Broke for a month

[Temporarilyskint]

i know the way these threads can go - I am not asking for money and while I think it is incredibly sweet when people offer I won't accept

Sorry for above disclaimer.

Have namechanged as I'm a bit embarrassed and my ex stalks me on here.

We've no money. Well, £40. That's to get through to the end of the month.

We have no oven, or microwave. We do have a toaster.

No access to credit.

Fuel costs are high due to having to take my son to school. Not sure if there's a way around this. (He will hopefully be starting at a new school which is local in 2016 but for now it's tough.)

Fussy cats need food.

Argh. I am partly posting for advice, and also partly for emotional sounding off as I'm fed up of thinking about money.

Don't fucking PM people then! I don't want half of what you have; I don't want any of it, but you offer and i say no but that's still my fault? No. That's YOUR choice, YOUR decision. Not mine.

Luxy - just imagine for a moment someone posted in AIBU - 'AIBU to be angry that a gift I offered wasn't needed by the recipient?'

AIBU asks 'well was it accepted'
'No'
'Was it asked for'
' no.'

I didn't want offers of money or gifts - even if you'd have lived next door to me I wouldn't have taken it. I said that, I said I wasn't poverty stricken, I said I wouldn't feel right taking stuff. You offered and I thanked you and said no thanks.

FYI I am home. Electrics working.

I hope you can find a way trough the month OP. I keep a couple of credit cards for emergencies. I'm sure you've thought of that though.

It's DHs. I'm not earning just now - I will be fine, it's just I was worried and scared and lonely last night then woke up and couldn't get electrics (or the sockets) to work. It has been an awful day to be honest.

pleased to hear you have electricity - boil some eggs while you have a chance!

Yes, I am very much hoping nothing goes bump in the night!

You need to get your finances sorted out. Perhaps get an appointment with your bank for financial advice on what your next steps forward should be wrt your financial circumstances.

Thank goodness the electricity is back on. How did you manage that?

Do you have a solicitor? I would speak to one re selling the property or getting your ex to buy you out. Sounds unsafe for children with electric issues. Haven't read the entire thread. Sorry if already mentioned

I woke this morning, the sockets were off. I followed costas advice on here and it worked. I dried my hair. I left the house; on my way out I heard them switch themselves off. I came back in, I turned everything off. I then turned broadband back on and one lamp and a few more things. I haven't yet attempted the hairdryer.

I may never wash my hair again.

I have not lied. At all.

Sorry, just want to say perhaps your ex and you could sell one of the properties, put one of the properties in your name & the other in his. I hope for your sake, he's at least civil & allows you to break all financial ties from him.

You have no fucking idea what life is like when it's CONSTANTLY as you describe. But you have drawn kind and generous people (I know you didn't want anything, before you start all that again) into donating their TIME and CONCERN. Don't you get it?

Geez, give the op a break. She did not ask for anyone's last bean. FS

I wanted time and concern

No you didnt OP. You posted in Money Matters.

Thanks Beebar

I didn't.

Here are some posts from me:

'That's a good idea about the flask thanks'
'Hopefully be sorted by the end of the month' (that was on page 1, for the 'you are disingenuous' club. Learn to fucking read.)
'I doubt I'd be eligible' (for a white goods service)
'I don't rent but thanks'
'I wouldn't really feel great about asking for stuff ... I am aware this situation is temporary and so I'd feel bad asking for something for free as someone in a worse way than me might need it (that's in bold for a reason)
'We aren't entitled to benefits or free school meals or anything like that'
id feel upset at the though that someone else might have really genuinely needed it (not just temporarily stuck) and so I just wouldn't feel right
'I would really prefer to stay anonymous' (said that three times I think)
'Things will be a lot better next month'

They were all said last night.

If that's misleading people - well, RTFT.

I've read the full thread and see you have had good advice already, whether you act on this or not is obviously your choice.

I just wanted to say that tax credits are based on income, if your income is SMP plus £400 rent from one of the properties then it's likely you will qualify if you have 3 kids. I understand it's not an immediate solution to your problem but might make things easier in the future.

CAB can perhaps help with identifying any other benefit entitlement. Sometimes local charities can provide white goods for free if it's the washing machine that's the problem and you can't afford to replace it.

I don't because the properties are counted as savings, Mairy, but thank you.

I wouldn't accept charity - as I've said, there are people who need this and people who do not and I do not. That doesn't mean I don't sometimes need a bit of help with both emotional support and practical help (e.g. costa who helped my hair get dry!)

Jesus. I remember you too.

I am glad you have left him OP. Honestly. Really really glad to hear that.

As for the rest of it...its never nice to lose the people you love, but we all have suffered loss. For you to say you don't feel lucky that you have THREE mortgage free properties is absolutely crazy. I'm sorry but it is.

I have lost people close to me, and I still didn't have a pot to piss in. Its not about a race to the bottom, its about recognizing that you aren't the only one being dealt a shitty hand in life, and trying to see the things you have that other people could only dream of.

Your posting style is really galling to me. Whether it is reflective of you as a person, I don't know. So I will leave it there.

Please seek some counselling. You really really need it, even if you feel like you don't.

I remember you under your other (several) name changes and once again this thread is following the same pattern.

If your posting history was revealed then people might not have felt so eager to offer advice

Gobo, there are people who are given compensation by for example the NHS when an operation is cocked up and life will never be the same again.

I dont feel lucky my parents died before I turned 30. It hurts my feelings when people say this because it sounds like I should be glad they are dead because hey I got the properties right?

Lucky to have parents who were wealthy-ish? I'll take that. But not to have lost them!

And my poor brother.

Your posting style is grating to me too, and your comments say everything you are.

Think of who you love most - a son or daughter? Imagine they died and someone said you were lucky because you got something in return. Would you think 'fuck off, nothing can replace them.'
Yeah.