Page 19 | Universal credit managed migration thread

ChristmasCatBells · 2023-06-28T13:50:37+00:00

Anyone else waiting for a migration notice this year? Looks like they are planning to move people on tax credits only onto universal credit this year but haven't released any detailed timetables about areas. Thought it might be useful to share experiences and information on here for those affected.

theclockticksslowly · 02/10/2023 12:22

New to the thread having just received the Get Ready for migration leaflet (any idea how long between receiving this and getting the actual letter?).

When the time comes to migrate, please can someone help me clarify whether there is any point in me applying for UC? Some details:

I receive £73 child tax credits per week.
also receive child benefit and bereavement allowance (am I right in thinking these aren’t affected by UC and the move to them?)
I do have over £16k in savings (due to small life insurance payment).

I know for the first 12months they ignore anything over the £16k but as they will still make the deductions for savings between £6k and £16k, I think those deductions will wipe out the £73 a week I get so I will end up with £0 whether I apply for UC or not.

does this look correct? (I get no other benefits - job, housing etc)

if so, I’d rather not go through the whole process of applying, interviews etc etc if the end result is £0 anyway.

thanks for any advice!

Bromptotoo · 02/10/2023 12:49

Child Benefit and Bereavement Allowance, provided it is the post 2017 Bereavement Support Payment, are disregarded.

A few supplementary questions...

How many children and what are their ages?

Do you work and if so how much are you paid?

Do you rent your home?

AutumnCrow · 02/10/2023 12:52

Hortonhearsawhat · 02/10/2023 10:02

Is there a reason why they ask to see bank statements for savings if you've openly declared you have over £16k? I'm just trying to work out whether I should order paper statements just incase.

I don't understand this either. Once you've ticked the declaration that yes, you have over £16k, then isn't demanding additional personal data to store after that what's known as 'over processing' under GDPR? Especially given the quantity for which the DWP asks.

I'd be very interested to learn more, if anyone knows.

catskittens · 02/10/2023 13:01

hi,i just got the pamphlet today saying i would recieve a letter in the future can anybody say how long after the actually got the letter to apply
im on ESA support group
1x child tax credit
1 x child benefit
and both enhanced PIP for me

live in Dorset

also i should get transitinal relief but done some calculations through turn2u and entitled but even though they take into account that i still seem to be £30 ish a week down can that be right

many thanks in advance

Bromptotoo · 02/10/2023 13:09

catskittens · 02/10/2023 13:01

hi,i just got the pamphlet today saying i would recieve a letter in the future can anybody say how long after the actually got the letter to apply
im on ESA support group
1x child tax credit
1 x child benefit
and both enhanced PIP for me

live in Dorset

also i should get transitinal relief but done some calculations through turn2u and entitled but even though they take into account that i still seem to be £30 ish a week down can that be right

many thanks in advance

Do you get the Severe Disability Premium?

catskittens · 02/10/2023 13:14

hi,yes i do

Bromptotoo · 02/10/2023 16:13

@catskittens Unlike other premiums payable in legacy benefits people SDP/Support Group moving to UC of their own volition get a Transitional Allowance. Under that arrangement those in the Support Group (LCfWRA in UC speak) are around £20/week worse off on UC than on legacy.

I don't know off the top of my head whether that is still the case for those move over under managed migration.

I'll do some checking and get back.

theclockticksslowly · 02/10/2023 16:31

Hi, thanks for replying. I have one child age 8. I don’t work at the moment and I’m currently living with family.

blueripple · 02/10/2023 16:43

@Hortonhearsawhat I don't really know why they check either, but I was asked for last 3 months statements of all my accounts (I spent all weekend wrangling the printer for them and printed half a trees worth of stuff) but the lad only took today's figures from my online banking! He did say that after the transition period they would check again and he thought they would want hard copies of last 3 months at that point. But previous posters have said their advisors wanted to see the full works so I guess it's best to go with whatever they ask for.

Hortonhearsawhat · 02/10/2023 17:46

@AutumnCrow and @blueripple they certainly seem to want a lot of details. I wonder if they ask for printed copies just to look at so they're not actually retaining unnecessary data?

I'd started to fill in my claim online but am now wondering whether it's worth continuing and just letting my TC finish. My circumstances are due to change by the end of the year which I think will make me no longer eligible anyway.

lawMB · 02/10/2023 18:08

what do you have to.do.when you first migrate to UC will there be a lomg wait for a payment im at home woth little boy and partner self employed do you have to upload documents or wait for appointment etc

catskittens · 02/10/2023 19:29

Bromptotoo · 02/10/2023 16:13

@catskittens Unlike other premiums payable in legacy benefits people SDP/Support Group moving to UC of their own volition get a Transitional Allowance. Under that arrangement those in the Support Group (LCfWRA in UC speak) are around £20/week worse off on UC than on legacy.

I don't know off the top of my head whether that is still the case for those move over under managed migration.

I'll do some checking and get back.

so say it was worth £60 on ESA when i have to move over to UC by the DWP (not of my own making)even with the transitional allowance i would be £20 worse of than on ESA,is that right?if there was a change of circumstance how much more would i lose?
many thanks

catskittens · 02/10/2023 19:31

catskittens · 02/10/2023 19:29

so say it was worth £60 on ESA when i have to move over to UC by the DWP (not of my own making)even with the transitional allowance i would be £20 worse of than on ESA,is that right?if there was a change of circumstance how much more would i lose?
many thanks

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sorry only read half
thanks for having a look
yes it would be managed migration got the leaflet today but no idea when the real letter arrives

catskittens · 02/10/2023 20:47

Babyroobs · 29/07/2023 16:12

I think the general advice is just to try to keep the date you apply a week or so away from your pay day if you work ( assuming paid monthly ).

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sorry to jump in but if you only have benefits as income will there be any problems with payments like some get with working and having a double payments pls ?

Jellykat · 02/10/2023 20:57

Does anyone know if we will still have to complete a Tax credits declaration in April '24? Presumably we'll have to still give our actual figures (self employed) for 2023-2024 to check we weren't overpaid prior to migrating??

Babyroobs · 02/10/2023 20:58

catskittens · 02/10/2023 20:47

sorry to jump in but if you only have benefits as income will there be any problems with payments like some get with working and having a double payments pls ?

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No because your payments will be exactly the same each month.

Babyroobs · 02/10/2023 20:59

lawMB · 02/10/2023 18:08

what do you have to.do.when you first migrate to UC will there be a lomg wait for a payment im at home woth little boy and partner self employed do you have to upload documents or wait for appointment etc

It is one calender month plus one week from the date you apply to receiving your first Uc payment. You can take an advance payment to tide you over if you need to.

womanwithissues · 02/10/2023 21:12

Hello, just found the thread. Migration in progress! I have appointments next week about savings and with my self-employment coach. Is anyone else self-employed?

catskittens · 02/10/2023 21:21

Single123 · 26/08/2023 00:00

Yes the problem with the govt being in control of your finances is they can then destroy you should they choose.

All tax credits have managed to do is make mothers aware they'd be better of (financially speaking) by separating from the father, and allowing the state (ie other taxpayers) to provide for them, thus creating more broken homes .... they've destroyed the nations work ethic with people only willing to do 16 hours .... got working people like myself who earn a decent money playing the system, by only paying themselves tax threshold and sticking £40k into a SIPP ..... and provided the masses with free money to buy Chinese made tat they don't really need.

Oh and it was predominantly put on the nations credit card, so our children and the unborn have to pay it all off.

Not to mention the fact its like winning the lottery for immigrants who arrive with kids.

.... and finally it means someone who does work fulltime in an above average paying job, is worse off than someone with a kid or 3 who claims benefits, meaning the worker funding the free money tree can't afford to have kids or buy a house!

Its like the govt/civil servants watched the movie Idiocracy and used it as a guide on how to create the UK's society.

We lived in better and more honest times, when parents merely got family allowance, and there was sweet FA in the house in the run up to shopping day.

im honestly gob smacked how many on here have savings especially many with 16k +

who made these rules was seriously generous to claimants no wonder they are scrapping CTC/WTC

RainbowZebraWarrior · 02/10/2023 21:23

womanwithissues · 02/10/2023 21:12

Hello, just found the thread. Migration in progress! I have appointments next week about savings and with my self-employment coach. Is anyone else self-employed?

Hi. I'm self employed. I've only had the leaflet through so far and not the actual migration notice. I'm disabled though and only work 16 hours a week (which I struggle with) I get disabled element of TC (standard rate care PIP) and I'm currently awaiting a DLA claim decision for my DD so it all feels really complicated.

Babyroobs · 02/10/2023 21:24

catskittens · 02/10/2023 21:21

im honestly gob smacked how many on here have savings especially many with 16k +

who made these rules was seriously generous to claimants no wonder they are scrapping CTC/WTC

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Me too. Absolutely crazy system that allowed people to claim benefits with 16k + savings. Glad the system is changing, it's been too long coming. You could have 100k in the bank but be on a low income and still qualify for tax credits and would only need to declare interest over £300 a year.

Babyroobs · 02/10/2023 21:27

RainbowZebraWarrior · 02/10/2023 21:23

Hi. I'm self employed. I've only had the leaflet through so far and not the actual migration notice. I'm disabled though and only work 16 hours a week (which I struggle with) I get disabled element of TC (standard rate care PIP) and I'm currently awaiting a DLA claim decision for my DD so it all feels really complicated.

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It's not too complicated but there is no adult disability element on UC. There is the LCW assessment which you can start the process for by handing in sick notes. As you are claiming PIP then you could start that process as soon as you claim UC. Without doing this you could be expected to seek more hours work depending on your child's age and until they have been awarded DLA, so it would be in your best interests to start the process as soon as you claim.

catskittens · 02/10/2023 21:28

Babyroobs · 02/10/2023 21:24

Me too. Absolutely crazy system that allowed people to claim benefits with 16k + savings. Glad the system is changing, it's been too long coming. You could have 100k in the bank but be on a low income and still qualify for tax credits and would only need to declare interest over £300 a year.

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ive certainly had my eyes opened i will admit

out of curiosity are children's savings counted for their parents universal credit claim im guessing so as surely if not parents could put money into the childs saving account?

JanglyBeads · 02/10/2023 21:31

Jumpin on as Theo's looks really useful and I've just had the migration leaflet.

Have we established whether there is a set time between getting that and it all starting? I'm assuming at least a month?

I really hope I don't have to produce my statements for a while preferably not til after Christmas as I've just moved, taken on a mortgage borrowed money from friends, all sorts! Oh and eldest has left for uni so TCs and ChildBen all reduced.

Babyroobs · 02/10/2023 21:31

catskittens · 02/10/2023 21:28

ive certainly had my eyes opened i will admit

out of curiosity are children's savings counted for their parents universal credit claim im guessing so as surely if not parents could put money into the childs saving account?

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No children's savings aren't counted. I guess if the parents suddenly start having their savings go down, Uc can investigate them for deprivation of capital if they suspect it is being given away. I suspect this is why they ask for bank statements to show savings when first making the claim, so if it suddenly disappears after the 12 month grace period, they can ask where it has gone. I really am not sure how they will police it but if they suspect you have deliberately deprived yourself of assets in order to claim benefits then they can treat you as if you still have them.