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Husband hid 40k debt

104 replies

Onescaredmuma · 17/10/2018 01:05

Please can anyone advise me i hope this will make sense in in complete shock.
My husband is my rock and the love of my life but I've just found out hes been hiding credit card debt totaling 40k what's worse is in the past both myself and my mum have suspected something was off and he has made me feel paranoid and like I don't trust him. He has started a debt management plan 3 months ago so we'll before I found out so this gives me a Ray of hope there is a chance for us he has said all the right things given me his bank cards and offered to go on a pre paid card for any living expenses but im not sure I can get over this the debt is bad enough (I've never even had a credit card) but the lying and making me doubt myself when I questioned him are making me doubt I know him at all. He has said I can take the kids and walk away debt free as everything is in his name and no bills with my name on have ever had so much as a late payment. Please can anyone advise me I feel like my world is falling apart

OP posts:
JontyDoggle37 · 02/01/2019 15:10

OP, I just wanted to say that you are amazing. Keep going, it will all be worth it in a year or two when you can breathe out and say ‘we’re clear’.

Onescaredmuma · 02/01/2019 15:24

Thank you that's very kind. I think it will be a few years but I'm hoping once the first few smaller debts are clear things will start to move faster.

OP posts:
Ta1kinPeace · 02/01/2019 15:35

Mega Kudos to @Onescaredmuma

  • for discussing it publicly
  • for taking charge
  • for not having a hissy fit at her DH, but making him grow up instead
Its a long slow road - but its worth it

Looking forward to the updates through 2019
TiP

Onescaredmuma · 02/01/2019 15:52

Going to hold my hands up admit to a hissy fit when I first found out but we're both owning our mistakes now as I have made some too, as I asked him to give up overtime for a little while when I was struggling with PND this was before knowing about the debt and he was managing the payments before this happened obviously had I known about the debt I would never have asked it of him but he was too scared to tell me about the debt so gave up the overtime he was using to pay off the debt!
He has paid back the kids today the older 2 accepted his apology and have told him it's OK I stayed in the kitchen but I could hear them and they were very sweet. He feels much better having that one out of the way. Next month we will hopefully be in a position to pay off the smallest debt.

OP posts:
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