How much disposable income do you have each month?

[summersadness1]

Ie after all bills mortgage food etc.

Money to do what you like with/save...

Wondering whether I have stretched myself with my outgoings.

200 but that's cos I'm putting 500 towards debts every month. If it wasn't overpaying, I'd have 400.

My council tax is just under £100, gas and electric is c£60 (but I pay £100 as I pay it from an account that gives 3% cashback on bill payments, so might as well pay as much as I can - I'm about £500 in credit so I'll ask them to return that soon), water is £17 (on a meter), TV licence £12 I think, broadband was £8 when I wrote this but it's gone out of contract and I started a new one and it's £9.50 now.

Landline I pay annually as that is £30 less than paying monthly, so it's not a monthly bill.
Mobile phone is £8pm (I but the handsets outright).

I have no subscription services like Netflix, Spotify etc.

So it's a bit over £200 but not "blown out of the water". I just have a small house, only me in it, and I manage myself in a frugal manner with regard to resources.

emma16
Totally after 👍

Agree