I'm trying to sort my budget out, but i'm sure I have forgotten something.

[nutcracker]

Ok, here is the list so far....

Gas
Electric
Water
Tv,Phone,Internet
Loan
Provident
Credit Card
Cooker
Washing machine
Trust fund
Next Ccj
Tv Licence
Food
Travel
Brownies

I'm sure there is something major missing somewhere. I don't pay rent or council tax at the mo so it's not that.

Insurance?

Don't have any of any description.

Get some.

Insurance
Newspaper bill
Milkman
Catalogue
?

christmas fund

UCM - did you get my email this morning??

Looks to me like you've covered all bases.
Any way of putting a little bit away each month for emergencies?
Do you have contents insurance? contacts/glasses etc?
Just looking through my list of bills/DDs !

window cleaner

Non of those. Well the washig machine is out of a cat but it's my mums so I pay her, bit have included that.

£2 in a jar often all adds up. Any time you get a £2 coin stick it in a jar

I did . I meant to reply as well, sorry.

Nope no window cleaner either unfortunatly lol.

I do wear glasses yes but don't change them unless they fall apart and then tend to have people give me the money as b'day pressie.

council tax?

mobile phone?

oh just seen you don't need that ignore me!

• good just wanted to make sure you knew that all was sorted .

Don't have to pay council tax at the mo.

My mobile is payg and i only put credit on it if i am loaded which i never am lol.

I do have 2 other additional outgoings at the mo, but they are temp. I am paying for dd1's france trip and owe my mum £45 for school shoes.

What it is, is that I have not been doing it weekly but have been paying stuff as it comes in. This however isn't working as some weeks I have nothing at all, so i need to sort it all out to weekly, but it seems quite daunting.

I should have £51 a week left according to todays figures, but i never have that.

Are you in a lottery Syndicate or something like that.

If you dont spend before it comes in. And you havent forgot anything it works nutty. Stick with it!

I cannot wait to get rid of the provident debt, as that costs me £18 a week, which is crap when i have no money, but i still have just under a year to go on that.

Cooker will be paid off before xmas, and washing machine in about March i think.

in your "food" budget - do you include your "extras" (bread, milk, etc) that you may have to buy more often than when you actually food shop??

Nope no lotto, don't play.

try doing it the other way round, for a week right down every penny you spend on everything, you'll soon see where that £50 goes