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How long after I get an inheritance til I can get benefits again?

126 replies

Hello17378 · 27/12/2023 15:38

I got some inheritance few months ago but got scammed and was wondering when I’ll be able to get benefits again

OP posts:
nutster · 27/12/2023 15:39

too many questions and i suspect won’t get straight answers

Saltysausage · 27/12/2023 15:39

What do you mean got scammed? Have you given all your money away?

TurkeyTrotToXmas · 27/12/2023 15:41

Not enough information. Go to your local CAB and speak to a benefits advisor. They can offer you support around this.

Kangarude · 27/12/2023 15:41

Have you got any left?

HackAttack · 27/12/2023 15:42

There are lots of jobs available right now?

FredaFox · 27/12/2023 15:43

How much did you inherit
How did you get scammed and can you prove it
It depends how much you have left

Terfosaurus · 27/12/2023 15:46

Surely it depends on how much money you have not how long it's been.

And if you inherited enough that you weren't eligible any more then you'd have to prove you didn't "deprive yourself of assests" or something. Eg buy a car if you can't drive. Etc.

Terfosaurus · 27/12/2023 15:46

HackAttack · 27/12/2023 15:42

There are lots of jobs available right now?

How do you know OP doesn't have a job?

HackAttack · 27/12/2023 15:49

I don't, given the minimal information

ComtesseDeSpair · 27/12/2023 16:07

So previous posts indicate you tried to buy tens of thousands of pounds worth of cryptocurrency but were scammed. Do you have any fraud cases open with your bank or with Action Fraud? Ultimately the DWP has no way of establishing whether you were indeed scammed and now have no money left, or whether you actually invested in cryptocurrency. Either way, they would see it as intentional deprivation and decline your claim for benefits unless you can provide clear evidence otherwise.

TheGhostOfTheOpera · 27/12/2023 16:14

HackAttack · 27/12/2023 15:42

There are lots of jobs available right now?

Benefits are also for people working, incl people working full time….

HarrumphryBogart · 27/12/2023 16:16

You can claim benefits again once the money has reduced to £12,000 and you can show where the money has been spent and on what. There are certain time limits involved so it will also depend on how much it was and how quickly you spent it.

TheGhostOfTheOpera · 27/12/2023 16:16

@Hello17378 I’d ask the question on this FB group. They are an amazing and reliable source of information, regardless as to why you are claiming benefits.

Here for information on benefits

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See posts, photos and more on Facebook.

https://www.facebook.com/groups/278260135547189/?hoisted_section_header_type=recently_seen&multi_permalinks=7306088896097576

TheGhostOfTheOpera · 27/12/2023 16:19

@HarrumphryBogart its more complicated than that.

It depends if DWP will consider there has been ‘deprivation of capital’ if tte OP has spent her money in a way deemed unsuitable by the DWP.
And I have to say, I dint know what’s their position re being scammed/crypto/unwise investments.

nutster · 27/12/2023 16:20

where does the Op say or even allude to having a chronic illness or ME?

nutster · 27/12/2023 16:20

@TheGhostOfTheOpera

TigerRag · 27/12/2023 16:20

HarrumphryBogart · 27/12/2023 16:16

You can claim benefits again once the money has reduced to £12,000 and you can show where the money has been spent and on what. There are certain time limits involved so it will also depend on how much it was and how quickly you spent it.

It's once the money goes below £16000. But the op might be treated as still having it

Itslegitimatesalvage · 27/12/2023 16:23

You were living a life which required either full benefits or top up benefits, then you received an inheritance which would have allowed you a few years without the benefits worry… and you decided to invest in cryptocurrency? Even if you hadn’t lost if all because of a “scam” wtf were you thinking? People don’t make money from cryptocurrency unless they actually know what they are doing! You clearly don’t. So wtf were you thinking?

No wonder the rich stay rich and the poor stay poor. Look at the choice you made when you actually got some money.

nutster · 27/12/2023 16:26

Itslegitimatesalvage · 27/12/2023 16:23

You were living a life which required either full benefits or top up benefits, then you received an inheritance which would have allowed you a few years without the benefits worry… and you decided to invest in cryptocurrency? Even if you hadn’t lost if all because of a “scam” wtf were you thinking? People don’t make money from cryptocurrency unless they actually know what they are doing! You clearly don’t. So wtf were you thinking?

No wonder the rich stay rich and the poor stay poor. Look at the choice you made when you actually got some money.

i suspect the OP is a very vulnerable individual
that she broadcast far and wide amongst neighbours, friends etc that she had inherited £20k

And they saw her coming.

It’s such a shame. the person who died and passed on this money really should have thought more carefully

Missingmyusername · 27/12/2023 16:32

How much and when did you get it and how did you get scammed?
Deprivation of capital may be considered depending what you did with the money.

I can recall working for DWP and the LA and the amount of calls we get that “I have inherited X but I don’t want it, I’d rather keep my benefits or “when can I have my benefit back”. People couldn’t wait to spend it to get back on to benefit. Never really understood why?! Some could have purchased a house, but no “I’ve gifted it”. Then they’re shocked when it’s not as simple as disposing of it to come back into benefits and many have been treated as having it for years and unable to access benefits. Tell your loved ones to give it to charity or someone else if you don’t want it!

festivepains · 27/12/2023 16:34

TheGhostOfTheOpera · 27/12/2023 16:19

@HarrumphryBogart its more complicated than that.

It depends if DWP will consider there has been ‘deprivation of capital’ if tte OP has spent her money in a way deemed unsuitable by the DWP.
And I have to say, I dint know what’s their position re being scammed/crypto/unwise investments.

This post is key. You will have to phone DWP. If you have been scammed I would report it to action fraud to get a crime reference.

Itslegitimatesalvage · 27/12/2023 16:35

@Missingmyusername
Some random on the internet said they would invest her money for her if she bought cryptocurrency and sent it to them, and promised big returns. She bought currency and sent it all to them. Money gone.

But since you can really trace or properly follow cryptocurrency, they’ll treat her as if she still has the money because it pretty much looks like she is trying to hide it.

BlackPhillipa · 27/12/2023 16:40

I'm guessing this is the poster that transferred a load of Bitcoin to a dodgy scheme.

CarrieMoonbeams · 27/12/2023 16:44

I just came in to say that @ComtesseDeSpair - I recognised this too, this was the poster who moved money from one bank to another (despite the original bank's warnings) and from then to invest in a cryptocurrency thing. Sadly that was a scam and the money has all gone.

@Hello17378 you had loads of advice on your last thread, did you follow up on the advice that people gave you? I think you originally wanted to sue the bank but I don't think you'd get anywhere with that 😔

Hello17378 · 27/12/2023 16:48

Not sue them, i was just making a complaint so I can go to the financial ombudsman who might make them do something. You have to make a complaint before going to them

OP posts: