Universal credit managed migration thread

[ChristmasCatBells]

Anyone else waiting for a migration notice this year?
Looks like they are planning to move people on tax credits only onto universal credit this year but haven't released any detailed timetables about areas.
Thought it might be useful to share experiences and information on here for those affected.

When you have the migration letter and you apply online for UC, what do they ask for, please?

Yes exactly this. They couldn't give me an estimate so will have to wait and see.

I think different people have to go to the job centre to show various things - they thought I'd been already to show ID but I hadn't, it must have been verified when I claimed. Or maybe by tax credits?

Another question from me. I applied at the beginning of October but I have just received my tax credit nhs exemption certificate dated 1.10.23 for six months. Is this still OK to use.

Ditto.
The wording implies that it is.
I've got a dentist appt next week and intend to use it.

I want to use mine for my new specs. I have a complicated prescription and it really helps

Yes it is still valid for 6 months

I was also in the same situation @Crumbcatcher. Yes, they did end up deducting a chunk but it still ends up a bit more than CTC each month.

Ive ended up with less UC. About £140 less a month.

Sorry to hear this @Rummikub 😬

Thanks x I kept looking at the number taking it in!

at least it’s just for 9 months now.

That doesnt sound OK, due to the supposed transitional protection. Do you have a calculation that you can check?

I think that might be the loss attached to the savings amount between £6k and £16k. The transitional protection applies to savings of £16,001 and above, for one year.

(Sorry @Rummikub if I've confused you with someone else.)

I don’t have savings of £6000 +

It includes £60 transitional protection.

ive gone through the calculators again and I get a different amount. If I asked them what would they do?

They haven’t asked for bank statements and my coach is based in an office an hour away.

Do you rent or own?

Just asking cos people say UC is more generous to people who rent rather than own.
Don't know if this is relevant to you or not

I have a mortgage.
one child in year 13.
Earn £1100/ month
no spousal or child maintenance

I will check as the calculators are saying different.

Seems a good idea to check. I have a child in FT education - probably equiv Y13, also no spousal or child maintenance, single parent, my earnings are approx £1300 pcm (after tax NI pension). I do have savings more than £16k, but no mortgage. I was expecting to be OK after transition for the next few months but took the decision not to transition for reasons outlined above. So you should not be losing out.

Is it true that with universal credit my children's money (age 12 and 15) will be taken into account when calculating how much I have in savings?

I've saved every penny from when they born, every Christmas and birthday and they've only ever spent a small amount of this over the years. The money is not mine and I would never and have never made withdrawals for myself (which would be evident from bank statements).

No it won't be taken into account if it's in their names.

Is it in your account or theirs?

Hi @Babyroobs and @liveforsummer thanks for the replies to my question. The accounts are in their names. Both have a savings account in their name, and my eldest has her own child current account. My youngest has a Kite card, which is a "space" in my starling account, so not sure if they'd class that as mine or hers. It's definitely hers!

The accounts in their name are fine. I'm also unsure about the starling but they aren't actually likely to ask for access to your bank details randomly. Perhaps look at transferring to her own account though

I'd be inclined to move the Kite space money into an account in the child's own name, reading this about Junior ISAs?

www.onefamily.com/junior-isa/do-junior-isa-savings-impact-benefits/

Thank you both. I will definitely spend some time this weekend working out what to do about the starling account.

Our letter arrived, need to changeover by mid January. Not looking forward to it one bit.
Does anyone know about wages in assessment periods? Say our first assessment period begins 15th Jan - 14th Feb, do UC take the wages within those dates or the previous month until the 15th Jan?
Tax credits was the previous tax year amounts so I’m a bit confused how it all works!
Thanks.

Universal Credit uses the actual figures for pay received by the Claimant in their Assessment Period. So if you're paid on the last working/banking day of the month with an AP from 15 Jan to 14 Feb pay for January, received on 31-01-24 would be what's used.

Most people who are on PAYE do not need to advise UC of their earnings.

There's a feed from HMRC to UC so that UC can see the actual net pay as per the Employer's payroll run reported to HMRC.