Page 17 | Half of DPs wages are taxed

summerfinn · 2023-04-21T08:32:10+00:00

My DS got paid his first month of his new salary yesterday. Which was eleven thousand euro he go taxed half of that which only left us with only 5500 as his monthly pay. The tax is system is disgusting in the country I live in. Even with that wage it's difficult to get by these days with the cost of everything.

Nsky62 · 21/04/2023 16:35

If you have a disability you prob qualify for pip
anyway stop whinging, having a 2 yr old merc is hardly badly off

literalviolence · 21/04/2023 16:42

There are many threads where people are asking for advice to better manage on a very, very low income. I think you need to look around a bit more before posting a complaint about how much tax you pay given that you are, whether you recognise it or not, wealthy.

I don't think the tax system is mad. I think your OH is in a position of some unearned privilege. He may have worked hard but his family wealth, stable (at least relatively) background and happening to work in an industry which is high pay mean he earns more than the equally hard working people on minimum wage. Despite the tax he still takes home a massive wadge of cash every month. If you pay less tax, people will have less. You complain about the health service whilst simultaneously effectively wanting to make it worse for those people who can't buy their way to something better.

What you're saying is not OK OP. You have plenty of money. I'm glad to see that this thread has helped you better see how lucky you are.

theleafandnotthetree · 21/04/2023 16:46

Babetti · 21/04/2023 15:50

@summerfinn, it is a lot of tax. You're not wrong. But given that the average take home pay in Ireland is €3K, you're in a better position than most.

And you and your children benefit from the tax that's paid through free early years education, child benefit etc.

We have a progressive tax system where those that can pay most, do. That means that people on low salaries like childcare workers, don't have to. I'm not in a dissimilar situation to you but I don't resent the tax I pay. A significant portion of it supports people that haven't had the opportunities that I've had. It levels the playing field.

Fair play to you and as someone who is probably not a net contributor when I take into account child benefit and my children's education, thank you. I worked with a guy with 4 children who was always outraged at the tax he paid (less than mine even). I regularly pointed out it was far less than the child benefit alone that he was getting. Where do people think the money comes from.

IDontWantToBeAPie · 21/04/2023 17:17

summerfinn · 21/04/2023 10:27

I wouldn't consider us rich. Yes we drive a Mercedes but it's not brand new. It's a couple of years old. Maybe I am being stupid . But we don't drink or smoke or go out anywhere fancy. Our focus is on doing things with the children, buying them what they need and having our rented home comfortable with nice things we have purchased. We eat organic food but cook ourselves 99percent of the time. We haven't gone abroad since 2019 . I'm not here to rub it in . I merely think it's unfair that my DP who works in the tech industry all his life and has worked his way up is taxed that much . That's all. Money is relative

If you do all this but can't afford to save then you're probably just awful with money tbh

IDontWantToBeAPie · 21/04/2023 17:51

And how would you know the clothes choices and houses of millions of Mumsnet users?

Xenia · 21/04/2023 17:54

No child benefit here in the UK for many of us any more. No single person tax allowance at all for a good few of us. Not even the right to have a non working spouse's annual tax allowance. It seems like Ireland is the land the UK was on the tax front back in the 70s or 80s with all those allowances.

Original poster

summerfinn · 21/04/2023 17:59

literalviolence · 21/04/2023 16:42

There are many threads where people are asking for advice to better manage on a very, very low income. I think you need to look around a bit more before posting a complaint about how much tax you pay given that you are, whether you recognise it or not, wealthy.

I don't think the tax system is mad. I think your OH is in a position of some unearned privilege. He may have worked hard but his family wealth, stable (at least relatively) background and happening to work in an industry which is high pay mean he earns more than the equally hard working people on minimum wage. Despite the tax he still takes home a massive wadge of cash every month. If you pay less tax, people will have less. You complain about the health service whilst simultaneously effectively wanting to make it worse for those people who can't buy their way to something better.

What you're saying is not OK OP. You have plenty of money. I'm glad to see that this thread has helped you better see how lucky you are.

Hold on a second my DP is certainly not in some unearned position. He is a very intelligent man , that does his job very well and just so happens to be in a career that pays well. That's not unearned. He didn't come from plenty of money either. There are time he's works until midnight for weeks at a time. I haven't seen much of him the last few weeks because he's basically working 9 to midnight on his laptop. Yes he's luckily he's naturally intelligent but he works hard. You comment is unfair. As are most of the comments. I never realised people were so mean and jealous until today. It's sick

OP posts:

HistoryFanatic · 21/04/2023 18:23

summerfinn · 21/04/2023 17:59

Hold on a second my DP is certainly not in some unearned position. He is a very intelligent man , that does his job very well and just so happens to be in a career that pays well. That's not unearned. He didn't come from plenty of money either. There are time he's works until midnight for weeks at a time. I haven't seen much of him the last few weeks because he's basically working 9 to midnight on his laptop. Yes he's luckily he's naturally intelligent but he works hard. You comment is unfair. As are most of the comments. I never realised people were so mean and jealous until today. It's sick

Show quote history

It sounds like the high salary isn't worth it if you and the children barely see him?

Mooshamoo · 21/04/2023 18:25

summerfinn · 21/04/2023 17:59

Hold on a second my DP is certainly not in some unearned position. He is a very intelligent man , that does his job very well and just so happens to be in a career that pays well. That's not unearned. He didn't come from plenty of money either. There are time he's works until midnight for weeks at a time. I haven't seen much of him the last few weeks because he's basically working 9 to midnight on his laptop. Yes he's luckily he's naturally intelligent but he works hard. You comment is unfair. As are most of the comments. I never realised people were so mean and jealous until today. It's sick

Show quote history

I think you're mean and cruel to say that you are struggling on a 135,000 euro salary, when you know that there is a homeless crisis in Ireland. You know that people are struggling to pay their bills/ buy food in Ireland.

I think you are rude, deluded and insensitive.

GalileoHumpkins · 21/04/2023 18:26

and jealous

You honestly don't sound like you have anything to be envious of. We live in Ireland on a fraction of what your partner earns but we own a house, have friends that love us and feel extremely fortunate to be in the postiton we're in.
To me that's worth far more than a high salary.

DanceMonster · 21/04/2023 18:32

summerfinn · 21/04/2023 17:59

Hold on a second my DP is certainly not in some unearned position. He is a very intelligent man , that does his job very well and just so happens to be in a career that pays well. That's not unearned. He didn't come from plenty of money either. There are time he's works until midnight for weeks at a time. I haven't seen much of him the last few weeks because he's basically working 9 to midnight on his laptop. Yes he's luckily he's naturally intelligent but he works hard. You comment is unfair. As are most of the comments. I never realised people were so mean and jealous until today. It's sick

Show quote history

Honestly your threads are the absolute epitome of ‘money doesn’t buy you happiness’. You have plenty, but you can’t see it.

twistyizzy · 21/04/2023 18:37

summerfinn · 21/04/2023 17:59

Hold on a second my DP is certainly not in some unearned position. He is a very intelligent man , that does his job very well and just so happens to be in a career that pays well. That's not unearned. He didn't come from plenty of money either. There are time he's works until midnight for weeks at a time. I haven't seen much of him the last few weeks because he's basically working 9 to midnight on his laptop. Yes he's luckily he's naturally intelligent but he works hard. You comment is unfair. As are most of the comments. I never realised people were so mean and jealous until today. It's sick

Show quote history

OP my DP is ln a 6 figure salary and equally works very hard for it. We aew incredibly grateful for his salary but equally are very aware that we are in the top 5% earners in the country. The issue is that you come across as being completely blind to the fact that your DP is also in the top 5% of earners and therefore you are in an incredibly privileged position.
Just because you make poor financial decisions doesn't mean you aren't well off, you are!
There are blatantly some other issues underlying your attitude to money eg why you spend ££ on furniture that is to your taste while living with parents etc. Instead of complaining about the tax system I would take a closer look at your approach to money and the underlying issues which may be affecting your ability to see how lucky you are.

theleafandnotthetree · 21/04/2023 18:43

GalileoHumpkins · 21/04/2023 18:26

and jealous

You honestly don't sound like you have anything to be envious of. We live in Ireland on a fraction of what your partner earns but we own a house, have friends that love us and feel extremely fortunate to be in the postiton we're in.
To me that's worth far more than a high salary.

Indeed. With all due respect OP, the problems in your life have nothing to do with money. I too earn a fraction of that (and I am educated to PhD level) and yet consider myself to be a lucky woman to live in a safe, developed country where people mostly look out for and have time for each other. How anyone who earns that kind of salary (or whose partner does) can be that bitter is beyond me. Your partner has benefitted from the education system, from the presence of a really strong tech sector which itself has a lot to do with government policy and the work of lots of people before you. Have you no notion of yourselves contributing or is it all about take?

Goodoccasionallypoor · 21/04/2023 18:49

*But Ireland is 2nd highest after UK. Well done to @Goodoccasionallypoor for making it a competition but Op's point still stands that childcare is eye-watering expensive and despite earning a high salary, they are left with very little. It is not a competition of who has it worst.

@ilikepinknblue*

No, not making it a competition and I wasn't being unpleasant about it, just said she claimed something that is verifiably incorrect.

The fact you chose my extremely measured and unemotional responses amongst all the posts on this thread to make your point is bizarre.

literalviolence · 21/04/2023 18:49

summerfinn · 21/04/2023 17:59

Hold on a second my DP is certainly not in some unearned position. He is a very intelligent man , that does his job very well and just so happens to be in a career that pays well. That's not unearned. He didn't come from plenty of money either. There are time he's works until midnight for weeks at a time. I haven't seen much of him the last few weeks because he's basically working 9 to midnight on his laptop. Yes he's luckily he's naturally intelligent but he works hard. You comment is unfair. As are most of the comments. I never realised people were so mean and jealous until today. It's sick

Show quote history

Intelligence is its own advantage and can lead to greater income. Doesn't make it all earned. I think you need to be an awful lot more humble and an awful lot less arrogant.

Hungrycaterpillarsmummy · 21/04/2023 18:56

summerfinn · 21/04/2023 17:59

Hold on a second my DP is certainly not in some unearned position. He is a very intelligent man , that does his job very well and just so happens to be in a career that pays well. That's not unearned. He didn't come from plenty of money either. There are time he's works until midnight for weeks at a time. I haven't seen much of him the last few weeks because he's basically working 9 to midnight on his laptop. Yes he's luckily he's naturally intelligent but he works hard. You comment is unfair. As are most of the comments. I never realised people were so mean and jealous until today. It's sick

Show quote history

You're being ridiculous

Original poster

summerfinn · 21/04/2023 18:56

Would it make everyone who doesn't earn as much happy if I just didn't mention how unfair it is to be taxed so much and get very little back in return? My point being is we are not millionaires so I don't understand why the tax is so huge. I never said I didn't appreciate that we have abit more money than others nor did I say anything about how anyone else's struggles. I have huge mental health problems that money can never ever fix. Plus other health issues. Some people have money and bad health or other problems some people have no money but great health and family ect.

I'm not taking away from anyone by stating I'm shocked by the tax rate in my country.

OP posts:

Dillydaydreams · 21/04/2023 18:58

summerfinn · 21/04/2023 17:59

Hold on a second my DP is certainly not in some unearned position. He is a very intelligent man , that does his job very well and just so happens to be in a career that pays well. That's not unearned. He didn't come from plenty of money either. There are time he's works until midnight for weeks at a time. I haven't seen much of him the last few weeks because he's basically working 9 to midnight on his laptop. Yes he's luckily he's naturally intelligent but he works hard. You comment is unfair. As are most of the comments. I never realised people were so mean and jealous until today. It's sick

Show quote history

Clearly is intelligence is not in maths.
Some of us works long hours for minimum wage to put food on the table for our kids.

You are ignorant and moaning your diamond shoes are too tight.

Read the tone. It is offensive

wigywhoo · 21/04/2023 19:00

Your main error here is having the temerity to suggest there are worse places to live than the UK! Mumsnet won't stand for that!!

DanceMonster · 21/04/2023 19:01

summerfinn · 21/04/2023 18:56

Would it make everyone who doesn't earn as much happy if I just didn't mention how unfair it is to be taxed so much and get very little back in return? My point being is we are not millionaires so I don't understand why the tax is so huge. I never said I didn't appreciate that we have abit more money than others nor did I say anything about how anyone else's struggles. I have huge mental health problems that money can never ever fix. Plus other health issues. Some people have money and bad health or other problems some people have no money but great health and family ect.

I'm not taking away from anyone by stating I'm shocked by the tax rate in my country.

Does it make you happy if I tell you that we pay more tax than you and get even less back in return, as we privately educate and have private health insurance? Probably not, because our circumstances are absolutely irrelevant to you.
The only reason your DH pays a lot of tax is because his income is high. It’s better for your peace of mind to be grateful that you have the high income to pay that amount of tax, than to bemoan the amount you pay.
Im happy to pay a lot of tax, it’s not done to benefit me, it’s to benefit the people who don’t have the opportunity or ability to earn a lot.

twistyizzy · 21/04/2023 19:05

summerfinn · 21/04/2023 18:56

Would it make everyone who doesn't earn as much happy if I just didn't mention how unfair it is to be taxed so much and get very little back in return? My point being is we are not millionaires so I don't understand why the tax is so huge. I never said I didn't appreciate that we have abit more money than others nor did I say anything about how anyone else's struggles. I have huge mental health problems that money can never ever fix. Plus other health issues. Some people have money and bad health or other problems some people have no money but great health and family ect.

I'm not taking away from anyone by stating I'm shocked by the tax rate in my country.

So you don't think that the highest earners in society should shoulder the biggest tax burden? I agree that it is depressing when DP gets a 14K bonus but only takes home 8K of that BUT we acknowledge that is 8K more than 95% of the population gets and are content that our taxes go to support the rest of society.
If you don't want your DH to contribute to society through taxes then you need to move to a lower tax country. I would rather my DH paid 45% tax and we funded schools/NHS etc adequately (a joke in itself at the moment I know) rather than he was only taxed 20% and we kept more of his wealth.
The highest earners SHOULD contribute more.

Hungrycaterpillarsmummy · 21/04/2023 19:12

In fact he is so intelligent he lied to you about buying you a big house and you fell for it.

Original poster

summerfinn · 21/04/2023 19:21

wigywhoo · 21/04/2023 19:00

Your main error here is having the temerity to suggest there are worse places to live than the UK! Mumsnet won't stand for that!!

😂😂😂 mums net people don't like much to be honest . Houses in Ireland are more expensive than the UK , we don't have enough to house people . Rent is sky high. Food costs more. Childcare costs more. Our hospitals are so bad most people are forced to buy private health insurance and even with that your waiting months to see a consultant. I could go on and on. The tax we pay is not being put to any good. If I could see all of these issues above being addressed then maybe I'd think yes great our tax money is being put to good use... but the fact about it it's not.

OP posts:

TeaKlaxon · 21/04/2023 19:24

2010rachel29 · 21/04/2023 14:32

Not sure if she was maybe looking at total deductions such astax + usc (8%) +prsi not sure percentage figures on this.

Show quote history

Someone on €11k a month would have €6500 after all state deductions, including income tax, PRSI & USC.

If OP’s DP is bringing in less than that it’s not because he’s paying it in taxes.

Bearpawk · 21/04/2023 19:32

Op do you have a budget ? why don't you list your outgoings and we can help you with suggestions on how to save/ cut back.

A 2 year old merc and organic food are still very expensive though, my guess is you're spending money on luxuries that could be a going towards a house deposit.