Universal credit managed migration thread

[ChristmasCatBells]

Anyone else waiting for a migration notice this year?
Looks like they are planning to move people on tax credits only onto universal credit this year but haven't released any detailed timetables about areas.
Thought it might be useful to share experiences and information on here for those affected.

I think it should be assessed on income. It is to subsidise employers that pay low wages.

So you're saying somebody has an income of 15k and has £30k in savings that should be entitled to UC?? and frree dentist/eye test etc

so people will work rhe bare minimum but have thousands in savings and will get UC (sounds like tax credits to me)???

Can you answer my previous ?? about what amounts you think people should be allowed to have as the answer you gave really didnt answer my previous ?? thanks

just income not savings??

@catskittens A person who has saved whilst on a low income on tax credits but is then moved over to UC could choose to spend excess capital on a new kitchen. Why does it matter if money is in an account or a kitchen?

you are not answering any of my previous ???? because you think you should be allowed thousands in savings while claiming benefits

not a few thousand 16k plus

i asked firstly what figures you think should be allowed as you think 16k is not a decent amount to have so as i said im interested in your figures you think is acceptable and im guessing that would be for everybody on means tested

also if somebody can save 16k + while on means tested benefit just through saving normal income i would not say they are in need

so instead of fudging my original ?? about the figures you think are acceptable maybe you could answer those ??

im repeating myself her

so are you saying everybody on means tested should be allowed £16k + without effecting means tested benefit
what do you think should be the limit then before your not entitled

So you're saying somebody has an income of 15k and has £30k in savings that should be entitled to UC?? and frree dentist/eye test etc

so people will work rhe bare minimum but have thousands in savings and will get UC (sounds like tax credits to me)???

thank you

well the rules are there for a reason the reason being that there has to be a cut of point but i have asked your amounts on this

if you still want entitlement then work down the savings this is allowed in certain circumstances but you want it all high savings and being able to claim means tested benefits

All I was saying is the cap of 16k has not changed in decades surely if it was in line with inflation it would be somewhere between 20-24k by now ? Not sure if it still happens but there used to be petitions for the limit to be upped. In todays world the limit is quite low when you really think about it. It’s quite odd the government haven’t changed it in decades clearly they want people not to save and be in the benefit trap

Hi Everyone! Just received the migration letter today and have to apply before 7th of February. Does this mean i can even apply on the 6th Feb or even 7th Feb ? Also, i get paid on the 11th of every month for the previous month work i-e 1st Jan to 31st Jan work, i will get paid on the 11th Feb. Please can you advise what date should i apply as i am planning to apply closest to the due date which is 7th Feb.

My Child Tax credit Payments will be 17th November - 15th December and 12th January.

Any helpful advice would be very much appreciated

I think i should apply for UC on the 13th January so that i can get the Tax credit payment on the 12th Jan and then first UC payment on the 20th of February. If i get paid on the 11th of each month and sometimes on the 10th & 9th due to Bank holiday etc, i think i am safe from getting 2 payments in 1 assessment period ? Correct ?

No, they just don't want to be giving low income benefits to people who have a decent amount of money in the bank.

Posted too soon...

You say they don't want people to save and be in the benefit trap but at the same time you are advocating for people to be able to save and keep getting low income benefits. That makes no sense.

You don’t know how people have saved to judge those who saved . . For example why should someone who has worked , paid their taxes and in the background been saving , Then when that person needs to claim they get penalised for being careful and saving . Another example would be someone who got inheritance list goes on. The whole system is messed up . The cap needs to rise.

@Dlplover

They are not being penalised for saving. They have been fortunate enough to have been given the legacy benefits which enabled them to save but they are absolutely not being penalised by not qualifying for UC with over £16k. It is very reasonable.

thats life im afraid my dad who never ever claimed any benefits his whole working life (50yrs) apart from non means (child benefit ) has a modest home and the last 14 months has been in a home with dementia and cant talk/walk etc he had to self fund as he had savings and state pension and PP funnily his savngs have now been used up and he has just moved home as he now cant afford the 6k monthly fees and they were going up again

do i think its fair a person that has never taken off the state always paid tax even used to help age concern by going door to door dropping envelopes etc no i dont if im being honest but those are the rules and has certainly made me look at things differrent

he has just had to suck it up maybe those get state help as well as having savings maybe count their blessing that they have done pretty well where tax credits were concerned

make changes if your not happy rather than boo hoo feeling hard done by

catskittens this is supposed to be a support/ self help thread. Many of us are using this thread to know how to manage the switch which saves us bothering busy benefit advisors. I don't think this is the place for debate about the benefit system.

Malok1 I would start the claim on the 3rd that way you are still a week away from your pay day.

i am aware of that and am using this thread myself for information and i take your point and got side tracked by a few that seem to think the system is there for them to increase their saving while on means tested benefits

as expected.my ?? on this were not answered about the savings amount which i expected so will keep things on topic from now

thanks

:-)

@malok1 I agree, apply the day after your tax credit payment. Then you should only get waiting an extra week for your UC payment . TC will stop as soon as you claim uc.

Thanks @Bemyclementine am i Correct in thinking that if i apply on the 13th or even 12th on January and since i get paid on the 11th of each month the salary is never going to be paid later than the 11th but maybe earlier in some months which should not affect me getting 2 payments in same assessment period as the assessment period will always be the same i-e if i claim on the 12th then assessment period will be 12th to 11th of next month, forever?

Also, anything which i possibly can do to get the 9th Feb Tax credit payment and then apply for migration ? I don't think so as the letter says i have to apply before 7th Feb but the tax credit payment will be on the 9th. In which case the best i think is to apply after after 12th January tax credit payment.

Hear hear. Threads become unbearable when they stop being for support and information and just become arguments between two posters that belong on another thread. It's very wearing.

@malok1 yes the assessment t period remains the same, mine is 4th to 3rd I think.i get paid 4 working days before the end of the month, earlier in Dec.

It's those who are paid 4 weekly that suffer.

I'd apply in Jan if I were you. I wouldn't want to risk not getting Febs TC.

@Bemyclementine many thanks for your time, much appreciated, will definitely apply on the 13th of January, do they ask you to visit Jobcentre plus after you fill the form if yes then how soon they ask you to come? Before the first payment ?How long is the form ?

I got an appointment through VERY quickly, only a couple days notice. They're very efficient.

Keep an eye on your emails, and check tour journal/to do list.

I've just got my statement for my first UC payment, my entitlement is £25 per week less than I was getting on TC.There's a subsequent deduction for capital, but before that, the figures should be the same, I had thought?