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Anyone else live on this?

331 replies

pinenuts75 · 14/08/2025 16:05

My rent has just increased,I’m single live alone I’ve worked out after I’ve paid rent, bills, and food I’m left with £175 for the month, does anyone else live on this?

OP posts:
pinenuts75 · 14/08/2025 18:43

Chiangmymy · 14/08/2025 18:41

Advice from ChatGPT on the role of Mother’s Help below:

1. Understand the Role
Might include: playing with children, school runs, preparing meals, tidying up, laundry, shopping, light cleaning.
Less formal than a nanny role – you’re an extra pair of hands.
Hours can be part-time, flexible, or live-in/live-out, depending on the family.

2. Check Requirements
No formal qualifications are legally required, but:
DBS check (criminal record check) is usually essential.
First aid training (especially paediatric first aid) is a big plus.
References from previous jobs (childcare, care work, teaching, or even raising your own children) are highly valued.

3. Find Work
Agencies: Some nanny/childcare agencies place mother’s helps. Examples include Tinies, Nannyjob, and Care.com.
Websites: Gumtree, Childcare.co.uk, and local Facebook community groups often have adverts.
Word of mouth: Ask friends, neighbours, local schools, or nurseries if they know families looking for help.

4. Highlight Your Strengths as a mature Lady
Experience with children or grandchildren.
Reliability and steadiness.
Practical life skills (cooking, organisation, housekeeping).
Maturity and patience, which many families value over formal childcare training.

5. Practical Steps to Start

  1. Apply for an enhanced DBS check (around £50–£60 if you get it yourself).
  2. Take a short paediatric first aid course (1–2 days, often ~£100).
  3. Prepare a simple CV highlighting childcare, family care, or community work you’ve done.
  4. Register on Childcare.co.uk and similar platforms, making a friendly, approachable profile.
  5. Start applying to local roles – many families prefer someone nearby.

Thank you

OP posts:
OSTMusTisNT · 14/08/2025 18:44

If you only work mornings and Saturdays, look at Home Care in your local community for evening meal time/bedtime medication time. Assuming you aren't living in the back of beyond, you could walk between clients. Boosting your working week by e.g 10 hours at minimum wage would get you at least £100 extra in your hand each week

Or, try your local care home, they would probably love someone who could work every Sunday or evenings etc.

pinenuts75 · 14/08/2025 18:47

OSTMusTisNT · 14/08/2025 18:44

If you only work mornings and Saturdays, look at Home Care in your local community for evening meal time/bedtime medication time. Assuming you aren't living in the back of beyond, you could walk between clients. Boosting your working week by e.g 10 hours at minimum wage would get you at least £100 extra in your hand each week

Or, try your local care home, they would probably love someone who could work every Sunday or evenings etc.

I’ve looked into this they state you need experience with qualifications

OP posts:
Babapapathepinkone · 14/08/2025 18:49

If you sign up as bank or relief staff at your local care home you will get shifts to cover staff sickness and holidays, and should earn £12-£13 per hour minimum. No experience necessary.You also get a free meal on duty plus tea/coffee etc so you would be improving your nutrition and be nice and full when you finish work !

Spinningonthatdizzyedge · 14/08/2025 18:52

Sorry, haven't read the whole thread, but if you haven't already checked for Universal Credit entitlement, you should. The majority of people on UC are working. It's tough living on a low wage. If you're younger than 35 and a private renter, UC is perhaps less likely than if you're 35+ , but you may still be eligible for something. Please check!

Ihateboris · 14/08/2025 18:54

pinenuts75 · 14/08/2025 18:47

I’ve looked into this they state you need experience with qualifications

Yes, I've also looked into this and they ask for experience. How can we get experience if no one will give us a chance 😔

mintydoggyv · 14/08/2025 19:00

Kaleidoscope101 · 14/08/2025 17:44

A basic calculation on the entitled to calculator indicates you could be entitled to approx £188 per month in Universal Credit.
Obviously I don't know your exact figures (eg it asks for how much you pay in pension contributions etc).
Have a look for yourself.

Figure l came up with as well , please please have a chat with dwp face to face or on line William

Hayley1256 · 14/08/2025 19:00

pinenuts75 · 14/08/2025 16:39

I take home about 1,280 after tax
spend about £100 a month on food

That's less than minimum wage?

mintydoggyv · 14/08/2025 19:07

pinenuts75 · 14/08/2025 18:19

Sorry to hear this that’s awful

I here you , l mean l don't know your circumstances as a civil servant , l am just retired dwp if it's close per month as you say , l don't know if you are married have children etc , l would put your salary, savings , rent ,council tax , etc through the benifits calculator and see what it says , you may be buying your home etc but it's worth looking to see if any thing to help , you pay probably national insurance so if it's there claim it

Thelosthalfathought · 14/08/2025 19:08

I work 30 hours a week so understand how tight it would be.

I do have a suggestion, Cat sitting, my (very tight) SIL does this to pay for her holidays by looking after other people’s pets. She only goes to houses she can walk to. (walking is her chosen exercise) She lives in a big town. During the holidays she might do 2 or 3 houses a day for a few weeks. Turn up feed cats, clean litter tray, refresh water, cuddles/play with cat, take some photos to send to owners with a quick note. My lovely cat sitter will throw some water at some plants, open close curtains, move the mail. Some owners just want one visit a day so would suit you.

catinaflat.co.uk/

MaidOfSteel · 14/08/2025 19:09

Chewbecca · 14/08/2025 17:15

It isn't really, it's because OP isn't working FT.

Working PT on NMW simply isn't enough to cover the costs of living in a property alone.

It's not really for taxpayers to cover the OP to work PT, why would anyone bother to work FT if you just got topped up?

The OP is a taxpayer!

MikeRafone · 14/08/2025 19:12

pinenuts75 · 14/08/2025 18:12

I would love to do this, but how do you go about it? Don’t you have to be registered?

https://www.childcare.co.uk/find/Jobs/Babysitter

advertise on here

upliad your passport and driving licence - the company don’t show them but it proves you’ve been verified. Don’t pay either, if someone is looking they’ll pay to contact you

id also recommend doing a dbs to upload if you don’t have one

never ever have children in your own home - that you do need to be registered for. But as a nanny/babysitter you dont

also look at an annual public liability insurance

you can charge from £12.22 per hour

Babysitter Jobs - Childcare.co.uk

Childcare.co.uk is the UK's leading childcare platform. Search over a million Babysitters, Nannies, Registered Childminders and Childcare Jobs. Find a local Babysitter, Nanny, or Childminder and view thousands of Nanny Jobs online.

https://www.childcare.co.uk/find/Jobs/Babysitter

GleisZwei · 14/08/2025 19:18

pinenuts75 · 14/08/2025 16:31

Yes I claim single person, I mean I could drop Netflix but I just feel what’s the point in working I need to have something I can enjoy in life, and I’m on a fixed contract with internet till January.

There is the 5.99 version of Netflix, the one with ads. It's actually fine however only you know if a saving of 4.01 per month will make any difference!
Have you got any clothes etc you don't wear, and could sell on somewhere like Vinted? Are there local community fridges nearby (the places that give away close to date food)? Would you consider a house share?

Herberty · 14/08/2025 19:20

pinenuts75 · 14/08/2025 18:04

I don’t pay a tv licence so I need internet to watch catch up etc

The earlier poster meant that you should use the data on your mobile phone to provide your internet - so you do not have to pay for the internet each month. It is called hot spotting or tethering as you tether your mobile phone to the laptop or other device that you need internet access with.

I have not paid for the internet for over 10 years as I just pay for a bit more data on my phone and then use the phone or laptop to watch the TV saving myself around £20 per month.

Perhaps someone in real life or at a phone shop could show you how it is done before your internet subscription is up for renewal.

Where I live mums are always on the look out for people who are older to collect children from school and entertain them until they are back from work or cleaners - appreciate your options may be limited without a car.

OSTMusTisNT · 14/08/2025 19:22

pinenuts75 · 14/08/2025 18:47

I’ve looked into this they state you need experience with qualifications

Phone up the care companies and the council, speak to people.

You already have fantastic organisational skills and experience of caring - you brought up kids as a single parent! Ask if you can do the NVQ3 in social care while your working etc. (Or, whatever the qualifications are called now).

Stop seeing closed doors and get knocking those doors down 😀.

Sorry if I'm wrong but you come across as someone who has had the confidence knocked out of them, hard to build yourself up but don't stop trying, you'll get there.

pinenuts75 · 14/08/2025 19:23

GleisZwei · 14/08/2025 19:18

There is the 5.99 version of Netflix, the one with ads. It's actually fine however only you know if a saving of 4.01 per month will make any difference!
Have you got any clothes etc you don't wear, and could sell on somewhere like Vinted? Are there local community fridges nearby (the places that give away close to date food)? Would you consider a house share?

Yes I may do that with Netflix, and yes I sell on Vinted it’s quite slow though. Not sure I want to house share.

OP posts:
Radiowaawaa · 14/08/2025 19:24

pinenuts75 · 14/08/2025 18:47

I’ve looked into this they state you need experience with qualifications

A lot of these places will put you through the qualifications and will have you shadow someone else while you gain experience.

pinenuts75 · 14/08/2025 19:25

OSTMusTisNT · 14/08/2025 19:22

Phone up the care companies and the council, speak to people.

You already have fantastic organisational skills and experience of caring - you brought up kids as a single parent! Ask if you can do the NVQ3 in social care while your working etc. (Or, whatever the qualifications are called now).

Stop seeing closed doors and get knocking those doors down 😀.

Sorry if I'm wrong but you come across as someone who has had the confidence knocked out of them, hard to build yourself up but don't stop trying, you'll get there.

Thank you ☺️ I’m not very confident these days and seem to be getting worse the older I’m getting.

OP posts:
Fentyfan · 14/08/2025 19:27

@pinenuts75 dont be put off by stuff online - my family member had no formal care experience outside of her dc and she got hired.

pinenuts75 · 14/08/2025 19:28

Thelosthalfathought · 14/08/2025 19:08

I work 30 hours a week so understand how tight it would be.

I do have a suggestion, Cat sitting, my (very tight) SIL does this to pay for her holidays by looking after other people’s pets. She only goes to houses she can walk to. (walking is her chosen exercise) She lives in a big town. During the holidays she might do 2 or 3 houses a day for a few weeks. Turn up feed cats, clean litter tray, refresh water, cuddles/play with cat, take some photos to send to owners with a quick note. My lovely cat sitter will throw some water at some plants, open close curtains, move the mail. Some owners just want one visit a day so would suit you.

catinaflat.co.uk/

Thanks will take a look

OP posts:
Turnedturnip · 14/08/2025 19:38

Remember to register as self employed if doing babysitting, you would need insurance if pet sitting.
Netflix with advertising isn’t that bad. You could do one month Amazon tv then next Disney then Apple then back to Netflix.
I would love to be able to hotspot with my phone but reception is rubbish in my house.

Cranberryavocado · 14/08/2025 19:39

Just a thought, I am earning a little bit from online surveys and game testing. I do it while I watch tv in the evenings. At least 50 quid per week, sometimes more. Do the online game testing on my mobile. There are a few apps I use testerup. And surveys therr are loads where you can earn money doing them too.

OriginalUsername2 · 14/08/2025 19:50

Chiangmymy · 14/08/2025 18:41

Advice from ChatGPT on the role of Mother’s Help below:

1. Understand the Role
Might include: playing with children, school runs, preparing meals, tidying up, laundry, shopping, light cleaning.
Less formal than a nanny role – you’re an extra pair of hands.
Hours can be part-time, flexible, or live-in/live-out, depending on the family.

2. Check Requirements
No formal qualifications are legally required, but:
DBS check (criminal record check) is usually essential.
First aid training (especially paediatric first aid) is a big plus.
References from previous jobs (childcare, care work, teaching, or even raising your own children) are highly valued.

3. Find Work
Agencies: Some nanny/childcare agencies place mother’s helps. Examples include Tinies, Nannyjob, and Care.com.
Websites: Gumtree, Childcare.co.uk, and local Facebook community groups often have adverts.
Word of mouth: Ask friends, neighbours, local schools, or nurseries if they know families looking for help.

4. Highlight Your Strengths as a mature Lady
Experience with children or grandchildren.
Reliability and steadiness.
Practical life skills (cooking, organisation, housekeeping).
Maturity and patience, which many families value over formal childcare training.

5. Practical Steps to Start

  1. Apply for an enhanced DBS check (around £50–£60 if you get it yourself).
  2. Take a short paediatric first aid course (1–2 days, often ~£100).
  3. Prepare a simple CV highlighting childcare, family care, or community work you’ve done.
  4. Register on Childcare.co.uk and similar platforms, making a friendly, approachable profile.
  5. Start applying to local roles – many families prefer someone nearby.

All great advice until you realise she has to find £160 to get started.

Fentyfan · 14/08/2025 19:52

But you can be too pessimistic - some childcare employers will pay for first aid training for you and the dbs check. So you have to search for that.

Tooneyy · 14/08/2025 20:02

You don't need a high-paying job to vastly improve your lifestyle. Where are things like insurance in your outgoings? Even only something like 1600/m it'd vastly improve your life. I can't believe you're only spending £25/w on food. Are you buying fruit and veg for that?