Meet the Other Phone. Only the apps you allow.

Meet the Other Phone.
Only the apps you allow.

Buy now

Please or to access all these features

Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

Do all 18 years old go on UC if they cannot find a job

1000 replies

Crystalovertherainbow · 01/02/2026 20:52

Do the family needs to show their income or the new adult is considered their own financial unit now , even if they live with the parents and their UC is given them

OP posts:
Jiwdf · 05/02/2026 09:50

scottishgirl69 · 05/02/2026 09:47

The country would not be bankrupt

The welfare bill is sky high already

scottishgirl69 · 05/02/2026 09:51

Jiwdf · 05/02/2026 09:50

The welfare bill is sky high already

I will repeat what I said earlier in the thread. If someone is entitled to UC they get it. They don't get told - go away we have no money

Jiwdf · 05/02/2026 09:56

scottishgirl69 · 05/02/2026 09:51

I will repeat what I said earlier in the thread. If someone is entitled to UC they get it. They don't get told - go away we have no money

I think there's a difference to being legally entitled and morally entitled. I don't think anyone is morally entitled to live of someone's else's income.

scottishgirl69 · 05/02/2026 09:59

Jiwdf · 05/02/2026 09:56

I think there's a difference to being legally entitled and morally entitled. I don't think anyone is morally entitled to live of someone's else's income.

But that's your view. Again - not everyone comes from the position of being able to have an 18 year old in the family not claiming while they look for work. It's 316 pounds a month they are entitled to - hardly a fortune

gamerchick · 05/02/2026 10:04

Jiwdf · 05/02/2026 09:50

The welfare bill is sky high already

Yeah mostly by the elderly.

Tbh I'm surprised someone hasn't mentioned sex work as an option. Work most people can do type of stuff.

From those who are very persistent and won't be told otherwise

Jiwdf · 05/02/2026 10:05

scottishgirl69 · 05/02/2026 09:59

But that's your view. Again - not everyone comes from the position of being able to have an 18 year old in the family not claiming while they look for work. It's 316 pounds a month they are entitled to - hardly a fortune

Still begs the question why others should be forced to pay for them?

scottishgirl69 · 05/02/2026 10:07

Jiwdf · 05/02/2026 10:05

Still begs the question why others should be forced to pay for them?

So a family who are struggling financially shouldn't get an 18 year old to claim UC because someone else is paying for it?

Jiwdf · 05/02/2026 10:08

gamerchick · 05/02/2026 10:04

Yeah mostly by the elderly.

Tbh I'm surprised someone hasn't mentioned sex work as an option. Work most people can do type of stuff.

From those who are very persistent and won't be told otherwise

Means test their benefits then or get rid of the triple lock.

Honestly if I could I'd think of a way where people saved up for their own pensions. No need for NI and state pension. Just save up your own privately.

gamerchick · 05/02/2026 10:10

Jiwdf · 05/02/2026 10:08

Means test their benefits then or get rid of the triple lock.

Honestly if I could I'd think of a way where people saved up for their own pensions. No need for NI and state pension. Just save up your own privately.

Are you saying the state pension is a benefit? You'll not be claiming it then?

scottishgirl69 · 05/02/2026 10:12

Jiwdf · 05/02/2026 10:08

Means test their benefits then or get rid of the triple lock.

Honestly if I could I'd think of a way where people saved up for their own pensions. No need for NI and state pension. Just save up your own privately.

How do people save up enough money to replace the state pension? You do realise that some people don't have hundreds of pounds left over every month after bills are paid

scottishgirl69 · 05/02/2026 10:14

gamerchick · 05/02/2026 10:04

Yeah mostly by the elderly.

Tbh I'm surprised someone hasn't mentioned sex work as an option. Work most people can do type of stuff.

From those who are very persistent and won't be told otherwise

Only fans. Think someone made a dig about that earlier in the thread

scottishgirl69 · 05/02/2026 10:15

UC is means tested. You don't get it if you have over 16k savings

Jiwdf · 05/02/2026 10:25

scottishgirl69 · 05/02/2026 10:07

So a family who are struggling financially shouldn't get an 18 year old to claim UC because someone else is paying for it?

I don't think they have any moral rights to steal from someone else?

scottishgirl69 · 05/02/2026 10:27

Jiwdf · 05/02/2026 10:25

I don't think they have any moral rights to steal from someone else?

That's a really awful thing to say. Claiming benefits is not theft. You have shown consistently throughout this thread that you have absolutely zero understanding of what it's like for people to live below the poverty line

All you seem to care about is that people don't claim benefits

gamerchick · 05/02/2026 10:27

scottishgirl69 · 05/02/2026 10:14

Only fans. Think someone made a dig about that earlier in the thread

I'm surprised it was only touched on.

I notice the welfare is theft lot isn't saying whether they'll be claiming the state pension or not.

scottishgirl69 · 05/02/2026 10:30

Over 2 million people who claim UC are actually in work

Antiquerosegold · 05/02/2026 10:35

The difference is state pension is based on your working life contribution, universal credit isn't.

I would be supportive of universal credit only for those who have contributed. Giving an 18 year universal credit so they can go to interviews is ridiculous. Previous generations managed and also those in between jobs.

gamerchick · 05/02/2026 10:41

Antiquerosegold · 05/02/2026 10:35

The difference is state pension is based on your working life contribution, universal credit isn't.

I would be supportive of universal credit only for those who have contributed. Giving an 18 year universal credit so they can go to interviews is ridiculous. Previous generations managed and also those in between jobs.

The state pension makes up most of the welfare bill.

So if you did away with UC, we would still have a bloated welfare bill that would have to be paid for.

So morally, nobody should claim state pension either. It's being paid for by taxpayers. It's not coming out of a savings pot.

scottishgirl69 · 05/02/2026 10:46

Another sweeping statement with nothing to back it up. My mum was born in 1949. She was from a working class family and money was tight but she went to school with kids whos families literally had nothing to spare.

Kids going to school with holes in their shoes. Kids wearing clothes that were far too big for them because they had to grow into them as their parents couldn't replace every year

Some people in previous generations did not manage. They lived in poverty

I lived in a very poor area of my home town for 25 years. There was a community group that offered a school uniform bank. Fed people during lockdown. Gave people free access to sanitary products

The football club I support does regular collections for food banks.

There's a charity in the West of Scotland that gives Christmas presents to kids who have nothing - they helped 17000 families this year. They are referred by social work or other agencies. Someone buys the gift and the parent or guardian gives it. There's a baby bank 6 miles from me

Jiwdf · 05/02/2026 10:50

scottishgirl69 · 05/02/2026 10:27

That's a really awful thing to say. Claiming benefits is not theft. You have shown consistently throughout this thread that you have absolutely zero understanding of what it's like for people to live below the poverty line

All you seem to care about is that people don't claim benefits

I go to work, my husband goes to work , so do my eldest who is a university graduate. Why should our taxes go to fund another family?

Starlight7080 · 05/02/2026 10:53

Mine wont so long as we can continue to support them.
But my dh did when he was 18. He had to move out and went from job to job with gaps when he couldn't find work. He left school with no qualifications. Awful home life with abuse and a step dad that basically kicked him out at 17.
Lots wont have parents who can afford to support them and may really struggle to get any work at all.

scottishgirl69 · 05/02/2026 10:53

Oh and just as clarification to the person on here who said that I love a freebie. I have spent a significant amount of time in my life volunteering - even when I was in work full time

I have given to food banks and toy drives when I have had money spare - because there's always someone worse off than I am. There have been times in my life where I could have used food banks but didn't - for the same reason.

There was a toy drive in the area I used to live in around 7 years ago at Christmas. People were queuing for second hand toys to give to their children. The local Tesco near me do a toy drive every year at Christmas - because people are in need

Some people need a hand up. They don't need sanctimonious lectures and being called a thief or a scrounger.

scottishgirl69 · 05/02/2026 10:55

Jiwdf · 05/02/2026 10:50

I go to work, my husband goes to work , so do my eldest who is a university graduate. Why should our taxes go to fund another family?

For the same reason that if your eldest lost their job they would be entitled to claim benefits. I really don't think you see how offensive it is that you are calling people who claim UC thieves

ArtificialStupidity · 05/02/2026 10:55

Starlight7080 · 05/02/2026 10:53

Mine wont so long as we can continue to support them.
But my dh did when he was 18. He had to move out and went from job to job with gaps when he couldn't find work. He left school with no qualifications. Awful home life with abuse and a step dad that basically kicked him out at 17.
Lots wont have parents who can afford to support them and may really struggle to get any work at all.

I think that's the distinction isn't it
If you are middle class and comfortable and can support your children then it's pretty grotesque to encourage them to claim benefits purely to fund their beer money

But any child living in a financially straightened situation or with abusive parents of course they should claim it that's what it's there for- it's supposed to be a safety net

scottishgirl69 · 05/02/2026 10:58

ArtificialStupidity · 05/02/2026 10:55

I think that's the distinction isn't it
If you are middle class and comfortable and can support your children then it's pretty grotesque to encourage them to claim benefits purely to fund their beer money

But any child living in a financially straightened situation or with abusive parents of course they should claim it that's what it's there for- it's supposed to be a safety net

I personally don't think there should be a distinction of whether people should or shouldn't claim benefits - if someone is entitled to it and wants to claim it they should be able to do it without judgement.

People don't just get signing on for "beer money" these days. The days of people going to sign their name at the job centre every two weeks are long gone. In the all work group they have to evidence to their work coach that they are job seeking 35 hours a week or face a sanction

Please create an account

To comment on this thread you need to create a Mumsnet account.

This thread is not accepting new messages.