claiments were given a lump sun of money to try and better their lives, as with OP most of them spent it pretty quickly knowing fine well there was free benefit money waiting for them when they ran out.

30 year old kitchen isn't that bad at all, especially if you need the money to actually live on, rather than spending it just so you can claim benefits. Electrics depends on whether it's dangerous or not and probably can be "remedied" by relatively small repairs/improvements rather than a whole house rewire.

Too many people have got used to that.

Depends on the content of the Will. When my dad passed away his estate was split between my mum, me and his grandchildren.

I am definitely glad my parents are alive. But can you not see how galling this kind of post is to someone who has not ever had an injection of cash, and does everything she does in life yet chooses to fund themselves without the Oliver Twist act to the taxpayer?

Bunnyhunni this is a wind up and everyone on here know it is.
Get a life and focus on becoming a better mother and stop reaping off us taxpayers.

Get a job and stop sponging of tax payers.

Can you move in with your mother

Or

Buy property with your DM ?

Bank records? Presumably you didn’t inherit cash? Also, Probate makes the will a public document.