Page 7 | Half of DPs wages are taxed

summerfinn · 2023-04-21T08:32:10+00:00

My DS got paid his first month of his new salary yesterday. Which was eleven thousand euro he go taxed half of that which only left us with only 5500 as his monthly pay. The tax is system is disgusting in the country I live in. Even with that wage it's difficult to get by these days with the cost of everything.

Original poster

summerfinn · 21/04/2023 11:15

Spottypillow · 21/04/2023 10:57

I’m more confused why OP needs childcare but doesn’t work. If you don’t work and put your kids in childcare that’s a privilege most can’t afford

I never said I need childcare. My ds goes to playschool or nursery three hours a day to give me time to exercise and clean the house as we don't have a cleaner.

OP posts:

Mooshamoo · 21/04/2023 11:15

Scalottia · 21/04/2023 11:14

My english is failing me today! Either way, it's a silly comparison to make.

But I still think that there are some jealous people on this thread. There always are. It's MN.

OP has posted a money-related post in the Money Matters topic, and people seem to be annoyed that she has more money than them. So only poor people are allowed to post in here then?

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It's not jealousy in any way shape or form.

I'm happy for people who are rich and who succeed.

But If you are rich, then to go on and complain to people about how hard you have it, having no money, is just ridiculous.

marylou25 · 21/04/2023 11:16

If this is his first paypacket are you sure he's not on emergency tax?

Yes the higher rate of tax in Ireland is 40% plus PRSI but you also get some at lower 20% rate so shouldn't be 50% of income.

Get married, if you are not working he can't avail of all the tax credits.

Peapodburgundybouquet · 21/04/2023 11:16

Threads always go to shit when there’s a mention of a decent salary (before obscene taxation in this case) by some posters who are triggered, and despite vivid protestations, jealous of it.

readbooksdrinktea · 21/04/2023 11:18

You should probably learn to budget. My tiny violin is out, honestly.

Mooshamoo · 21/04/2023 11:19

Scalottia · 21/04/2023 11:14

A perfect example of jealousy. You sound bitter. Why is that?

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It's not jealousy at all. I have some very rich friends that I get along with very well. They are nice people . They definitely don't complain about how hard they have it.

However one thing that does REALLY annoy me is rich people complaining . It's really insensitive to other people's suffering.

ZekeZeke · 21/04/2023 11:19

I'm in Ireland.
If you have a disability that prevents you from work you also receive illness benefit! And can also claim for your dependents ie kids

Hellybelly84 · 21/04/2023 11:19

summerfinn · 21/04/2023 10:06

Our healthcare system is a joke we pay for private health insurance. Otherwise we would be left sitting in a chair in hospital dying to see a doctor. Our childcare is the highest in Europe. I wouldn't mind but we don't get anything good back at all.

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And how much do you earn a month?

You do realise some families are working full time hours and still needing food banks at the moment?

Scalottia · 21/04/2023 11:20

Mooshamoo · 21/04/2023 11:15

It's not jealousy in any way shape or form.

I'm happy for people who are rich and who succeed.

But If you are rich, then to go on and complain to people about how hard you have it, having no money, is just ridiculous.

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Sigh. It's a money question in the money forum. It's not like she put it in AIBU. I don't think she posted in here to 'complain to people who have no money'. Was she wrong for making a post, as I asked before, should only people without much money be allowed to post in here?

Heatherbell1978 · 21/04/2023 11:20

I found out recently after an Irish colleague left that her salary had been left as it was when she worked for the Irish company that our company took over. She was earning the equivalent of £90k and quite frankly doing sweet eff all in the same job as me which I was earning mid £50ks in. I'm glad to hear she was at least taxed 50%🤣

Whichwhatnow · 21/04/2023 11:20

OP do you have anything like this tool in Ireland? It allows you to see where your income fits with the rest of the population. DH and I are on a joint income (UK) equivalent to yours and we're on more than 94% of the UK population. Middle income earners we are not, and nor are you.

I have never had an issue with the tax I pay (and it is me - my husband earns under 10k). Yes it can be galling that some goes on Trident and MP expenses etc, but overall I'd rather pay it than not in the knowledge that some of it goes to the things I care about (housing, social care, homelessness, health, etc etc).

TBH I do find your attitude pretty selfish.

https://ifs.org.uk/tools_and_resources/where_do_you_fit_in#tool-results-section

Your household's income : Where do you fit in? | Institute for Fiscal Studies

When you think about your income, do you feel rich, poor, or just plain average? Find out where you lie in the UK income distribution.

https://ifs.org.uk/tools_and_resources/where_do_you_fit_in#tool-results-section

Mooshamoo · 21/04/2023 11:20

It would be like me going into a homeless shelter and complaining about my 130,000 euro a year job.

wherethecityis · 21/04/2023 11:21

Titusgroan · 21/04/2023 11:12

Just went onto Govn website for UK
Your dh would be taking home £7134 pm here
Based on a salary of £132,000

Thats includes NI payments
And in Ireland you don’t even have national health insurance.
That take home is a disgrace.
Is it the worst in Europe?

No it wouldn't. With pension contributions of 10%, which is fairly average, it would equate to a take home of £6160.
Even with no pension contributions it would be £6686

OnlyFoolsnMothers · 21/04/2023 11:21

Peapodburgundybouquet · 21/04/2023 11:16

Threads always go to shit when there’s a mention of a decent salary (before obscene taxation in this case) by some posters who are triggered, and despite vivid protestations, jealous of it.

No just everyone despairing at the sheer ignorance of the OP- my experience is much of MN have a hefty family income, so doubt jealousy is at play.

24KaratCucumber · 21/04/2023 11:22

Scalottia · 21/04/2023 11:20

Sigh. It's a money question in the money forum. It's not like she put it in AIBU. I don't think she posted in here to 'complain to people who have no money'. Was she wrong for making a post, as I asked before, should only people without much money be allowed to post in here?

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If you read the thread, you'd see MN have moved it, they originally put it on the Cost Of Living thread.

YouveGotToGrooveIt · 21/04/2023 11:22

Sure.

Hellybelly84 · 21/04/2023 11:22

summerfinn · 21/04/2023 11:15

I never said I need childcare. My ds goes to playschool or nursery three hours a day to give me time to exercise and clean the house as we don't have a cleaner.

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I think this is a wind up post…

Childcare so you have time to exercise…😂Most people need childcare to go to work. Time to exercise has to be scheduled around the work day/cleaning/homework/laundry/cooking (shall I go on?)

Wishimaywishimight · 21/04/2023 11:22

Peapodburgundybouquet · 21/04/2023 11:11

But his take home is half of that, which is galling for one, but also not a huge amount of money to support a whole family and save up for a house. Life is expensive there.

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I'm in Ireland (Dublin) so I know how expensive it is nevertheless €132k p/a is a fantastic salary by any standards. DH and I live pretty comfortably on c. €92k p/a, and up until recently were paying €1,600 mortgage out of that. No childcare here but then the OP doesn't have childcare either.

I do get that so much tax is a pain (although it's not 50%)!

wherethecityis · 21/04/2023 11:23

I really don’t see how this wage can be described as ‘only’, or how you can possibly class 132000 a year as a middle income. That income is quite a bit more than me and DH earn combined, and we have 6 degrees and 32 years work experience between us. We also have to pay a huge chunk in childcare as we are both working 60+ hours a week for that money.

There's no jealousy here. I think we manage just fine despite a large mortgage, we take plenty of holidays and manage to save every month. Maybe working through your finances would enable you to identify places to cut back so you can move sooner.

Twinedpeaks · 21/04/2023 11:23

Titusgroan · 21/04/2023 11:12

Just went onto Govn website for UK
Your dh would be taking home £7134 pm here
Based on a salary of £132,000

Thats includes NI payments
And in Ireland you don’t even have national health insurance.
That take home is a disgrace.
Is it the worst in Europe?

No! It's not even too 10 highest

Gondala · 21/04/2023 11:24

Scalottia · 21/04/2023 11:20

Sigh. It's a money question in the money forum. It's not like she put it in AIBU. I don't think she posted in here to 'complain to people who have no money'. Was she wrong for making a post, as I asked before, should only people without much money be allowed to post in here?

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She posted it in the cost of living forum. It was moved over by mumsnet. Either way, it seems OP really isn't looking for help with money.

DrySherry · 21/04/2023 11:24

Well at least you haven't been sucked in to the Dublin property bubble... renting might seem expensive but just wait until that one pops, it going to be carnage by the end of the year (already loosing 1% a month). Particularly since they have now closed the IIP program - all those Chinese cash buyers are going to evaporate just as ECB rates hits home.
Yes Ireland is a mess, and particularly some bits of Dublin. It has some concessions though - like no water bills (in or out) and no Council/Property tax to pay as a tennant. That alone gives you an extra 2 or 3 thousand a year disposable income. The health insurance you pay should only suck up €300 to €500 of that. West Coast is so beautiful though.

Mycathatesmecuddling · 21/04/2023 11:24

Scalottia · 21/04/2023 11:14

My english is failing me today! Either way, it's a silly comparison to make.

But I still think that there are some jealous people on this thread. There always are. It's MN.

OP has posted a money-related post in the Money Matters topic, and people seem to be annoyed that she has more money than them. So only poor people are allowed to post in here then?

Show quote history

She didn't, MN have moved it to this topic

if the OP wants help looking where to save money in her outgoings she would probably get help

Scalottia · 21/04/2023 11:24

Peapodburgundybouquet · 21/04/2023 11:16

Threads always go to shit when there’s a mention of a decent salary (before obscene taxation in this case) by some posters who are triggered, and despite vivid protestations, jealous of it.

Thank you, I thought I was going crazy. As soon as a high salary is mentioned all bets are off.

"You do realise some families are working full time hours and still needing food banks at the moment?".

What has this^ got to do with the OP though? It's not her fault that families are struggling! Why even bring it up, it's irrelevant to the post. Are you trying to make her feel guilty?

ModestMoon · 21/04/2023 11:25

You're telling me you can't save for a house on £66,000 take home a year... why not?