How much do you have left in your account at the end of the month?

[huggybear]

So today is payday. I am always intrigued by the 'how much do you earn?' threads as frankly I'm incredibly nosy. But someone always says something like they earn £££ but have big outgoings too.

So my question is, how much do you have left in your (and your partner if applicable) account on payday?

£550 at the moment. Get paid on Friday. Just bought £150 of work clothes and a new chair for £135, so will have around £200 left. I pay money into savings & mortgage overpayment on payday so whatever's left is there to spend!

£660 in there at the moment. I get paid on Friday, dh gets paid on 31st.

About £11 in my personal every day account about £10 in cash and on the limit in joint account till Tuesday when dh gets paid. 
Been a tight month again but having a serious overhaul of accounts this weekend because we always seem to go over budget in joint account which I then end up tipping up from my personal spends (£100 this month to do food shop)

Op that includes shopping, I'm very good at stocking up on food meat in the freezer, loads of pasta, rice, potatoes etc.
I then only have to top up with bits and pieces, it's a struggle most months but we're all still here and haven't starved to death yet.

Varies enormously, some months nothing, other months as much as £800 which I transfer to savings.

I have 2k dh 1k in our currents just before payday.
We have a separate savings account.

Get paid a week tomorrow and I have nothing 🤷🏼‍♀️

3k ish on a typical month (not including savings) that's what's left over once I take living costs & horses off.

Goes towards by my next property purchase or tax bill pot

About £4-5K, we live well below our means, paid off the mortgage, and I get twitchy if the account goes below £1K (grew up with debt-ridden parents so very wary of debt).
If the current account low point gets much over £6K I move a lump to savings.

Like InMySpareTime and I feel hugely guilty now that we have small outgoings and large incomings. It seems unfair that when people really need it, there isn't enough and when they don't everything's paid. A shame it can't be turned on its head.

I'm impressed everyone else uses savings accounts. I used to have one, but the interest was so non-existent, I just leave it sitting in the current account now.

I aim to have about £300 left in my current account each month but that is after pushing money into savings earlier in the months and also putting money into our joint account which tends to slowly accumulate a surplus. Once I get paid whatever is left over goes into savings plus whatever I budget for savings for that month (500-1500 depending on the month).

Thousands, genuinely. I am very frugal, and most payments go out of DH's account.
I am waiting for a v big bill to come in, and that will take up about half of it.
I have a psychological need to keep £2k in my current account from the past when we were so poor.

Around £2k at the end of the month that is spare, I then move a chunk into savings. There is a float of around £5k for emergencies.

Similar to SpareTime. I have between 4-6K left in my current accounts at the end of the month. If it gets over that, I put some into savings. I never use my overdraft.
I put it down to how I was brought up - my parents are very financially cautious/frugal and I've always been told 'don't spend money that you don't have'. I find it reassuring to have a buffer in my accounts, not just in case of unexpected costs (like this months not only did I need two new tyres for the car, but also a new alloy), I feel more secure knowing that if I lost my job I'd still have a few months' cost covered even with no income.

I love the frugal comments. If one has £2k plus left after monthly essentials it means you are in the happy position of having a lot more coming in than you need. It is a joyous position to be in but it isn't because I'm frugal. I'm not extravagant but I spend on hair, clothes, put what I want in the trolley, treat the dc, have coffees out, buy lunch, and run my car. Because I can.

" If one has £2k plus left after monthly essentials it means you are in the happy position of having a lot more coming in than you need."
I don't have a lot more coming in. I save by being frugal - ie having my hair cut by a friend, only buying (food wise) what we need, rarely ever buy clothes for myself, doing free activities with the DC during holidays rather than expensive days out. I'm on a low income so that surplus has built up over a very long time.

A couple of hundred pounds usually. DP generally has about £500.

We put savings away in the first week of the month, all bills come out then too.

Our household income is much lower than the UK average, but we are pretty good at just not spending!

In our current account we usually have about £500 left, we've also got savings x

I have a few hundred left over. Every penny has a purpose. Over paying my mortgage, over paying car loan, over paying buy to let property, sinking 30% of my pay into pensions, isa savings, kids university funds plus a bit on stocks and shares. To make money, you need to grow it. No point having cash savings in that bank.

until about 4 months ago I ended the month about halfway (£500) into my overdraft. But for the last 4 months my end balance is usually a pound or 2. but that included saving a good percentage of my pay check. I do have a biggish chunk of credit card debt on a 0% card but I'm paying it every month and getting it down.

Things aren't perfect but feels nice to be back in control of my finances .

I get paid tomorrow and we have £7.5K in our joint bank account separate from our savings! I am lucky enough to have a job where I get big-ish lump sum bonuses!